Monona County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monona County, IA distress report, 2026: 15 ZIPs scored in Monona, IA, Monona, IA average 25/100; the top Monona, IA ZIP is 51056 at 30/100; Monona, IA market phase peak, Monona, IA prices +2.5% year over year.
- Monona, IA ranks #541 nationally (opportunity index); Monona, IA #5 in Iowa; Monona, IA index 33.2.
- Monona, IA: no CFPB county sample; Monona, IA non-metro area reading 0.7%.
- Monona, IA ZIP phases: 13 peak, 2 contraction.
- Monona, IA residential listings tracked: 4 across 9 ZIPs; Monona, IA candidate listings 1.
- Monona, IA HUD assisted properties: 2 with 24 units.
- Monona, IA lenders on watch: 6; largest Monona, IA footprint United Bank Of Iowa (2 branches).
- Monona, IA most distressed ZIP: 51056 at 30/100.
Monona, IA figures: DLRadar distress index; Monona, IA inputs: CFPB, FHFA, HUD, FDIC; Monona, IA rebuilt as sources refresh.
| Rank | Monona, IA ZIP | Score |
|---|---|---|
| 1 | 51056 | 30/100 |
| 2 | 51026 | 28/100 |
| 3 | 51019 | 27/100 |
| 4 | 51055 | 27/100 |
| 5 | 51010 | 25/100 |
| 6 | 51040 | 25/100 |
| 7 | 51051 | 25/100 |
| 8 | 51063 | 25/100 |
| 9 | 51572 | 25/100 |
| 10 | 51034 | 24/100 |
| 11 | 51523 | 24/100 |
| 12 | 51558 | 24/100 |
Most distressed Monona, IA ZIPs (0-100, 2026)
Mortgage delinquency around Monona, IA
No CFPB county sample covers Monona, IA; the non-metro area reading for Monona, IA: 0.7% ninety-plus; Monona, IA area thirty-to-eighty-nine 2.1% (December 2025, Monona, IA); Iowa overall 0.9%.
Opportunity index: Monona, IA
Monona, IA index 33.2, Monona, IA phase overheated; Monona, IA primary driver construction, Monona, IA second driver bank institutional. Monona, IA components: property stress 27.9, foreclosure pressure 29.6, listing discounts 19.8, bank stress 56.5, insurance 0.0; Monona, IA pulse 40.6; Monona, IA capital opportunity 22.2; Monona, IA seven-day change -0.4%.
ZIP market phases inside Monona, IA
15 Monona, IA ZIPs carry a price-cycle phase; Monona, IA ZIPs by phase (Monona, IA), deepest drawdown first: contraction, -0.8% YoY, 1.1% off peak (Monona, IA): 51056; contraction, -0.5% YoY, 1.0% off peak (Monona, IA): 51019; peak, +0.0% YoY, 0.8% off peak (Monona, IA): 51026; peak, +0.5% YoY, 0.7% off peak (Monona, IA): 51055; peak, +1.9% YoY, 0.2% off peak (Monona, IA): 51034; peak, +2.5% YoY (Monona, IA): 51010, 51040, 51051, 51060, Monona, IA 51063, 51572; peak, +2.6% YoY (Monona, IA): 51523, 51558; peak, +3.0% YoY (Monona, IA): 51529; peak, +3.4% YoY (Monona, IA): 51545.
Residential listings by Monona, IA ZIP
Monona, IA ZIPs with the most tracked Monona, IA residential listings: 51040 3 listings, 1 candidates, bank pressure 57; 51010 1 listings, 0 candidates, bank pressure 57; 51034 0 listings, 0 candidates, bank pressure 58; 51051 0 listings, 0 candidates, bank pressure 57 (Monona, IA); 51060 0 listings, 0 candidates, bank pressure 61; 51063 0 listings, 0 candidates, bank pressure 57; 51523 0 listings, 0 candidates, bank pressure 60; 51558 0 listings, 0 candidates, bank pressure 60. Monona, IA totals: 4 listings; Monona, IA candidates 1; active ZIPs 2.
HUD assisted housing in Monona, IA
2 assisted properties with 24 units sit in Monona, IA; largest Monona, IA properties: Diamond Heights (Onawa) 16 units, 16 assisted; Pearl Court (Onawa) 8 units, 8 assisted.
Lenders with branches in Monona, IA
Monona, IA lenders by branch count: United Bank Of Iowa (Monona, IA): stress 68, 2 branches low in Monona, IA; Community Bank (Monona, IA): stress 62, 2 branches low in Monona, IA; Sloan State Bank (Monona, IA): stress 72, 1 branch low in Monona, IA; Shelby County State Bank (Monona, IA): stress 58, 1 branch low in Monona, IA; Security Nb Of Sioux City Ia (Monona, IA): stress 46, 1 branch low in Monona, IA; First Security Bank (Monona, IA): stress 44, 1 branch low in Monona, IA.
Vacancy and permits, Monona, IA
494 of 4,372 Monona, IA housing units are vacant; Monona, IA permits, twelve months: 0 multifamily units in Monona, IA, 5 one-to-four unit units.
Work Monona, IA at the parcel level
Every Monona, IA parcel carries owner and address; every Monona, IA parcel carries APN; Monona, IA distress scores sit on the Monona, IA live board.
Monona, IA figures refresh with each source.
Monona, IA questions
Most distressed ZIP code in Monona County, IA?
ZIP 51056 leads Monona, IA at 30/100; next in Monona, IA: 51026 at 28/100; the Monona, IA average is 25/100.
Where does Monona County, IA rank for investment opportunity?
Monona, IA is #541 among all ranked counties, #5 in Iowa; the Monona, IA driver is construction; Monona, IA moved down 344 places.
How many mortgages are delinquent in Monona County, IA?
Monona, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Monona, IA.
Which banks lend in Monona County, IA?
6 watched lenders hold Monona, IA branches; the largest Monona, IA footprints are United Bank Of Iowa (2), Community Bank (2), Sloan State Bank (1).
More on Monona, IA
Monona County, IA distress report: public-record figures for Monona, IA; not legal advice for Monona, IA; not tax or investment advice; verify every Monona, IA record before acting.