Montgomery County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Montgomery County, Virginia? DLRadar grades every Montgomery County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Montgomery County breakdown.
- Montgomery County's most distressed ZIP is 24059 at 28/100.
- 11 ZIP codes tracked in Montgomery County, averaging 23/100 distress.
- Montgomery County reads expansion — home values up 5.5% year over year.
- Vacancy runs 15.7% across Montgomery County's tracked ZIPs, with a 15.2% poverty rate.
- The typical Montgomery County home is worth about $234,610 against a ~$65,687 median income.
- Lending headwind in Montgomery County sits at 52/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 24059 | 28/100 |
| 2 | 24070 | 26/100 |
| 3 | 24060 | 24/100 |
| 4 | 24061 | 24/100 |
| 5 | 24073 | 24/100 |
| 6 | 24347 | 24/100 |
| 7 | 24087 | 23/100 |
| 8 | 24162 | 23/100 |
| 9 | 24141 | 21/100 |
| 10 | 24149 | 19/100 |
| 11 | 24138 | 16/100 |
Most distressed ZIP codes in Montgomery County (composite distress 0-100, 2026)
What is driving Montgomery County distress
DLRadar builds Montgomery County's distress picture only from records anyone can pull; its ZIPs average 23/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Montgomery County market phase and pricing
Phase for Montgomery County: expansion (+5.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Montgomery County
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Common questions
Which part of Montgomery County, VA scores highest for distress?
ZIP 24059 leads Montgomery County at 28/100, recomputed monthly from public records.
Is Montgomery County expanding or contracting?
Montgomery County is classified expansion with a 5.5% year-over-year increase, following the FHFA House Price Index.
What is this Montgomery County analysis built from?
Montgomery County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 11 ZIPs are comparable to anywhere else.
How much do distress scores vary between Montgomery County ZIP codes?
Averaging the county conceals how uneven it is. Across the Montgomery County ZIPs DLRadar ranks, scores run from 28/100 in 24059 down to 16/100 in 24138, against a Montgomery County average of 23/100. A spread of 12 points means Montgomery County has to be worked ZIP by ZIP.
What do Montgomery County home values and vacancy say about distressed supply?
The typical Montgomery County home carries about $234,610 of value against a median household income near $65,687. Vacancy across Montgomery County's tracked ZIPs runs 15.7% and the poverty rate is 15.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Montgomery County's foreclosure and tax-lien filings and its 52/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.