Mercer County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mercer County, PA distress report, 2026: 28 ZIPs scored in Mercer, PA, Mercer, PA average 21/100; the top Mercer, PA ZIP is 16057 at 24/100; Mercer, PA market phase peak, Mercer, PA prices +4.2% year over year.
- Mercer, PA ranks #2,204 nationally (opportunity index); Mercer, PA #43 in Pennsylvania; Mercer, PA index 27.0.
- Mercer, PA: no CFPB county sample; Mercer, PA non-metro area reading 1.6%.
- Mercer, PA ZIP phases: 28 peak.
- Mercer, PA residential listings tracked: 40 across 20 ZIPs; Mercer, PA candidate listings 30.
- Mercer, PA HUD assisted properties: 13 with 1,030 units.
- Mercer, PA lenders on watch: 5; largest Mercer, PA footprint First Nb Of Pennsylvania (9 branches).
- Mercer, PA most distressed ZIP: 16057 at 24/100.
Mercer, PA figures: DLRadar distress index; Mercer, PA inputs: CFPB, FHFA, HUD, FDIC; Mercer, PA rebuilt as sources refresh.
| Rank | Mercer, PA ZIP | Score |
|---|---|---|
| 1 | 16057 | 24/100 |
| 2 | 16113 | 22/100 |
| 3 | 16114 | 22/100 |
| 4 | 16121 | 22/100 |
| 5 | 16124 | 22/100 |
| 6 | 16125 | 22/100 |
| 7 | 16130 | 22/100 |
| 8 | 16133 | 22/100 |
| 9 | 16137 | 22/100 |
| 10 | 16145 | 22/100 |
| 11 | 16146 | 22/100 |
| 12 | 16148 | 22/100 |
Most distressed Mercer, PA ZIPs (0-100, 2026)
Mortgage delinquency around Mercer, PA
No CFPB county sample covers Mercer, PA; the non-metro area reading for Mercer, PA: 1.6% ninety-plus; Mercer, PA area thirty-to-eighty-nine 2.1% (December 2025, Mercer, PA); Pennsylvania overall 1.0%.
Opportunity index: Mercer, PA
Mercer, PA index 27.0, Mercer, PA phase weak; Mercer, PA primary driver bank institutional, Mercer, PA second driver construction. Mercer, PA components: property stress 11.2, foreclosure pressure 10.1, listing discounts 29.4, bank stress 59.3, insurance 0.0; Mercer, PA pulse 30.2; Mercer, PA capital opportunity 22.2.
ZIP market phases inside Mercer, PA
28 Mercer, PA ZIPs carry a price-cycle phase; Mercer, PA ZIPs by phase (Mercer, PA), deepest drawdown first: peak, +2.7% YoY (Mercer, PA): 16057; peak, +4.2% YoY (Mercer, PA): 16110, 16113, 16114, 16121, Mercer, PA 16124, 16125, 16127, 16130, Mercer, PA 16133, 16134, 16137, 16145, Mercer, PA 16146; peak, +3.7% YoY (Mercer, PA): 16142; peak, +3.2% YoY (Mercer, PA): 16143.
Residential listings by Mercer, PA ZIP
Mercer, PA ZIPs with the most tracked Mercer, PA residential listings: 16146 10 listings, 9 candidates, bank pressure 63; 16148 7 listings, 6 candidates, bank pressure 63; 16125 6 listings, 2 candidates, bank pressure 63; 16137 6 listings, 4 candidates, bank pressure 63 (Mercer, PA); 16121 5 listings, 5 candidates, bank pressure 63; 16153 2 listings, 0 candidates, bank pressure 65; 16159 2 listings, 2 candidates, bank pressure 61; 16161 2 listings, 2 candidates, bank pressure 63. Mercer, PA totals: 40 listings; Mercer, PA candidates 30; active ZIPs 8.
HUD assisted housing in Mercer, PA
13 assisted properties with 1,030 units sit in Mercer, PA; largest Mercer, PA properties: Vermeire Manor (Sharon) 536 units, 536 assisted; Reynolds West Estates (Greenville) 100 units, 100 assisted; Orange Village Apts. (Hermitage) 81 units, 81 assisted in Mercer, PA; Fellowship Manor (Grove City) 75 units, 75 assisted; Lakeview Manor (Stoneboro) 50 units, 49 assisted; Buchanan Manor (Wheatland) 40 units, 40 assisted.
Lenders with branches in Mercer, PA
Mercer, PA lenders by branch count: First Nb Of Pennsylvania (Mercer, PA): stress 55, 9 branches low in Mercer, PA; Mercer County State Bank (Mercer, PA): stress 76, 7 branches low in Mercer, PA; Greenville Savings Bank (Mercer, PA): stress 66, 2 branches low in Mercer, PA; Nextier Bank National Assn (Mercer, PA): stress 61, 1 branch low in Mercer, PA; Northwest Bank (Mercer, PA): stress 58, 1 branch low in Mercer, PA.
Vacancy and permits, Mercer, PA
4,406 of 50,930 Mercer, PA housing units are vacant; Mercer, PA permits, twelve months: 5 multifamily units in Mercer, PA, 67 one-to-four unit units.
Work Mercer, PA at the parcel level
Every Mercer, PA parcel carries owner and address; every Mercer, PA parcel carries APN; Mercer, PA distress scores sit on the Mercer, PA live board.
Mercer, PA figures refresh with each source.
Mercer, PA questions
Most distressed ZIP code in Mercer County, PA?
ZIP 16057 leads Mercer, PA at 24/100; next in Mercer, PA: 16113 at 22/100; the Mercer, PA average is 21/100.
Where does Mercer County, PA rank for investment opportunity?
Mercer, PA is #2,204 among all ranked counties, #43 in Pennsylvania; the Mercer, PA driver is bank institutional; Mercer, PA moved up 60 places.
How many mortgages are delinquent in Mercer County, PA?
Mercer, PA takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Mercer, PA.
Which banks lend in Mercer County, PA?
5 watched lenders hold Mercer, PA branches; the largest Mercer, PA footprints are First Nb Of Pennsylvania (9), Mercer County State Bank (7), Greenville Savings Bank (2).
More on Mercer, PA
Mercer County, PA distress report: public-record figures for Mercer, PA; not legal advice for Mercer, PA; not tax or investment advice; verify every Mercer, PA record before acting.