Monongalia County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Monongalia County, West Virginia? DLRadar grades every Monongalia County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Monongalia County breakdown.
- Monongalia County's most distressed ZIP is 26582 at 30/100.
- 19 ZIP codes tracked in Monongalia County, averaging 21/100 distress.
- Monongalia County reads expansion — home values up 6.7% year over year, 0.7% off peak.
- Vacancy runs 12.3% across Monongalia County's tracked ZIPs, with a 17.8% poverty rate.
- The typical Monongalia County home is worth about $180,013 against a ~$64,513 median income.
- Lending headwind in Monongalia County sits at 31/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 26582 | 30/100 |
| 2 | 26554 | 28/100 |
| 3 | 26588 | 27/100 |
| 4 | 26570 | 22/100 |
| 5 | 26501 | 20/100 |
| 6 | 26505 | 20/100 |
| 7 | 26506 | 20/100 |
| 8 | 26508 | 20/100 |
| 9 | 26521 | 20/100 |
| 10 | 26534 | 20/100 |
| 11 | 26541 | 20/100 |
| 12 | 26543 | 20/100 |
Most distressed ZIP codes in Monongalia County (composite distress 0-100, 2026)
What is driving Monongalia County distress
Nothing here is estimated: Monongalia County is scored from filings alone, and its ZIPs average 21/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Monongalia County market phase and pricing
Monongalia County currently sits in expansion after a 6.7% gain in the past twelve months, 0.7% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
Which Monongalia County ZIP scores worst for distress?
ZIP 26582 leads Monongalia County at 30/100, recomputed monthly from public records.
Which phase does Monongalia County sit in right now?
Monongalia County currently sits in expansion, with values up 6.7% year on year, based on FHFA price-index trajectory.
Where does the Monongalia County data come from?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 19 ZIP codes in Monongalia County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Monongalia County ZIP codes?
A single county score papers over real variation. Across the Monongalia County ZIPs DLRadar ranks, scores run from 30/100 in 26582 down to 20/100 in 26543, against a Monongalia County average of 21/100. Because the gap runs to 10 points, Monongalia County rewards ZIP-level precision.
What do Monongalia County home values and vacancy say about distressed supply?
The typical Monongalia County home carries about $180,013 of value against a median household income near $64,513. Vacancy across Monongalia County's tracked ZIPs runs 12.3% and the poverty rate is 17.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Monongalia County's foreclosure and lien filings and its 31/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.