Mills County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mills County, TX distress report, 2026: 9 ZIPs scored in Mills, TX, Mills, TX average 14/100; the top Mills, TX ZIP is 76801 at 28/100; Mills, TX market phase peak, Mills, TX prices +2.0% year over year.
- Mills, TX ranks #2,280 nationally (opportunity index); Mills, TX #203 in Texas; Mills, TX index 26.8.
- Mills, TX: no CFPB county sample; Mills, TX non-metro area reading 1.4%.
- Mills, TX ZIP phases: 8 peak, 1 recovery.
- Mills, TX residential listings tracked: 0 across 4 ZIPs; Mills, TX candidate listings 0.
- Mills, TX lenders on watch: 1; largest Mills, TX footprint Mcbank (1 branch).
- Mills, TX most distressed ZIP: 76801 at 28/100.
Mills, TX figures: DLRadar distress index; Mills, TX inputs: CFPB, FHFA, HUD, FDIC; Mills, TX rebuilt as sources refresh.
| Rank | Mills, TX ZIP | Score |
|---|---|---|
| 1 | 76801 | 28/100 |
| 2 | 76890 | 26/100 |
| 3 | 76853 | 25/100 |
| 4 | 76531 | 9/100 |
| 5 | 76844 | 9/100 |
| 6 | 76442 | 8/100 |
| 7 | 76864 | 7/100 |
| 8 | 76870 | 7/100 |
| 9 | 76880 | 7/100 |
Most distressed Mills, TX ZIPs (0-100, 2026)
Mortgage delinquency around Mills, TX
No CFPB county sample covers Mills, TX; the non-metro area reading for Mills, TX: 1.4% ninety-plus; Mills, TX area thirty-to-eighty-nine 3.5% (December 2025, Mills, TX); Texas overall 1.2%.
Opportunity index: Mills, TX
Mills, TX index 26.8, Mills, TX phase weak; Mills, TX primary driver vacancy, Mills, TX second driver bank institutional. Mills, TX components: property stress 21.7, foreclosure pressure 22.6, listing discounts 4.9, bank stress 55.3, insurance 0.0; Mills, TX pulse 34.6; Mills, TX capital opportunity 15.2.
ZIP market phases inside Mills, TX
9 Mills, TX ZIPs carry a price-cycle phase; Mills, TX ZIPs by phase (Mills, TX), deepest drawdown first: recovery, +1.2% YoY, 0.9% off peak (Mills, TX): 76853; peak, +2.0% YoY, 0.0% off peak (Mills, TX): 76844; peak, +2.0% YoY (Mills, TX): 76442, 76531, 76864, 76870, Mills, TX 76880; peak, +1.0% YoY (Mills, TX): 76801; peak, +1.2% YoY (Mills, TX): 76890.
Residential listings by Mills, TX ZIP
Mills, TX ZIPs with the most tracked Mills, TX residential listings: 76844 0 listings, 0 candidates, bank pressure 66; 76864 0 listings, 0 candidates, bank pressure 67; 76870 0 listings, 0 candidates, bank pressure 67; 76880 0 listings, 0 candidates, bank pressure 67 (Mills, TX). Mills, TX totals: 0 listings; Mills, TX candidates 0; active ZIPs 0.
Lenders with branches in Mills, TX
Mills, TX lenders by branch count: Mcbank (Mills, TX): stress 72, 1 branch low in Mills, TX.
Vacancy and permits, Mills, TX
798 of 2,597 Mills, TX housing units are vacant.
Work Mills, TX at the parcel level
Every Mills, TX parcel carries owner and address; every Mills, TX parcel carries APN; Mills, TX distress scores sit on the Mills, TX live board.
Mills, TX figures refresh with each source.
Mills, TX questions
Most distressed ZIP code in Mills County, TX?
ZIP 76801 leads Mills, TX at 28/100; next in Mills, TX: 76890 at 26/100; the Mills, TX average is 14/100.
Where does Mills County, TX rank for investment opportunity?
Mills, TX is #2,280 among all ranked counties, #203 in Texas; the Mills, TX driver is vacancy; Mills, TX moved down 1,113 places.
How many mortgages are delinquent in Mills County, TX?
Mills, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Mills, TX.
Which banks lend in Mills County, TX?
1 watched lenders hold Mills, TX branches; the largest Mills, TX footprints are Mcbank (1).
More on Mills, TX
Mills County, TX distress report: public-record figures for Mills, TX; not legal advice for Mills, TX; not tax or investment advice; verify every Mills, TX record before acting.