Montgomery County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Montgomery County, PA distress report, 2026: 71 ZIPs scored in Montgomery, PA, Montgomery, PA average 25/100; the top Montgomery, PA ZIP is 19083 at 28/100; Montgomery, PA market phase peak, Montgomery, PA prices +4.2% year over year.
- Montgomery, PA ranks #2,984 nationally (opportunity index); Montgomery, PA #64 in Pennsylvania; Montgomery, PA index 23.3.
- Montgomery, PA ninety-day mortgage delinquency 0.6% in December 2025; Montgomery, PA twelve-month change +0.2%.
- Montgomery, PA ZIP phases: 71 peak.
- Montgomery, PA residential listings tracked: 154 across 58 ZIPs; Montgomery, PA candidate listings 54.
- Montgomery, PA HUD assisted properties: 21 with 1,383 units.
- Montgomery, PA lenders on watch: 8; largest Montgomery, PA footprint Univest Bank&Trust Co (20 branches).
- Montgomery, PA most distressed ZIP: 19083 at 28/100.
Montgomery, PA figures: DLRadar distress index; Montgomery, PA inputs: CFPB, FHFA, HUD, FDIC; Montgomery, PA rebuilt as sources refresh.
| Rank | Montgomery, PA ZIP | Score |
|---|---|---|
| 1 | 19083 | 28/100 |
| 2 | 18914 | 26/100 |
| 3 | 19087 | 26/100 |
| 4 | 19460 | 26/100 |
| 5 | 18041 | 25/100 |
| 6 | 18054 | 25/100 |
| 7 | 18073 | 25/100 |
| 8 | 18074 | 25/100 |
| 9 | 18076 | 25/100 |
| 10 | 18915 | 25/100 |
| 11 | 18936 | 25/100 |
| 12 | 18964 | 25/100 |
Most distressed Montgomery, PA ZIPs (0-100, 2026)
Mortgage delinquency in Montgomery, PA
0.6% of Montgomery, PA mortgages were ninety-plus days late (Montgomery, PA, December 2025); Montgomery, PA thirty-to-eighty-nine days late: 1.3%; Montgomery, PA twelve-month change +0.2%; Montgomery, PA peak since 2008: 2.5% (January 2012); Pennsylvania overall 1.0%. Montgomery, PA ninety-day series: Dec 24 0.4, Jan 25 0.4, Feb 25 0.3 (Montgomery, PA), Mar 25 0.5, Apr 25 0.5, May 25 0.4 (Montgomery, PA), Jun 25 0.4, Jul 25 0.4, Aug 25 0.5 (Montgomery, PA), Sep 25 0.5, Oct 25 0.5, Nov 25 0.6 (Montgomery, PA), Dec 25 0.6.
Opportunity index: Montgomery, PA
Montgomery, PA index 23.3, Montgomery, PA phase weak; Montgomery, PA primary driver bank institutional, Montgomery, PA second driver construction. Montgomery, PA components: property stress 8.0, foreclosure pressure 5.9, listing discounts 25.3, bank stress 56.3, insurance 0.0; Montgomery, PA pulse 25.1; Montgomery, PA capital opportunity 20.6; Montgomery, PA seven-day change +0.1%.
ZIP market phases inside Montgomery, PA
71 Montgomery, PA ZIPs carry a price-cycle phase; Montgomery, PA ZIPs by phase (Montgomery, PA), deepest drawdown first: peak, +4.4% YoY (Montgomery, PA): 18041; peak, +4.2% YoY (Montgomery, PA): 18054, 18073, 18074, 18076, Montgomery, PA 18914, 18915, 18936, 18964, Montgomery, PA 18969, 19001, 19002, 19003, Montgomery, PA 19004, 19006; peak, +4.3% YoY (Montgomery, PA): 18070.
Residential listings by Montgomery, PA ZIP
Montgomery, PA ZIPs with the most tracked Montgomery, PA residential listings: 19401 18 listings, 7 candidates, bank pressure 58; 19464 17 listings, 8 candidates, bank pressure 60; 19027 11 listings, 4 candidates, bank pressure 58; 19001 10 listings, 2 candidates, bank pressure 58 (Montgomery, PA); 19090 9 listings, 3 candidates, bank pressure 58; 19038 8 listings, 5 candidates, bank pressure 58; 19046 6 listings, 2 candidates, bank pressure 58; 19095 6 listings, 5 candidates, bank pressure 58. Montgomery, PA totals: 154 listings; Montgomery, PA candidates 54; active ZIPs 32.
HUD assisted housing in Montgomery, PA
21 assisted properties with 1,383 units sit in Montgomery, PA; largest Montgomery, PA properties: Schwenckfeld Manor East (Lansdale) 225 units, 223 assisted; Gloria Dei Towers (Huntingdon Valley) 175 units, 156 assisted; Pheasant Run Apartments (Harleysville) 142 units, 141 assisted in Montgomery, PA; Moreland Towers (Hatboro) 138 units, 137 assisted; Bethlehem Village (Flourtown) 101 units, 100 assisted; Dock Manor (Lansdale) 100 units, 100 assisted.
Lenders with branches in Montgomery, PA
Montgomery, PA lenders by branch count: Univest Bank&Trust Co (Montgomery, PA): stress 60, 20 branches low in Montgomery, PA; Harleysville Bank (Montgomery, PA): stress 61, 7 branches low in Montgomery, PA; Firstrust Savings Bank (Montgomery, PA): stress 54, 7 branches low in Montgomery, PA; Ambler Savings Bank (Montgomery, PA): stress 70, 5 branches low in Montgomery, PA; Fulton Bank National Assn (Montgomery, PA): stress 61, 5 branches low in Montgomery, PA; Qnb Bank (Montgomery, PA): stress 78, 4 branches low in Montgomery, PA; Phoenixville Federal B&T (Montgomery, PA): stress 69, 3 branches low in Montgomery, PA; Penn Community Bank (Montgomery, PA): stress 76, 2 branches low in Montgomery, PA.
Vacancy and permits, Montgomery, PA
14,846 of 350,351 Montgomery, PA housing units are vacant; Montgomery, PA permits, twelve months: 1,143 multifamily units in Montgomery, PA, 915 one-to-four unit units.
Work Montgomery, PA at the parcel level
Every Montgomery, PA parcel carries owner and address; every Montgomery, PA parcel carries APN; Montgomery, PA distress scores sit on the Montgomery, PA live board.
Montgomery, PA figures refresh with each source.
Montgomery, PA questions
Most distressed ZIP code in Montgomery County, PA?
ZIP 19083 leads Montgomery, PA at 28/100; next in Montgomery, PA: 18914 at 26/100; the Montgomery, PA average is 25/100.
Where does Montgomery County, PA rank for investment opportunity?
Montgomery, PA is #2,984 among all ranked counties, #64 in Pennsylvania; the Montgomery, PA driver is bank institutional; Montgomery, PA moved up 58 places.
How many mortgages are delinquent in Montgomery County, PA?
0.6% of Montgomery, PA mortgages were ninety-plus days late in December 2025; the Montgomery, PA peak since 2008 was 2.5%.
Which banks lend in Montgomery County, PA?
8 watched lenders hold Montgomery, PA branches; the largest Montgomery, PA footprints are Univest Bank&Trust Co (20), Harleysville Bank (7), Firstrust Savings Bank (7).
More on Montgomery, PA
Montgomery County, PA distress report: public-record figures for Montgomery, PA; not legal advice for Montgomery, PA; not tax or investment advice; verify every Montgomery, PA record before acting.