Mercer County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mercer County, Pennsylvania? DLRadar grades every Mercer County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Mercer County breakdown.
- Mercer County's most distressed ZIP is 16057 at 23/100.
- 28 ZIP codes tracked in Mercer County, averaging 22/100 distress.
- Mercer County reads peak — home values up 4.2% year over year.
- Vacancy runs 13.3% across Mercer County's tracked ZIPs, with a 11.9% poverty rate.
- The typical Mercer County home is worth about $164,779 against a ~$63,194 median income.
- Lending headwind in Mercer County sits at 53/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 16057 | 23/100 |
| 2 | 16113 | 23/100 |
| 3 | 16114 | 23/100 |
| 4 | 16121 | 23/100 |
| 5 | 16124 | 23/100 |
| 6 | 16130 | 23/100 |
| 7 | 16133 | 23/100 |
| 8 | 16137 | 23/100 |
| 9 | 16145 | 23/100 |
| 10 | 16146 | 23/100 |
| 11 | 16148 | 23/100 |
| 12 | 16150 | 23/100 |
Most distressed ZIP codes in Mercer County (composite distress 0-100, 2026)
What is driving Mercer County distress
Nothing here is estimated: Mercer County is scored from filings alone, and its ZIPs average 22/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Mercer County market phase and pricing
Mercer County reads peak — home prices rose 4.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Mercer County
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Questions about this county
What is the hardest-hit ZIP in Mercer County?
ZIP 16057 leads Mercer County at 23/100, recomputed monthly from public records.
How would you describe the Mercer County market phase?
FHFA price-index movement places Mercer County in peak; prices are up 4.2% over twelve months.
Which datasets feed the Mercer County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 28 ZIP codes in Mercer County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Mercer County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Mercer County ZIPs DLRadar ranks, scores run from 23/100 in 16057 down to 23/100 in 16150, against a Mercer County average of 22/100. That 0-point gap is why acquisition targeting in Mercer County works at ZIP level rather than county level.
What do Mercer County home values and vacancy say about distressed supply?
The typical Mercer County home carries about $164,779 of value against a median household income near $63,194. Vacancy across Mercer County's tracked ZIPs runs 13.3% and the poverty rate is 11.9%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Mercer County's foreclosure and lien filings and its 53/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.