Monongalia County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monongalia County, WV distress report, 2026: 19 ZIPs scored in Monongalia, WV, Monongalia, WV average 20/100; the top Monongalia, WV ZIP is 26582 at 27/100; Monongalia, WV market phase expansion, Monongalia, WV prices +6.7% year over year.
- Monongalia, WV ranks #2,030 nationally (opportunity index); Monongalia, WV #40 in West Virginia; Monongalia, WV index 27.6.
- Monongalia, WV: no CFPB county sample; Monongalia, WV non-metro area reading 1.2%.
- Monongalia, WV ZIP phases: 19 expansion.
- Monongalia, WV residential listings tracked: 107 across 12 ZIPs; Monongalia, WV candidate listings 25.
- Monongalia, WV HUD assisted properties: 3 with 193 units.
- Monongalia, WV lenders on watch: 6; largest Monongalia, WV footprint Clear Mountain Bank (3 branches).
- Monongalia, WV most distressed ZIP: 26582 at 27/100.
Monongalia, WV figures: DLRadar distress index; Monongalia, WV inputs: CFPB, FHFA, HUD, FDIC; Monongalia, WV rebuilt as sources refresh.
| Rank | Monongalia, WV ZIP | Score |
|---|---|---|
| 1 | 26582 | 27/100 |
| 2 | 26554 | 26/100 |
| 3 | 26588 | 24/100 |
| 4 | 26562 | 20/100 |
| 5 | 26570 | 20/100 |
| 6 | 26575 | 20/100 |
| 7 | 26501 | 19/100 |
| 8 | 26505 | 19/100 |
| 9 | 26506 | 19/100 |
| 10 | 26508 | 19/100 |
| 11 | 26521 | 19/100 |
| 12 | 26534 | 19/100 |
Most distressed Monongalia, WV ZIPs (0-100, 2026)
Mortgage delinquency around Monongalia, WV
No CFPB county sample covers Monongalia, WV; the non-metro area reading for Monongalia, WV: 1.2% ninety-plus; Monongalia, WV area thirty-to-eighty-nine 3.9% (December 2025, Monongalia, WV); West Virginia overall 1.1%.
Opportunity index: Monongalia, WV
Monongalia, WV index 27.6, Monongalia, WV phase weak; Monongalia, WV primary driver vacancy, Monongalia, WV second driver bank institutional. Monongalia, WV components: property stress 17.2, foreclosure pressure 14.4, listing discounts 31.3, bank stress 52.5, insurance 0.0; Monongalia, WV pulse 29.0; Monongalia, WV capital opportunity 25.5; Monongalia, WV seven-day change +0.3%.
ZIP market phases inside Monongalia, WV
19 Monongalia, WV ZIPs carry a price-cycle phase; Monongalia, WV ZIPs by phase (Monongalia, WV), deepest drawdown first: expansion, +6.7% YoY, 0.7% off peak (Monongalia, WV): 26501, 26505, 26506, 26508, Monongalia, WV 26521, 26534, 26541, 26542, Monongalia, WV 26543, 26544, 26546, 26590; expansion, +6.5% YoY, 0.6% off peak (Monongalia, WV): 26374; expansion, +6.5% YoY, 0.5% off peak (Monongalia, WV): 26570; expansion, +7.6% YoY, 0.2% off peak (Monongalia, WV): 26562, 26575.
Residential listings by Monongalia, WV ZIP
Monongalia, WV ZIPs with the most tracked Monongalia, WV residential listings: 26508 50 listings, 16 candidates, bank pressure 57; 26505 33 listings, 4 candidates, bank pressure 57; 26501 23 listings, 4 candidates, bank pressure 57; 26570 1 listings, 1 candidates, bank pressure 58 (Monongalia, WV); 26506 0 listings, 0 candidates, bank pressure 57; 26521 0 listings, 0 candidates, bank pressure 57; 26534 0 listings, 0 candidates, bank pressure 57; 26541 0 listings, 0 candidates, bank pressure 57. Monongalia, WV totals: 107 listings; Monongalia, WV candidates 25; active ZIPs 4.
HUD assisted housing in Monongalia, WV
3 assisted properties with 193 units sit in Monongalia, WV; largest Monongalia, WV properties: Greene Glen (Morgantown,) 108 units; Friendship Manor (Morgantown) 49 units; Unity House Apartments, Inc. (Morgantown) 36 units, 35 assisted in Monongalia, WV.
Lenders with branches in Monongalia, WV
Monongalia, WV lenders by branch count: Clear Mountain Bank (Monongalia, WV): stress 52, 3 branches low in Monongalia, WV; Wesbanco Bank Inc (Monongalia, WV): stress 44, 3 branches low in Monongalia, WV; First Exchange Bank (Monongalia, WV): stress 79, 2 branches low in Monongalia, WV; Mvb Bank Inc (Monongalia, WV): stress 64, 2 branches low in Monongalia, WV; City Nb Of West Virginia (Monongalia, WV): stress 49, 1 branch low in Monongalia, WV; Citizens Bk Morgantown Inc (Monongalia, WV): stress 41, 1 branch low in Monongalia, WV.
Vacancy and permits, Monongalia, WV
5,303 of 49,932 Monongalia, WV housing units are vacant; Monongalia, WV permits, twelve months: 0 multifamily units in Monongalia, WV, 22 one-to-four unit units.
Work Monongalia, WV at the parcel level
Every Monongalia, WV parcel carries owner and address; every Monongalia, WV parcel carries APN; Monongalia, WV distress scores sit on the Monongalia, WV live board.
Monongalia, WV figures refresh with each source.
Monongalia, WV questions
Most distressed ZIP code in Monongalia County, WV?
ZIP 26582 leads Monongalia, WV at 27/100; next in Monongalia, WV: 26554 at 26/100; the Monongalia, WV average is 20/100.
Where does Monongalia County, WV rank for investment opportunity?
Monongalia, WV is #2,030 among all ranked counties, #40 in West Virginia; the Monongalia, WV driver is vacancy; Monongalia, WV moved up 497 places.
How many mortgages are delinquent in Monongalia County, WV?
Monongalia, WV takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Monongalia, WV.
Which banks lend in Monongalia County, WV?
6 watched lenders hold Monongalia, WV branches; the largest Monongalia, WV footprints are Clear Mountain Bank (3), Wesbanco Bank Inc (3), First Exchange Bank (2).
More on Monongalia, WV
Monongalia County, WV distress report: public-record figures for Monongalia, WV; not legal advice for Monongalia, WV; not tax or investment advice; verify every Monongalia, WV record before acting.