Montgomery County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Montgomery County, Pennsylvania? DLRadar grades every Montgomery County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Montgomery County breakdown.
- Montgomery County's most distressed ZIP is 19083 at 28/100.
- 71 ZIP codes tracked in Montgomery County, averaging 26/100 distress.
- Montgomery County reads peak — home values up 4.2% year over year.
- Vacancy runs 5.2% across Montgomery County's tracked ZIPs, with a 5.4% poverty rate.
- The typical Montgomery County home is worth about $512,710 against a ~$119,913 median income.
- Lending headwind in Montgomery County sits at 49/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 19083 | 28/100 |
| 2 | 19087 | 27/100 |
| 3 | 19460 | 27/100 |
| 4 | 18054 | 26/100 |
| 5 | 18073 | 26/100 |
| 6 | 18074 | 26/100 |
| 7 | 18076 | 26/100 |
| 8 | 18914 | 26/100 |
| 9 | 18915 | 26/100 |
| 10 | 18936 | 26/100 |
| 11 | 18964 | 26/100 |
| 12 | 18969 | 26/100 |
Most distressed ZIP codes in Montgomery County (composite distress 0-100, 2026)
What is driving Montgomery County distress
Montgomery County's placement in the national index rests on public filings — a 26/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Montgomery County market phase and pricing
The cycle in Montgomery County is peak, with values up 4.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Montgomery County
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Questions about this county
Which ZIP code leads Montgomery County on distress?
ZIP 19083 leads Montgomery County at 28/100, recomputed monthly from public records.
How would you describe the Montgomery County market phase?
Phase for Montgomery County: peak, tracking a 4.2% gain year over year, read off the FHFA index.
How is the Montgomery County data sourced?
Every Montgomery County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 71 Montgomery County ZIP codes that it runs on every other U.S. county, so Montgomery County's numbers are directly comparable to any other market.
How much do distress scores vary between Montgomery County ZIP codes?
One county number flattens a wide range. Across the Montgomery County ZIPs DLRadar ranks, scores run from 28/100 in 19083 down to 26/100 in 18969, against a Montgomery County average of 26/100. With 2 points between best and worst, county-level targeting in Montgomery County wastes effort.
What do Montgomery County home values and vacancy say about distressed supply?
The typical Montgomery County home carries about $512,710 of value against a median household income near $119,913. Vacancy across Montgomery County's tracked ZIPs runs 5.2% and the poverty rate is 5.4%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Montgomery County's foreclosure and tax-lien record and its 49/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.