Moffat County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Moffat County, CO distress report, 2026: 7 ZIPs scored in Moffat, CO, Moffat, CO average 8/100; the top Moffat, CO ZIP is 81653 at 15/100; Moffat, CO market phase contraction, Moffat, CO prices -0.3% year over year.
- Moffat, CO ranks #2,204 nationally (opportunity index); Moffat, CO #31 in Colorado; Moffat, CO index 27.0.
- Moffat, CO: no CFPB county sample; Moffat, CO non-metro area reading 0.8%.
- Moffat, CO ZIP phases: 6 contraction, 1 peak.
- Moffat, CO residential listings tracked: 11 across 5 ZIPs; Moffat, CO candidate listings 7.
- Moffat, CO HUD assisted properties: 3 with 212 units.
- Moffat, CO lenders on watch: 2; largest Moffat, CO footprint Bank Of Colorado (1 branch).
- Moffat, CO most distressed ZIP: 81653 at 15/100.
Moffat, CO figures: DLRadar distress index; Moffat, CO inputs: CFPB, FHFA, HUD, FDIC; Moffat, CO rebuilt as sources refresh.
| Rank | Moffat, CO ZIP | Score |
|---|---|---|
| 1 | 81653 | 15/100 |
| 2 | 81641 | 13/100 |
| 3 | 81638 | 12/100 |
| 4 | 81610 | 4/100 |
| 5 | 81625 | 4/100 |
| 6 | 81633 | 4/100 |
| 7 | 81640 | 4/100 |
Most distressed Moffat, CO ZIPs (0-100, 2026)
Mortgage delinquency around Moffat, CO
No CFPB county sample covers Moffat, CO; the non-metro area reading for Moffat, CO: 0.8% ninety-plus; Moffat, CO area thirty-to-eighty-nine 1.5% (December 2025, Moffat, CO); Colorado overall 0.7%.
Opportunity index: Moffat, CO
Moffat, CO index 27.0, Moffat, CO phase weak; Moffat, CO primary driver vacancy, Moffat, CO second driver bank institutional. Moffat, CO components: property stress 19.9, foreclosure pressure 24.0, listing discounts 24.6, bank stress 55.9, insurance 0.0; Moffat, CO pulse 30.0; Moffat, CO capital opportunity 22.6; Moffat, CO seven-day change +0.1%.
ZIP market phases inside Moffat, CO
7 Moffat, CO ZIPs carry a price-cycle phase; Moffat, CO ZIPs by phase (Moffat, CO), deepest drawdown first: contraction, -0.3% YoY, 0.7% off peak (Moffat, CO): 81610, 81625, 81633, 81638, Moffat, CO 81640, 81653; peak, +1.8% YoY, 0.1% off peak (Moffat, CO): 81641.
Residential listings by Moffat, CO ZIP
Moffat, CO ZIPs with the most tracked Moffat, CO residential listings: 81625 11 listings, 7 candidates, bank pressure 61; 81610 0 listings, 0 candidates, bank pressure 56; 81633 0 listings, 0 candidates, bank pressure 56; 81638 0 listings, 0 candidates, bank pressure 61 (Moffat, CO); 81640 0 listings, 0 candidates, bank pressure 56. Moffat, CO totals: 11 listings; Moffat, CO candidates 7; active ZIPs 0.
HUD assisted housing in Moffat, CO
3 assisted properties with 212 units sit in Moffat, CO; largest Moffat, CO properties: Columbine Apartments (Craig) 120 units, 120 assisted; Ridgeview Apts (Craig) 48 units; Sunset Meadows Ii (Craig) 44 units, 44 assisted in Moffat, CO.
Lenders with branches in Moffat, CO
Moffat, CO lenders by branch count: Bank Of Colorado (Moffat, CO): stress 63, 1 branch low in Moffat, CO; Yampa Valley Bank (Moffat, CO): stress 51, 1 branch low in Moffat, CO.
Vacancy and permits, Moffat, CO
746 of 6,136 Moffat, CO housing units are vacant; Moffat, CO permits, twelve months: 0 multifamily units in Moffat, CO, 17 one-to-four unit units.
Work Moffat, CO at the parcel level
Every Moffat, CO parcel carries owner and address; every Moffat, CO parcel carries APN; Moffat, CO distress scores sit on the Moffat, CO live board.
Moffat, CO figures refresh with each source.
Moffat, CO questions
Most distressed ZIP code in Moffat County, CO?
ZIP 81653 leads Moffat, CO at 15/100; next in Moffat, CO: 81641 at 13/100; the Moffat, CO average is 8/100.
Where does Moffat County, CO rank for investment opportunity?
Moffat, CO is #2,204 among all ranked counties, #31 in Colorado; the Moffat, CO driver is vacancy; Moffat, CO moved up 108 places.
How many mortgages are delinquent in Moffat County, CO?
Moffat, CO takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Moffat, CO.
Which banks lend in Moffat County, CO?
2 watched lenders hold Moffat, CO branches; the largest Moffat, CO footprints are Bank Of Colorado (1), Yampa Valley Bank (1).
More on Moffat, CO
Moffat County, CO distress report: public-record figures for Moffat, CO; not legal advice for Moffat, CO; not tax or investment advice; verify every Moffat, CO record before acting.