Montgomery County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Montgomery County, VA distress report, 2026: 11 ZIPs scored in Montgomery, VA, Montgomery, VA average 21/100; the top Montgomery, VA ZIP is 24347 at 24/100; Montgomery, VA market phase expansion, Montgomery, VA prices +5.5% year over year.
- Montgomery, VA ranks #2,139 nationally (opportunity index); Montgomery, VA #59 in Virginia; Montgomery, VA index 27.2.
- Montgomery, VA: no CFPB county sample; Montgomery, VA metro area reading 1.0%.
- Montgomery, VA ZIP phases: 9 expansion, 2 peak.
- Montgomery, VA residential listings tracked: 16 across 7 ZIPs; Montgomery, VA candidate listings 8.
- Montgomery, VA HUD assisted properties: 20 with 3,112 units.
- Montgomery, VA lenders on watch: 8; largest Montgomery, VA footprint National Bank Of Blacksburg (7 branches).
- Montgomery, VA most distressed ZIP: 24347 at 24/100.
Montgomery, VA figures: DLRadar distress index; Montgomery, VA inputs: CFPB, FHFA, HUD, FDIC; Montgomery, VA rebuilt as sources refresh.
| Rank | Montgomery, VA ZIP | Score |
|---|---|---|
| 1 | 24347 | 24/100 |
| 2 | 24060 | 23/100 |
| 3 | 24061 | 23/100 |
| 4 | 24073 | 23/100 |
| 5 | 24087 | 23/100 |
| 6 | 24162 | 23/100 |
| 7 | 24059 | 21/100 |
| 8 | 24141 | 20/100 |
| 9 | 24070 | 19/100 |
| 10 | 24149 | 18/100 |
| 11 | 24138 | 16/100 |
Most distressed Montgomery, VA ZIPs (0-100, 2026)
Mortgage delinquency around Montgomery, VA
No CFPB county sample covers Montgomery, VA; the metro area reading for Montgomery, VA (Blacksburg-Christiansburg-Radford, VA): 1.0% ninety-plus; Montgomery, VA area thirty-to-eighty-nine 2.0% (December 2025, Montgomery, VA); Virginia overall 0.8%.
Opportunity index: Montgomery, VA
Montgomery, VA index 27.2, Montgomery, VA phase weak; Montgomery, VA primary driver vacancy, Montgomery, VA second driver bank institutional. Montgomery, VA components: property stress 27.0, foreclosure pressure 25.6, listing discounts 21.8, bank stress 49.8, insurance 0.0; Montgomery, VA pulse 29.2; Montgomery, VA capital opportunity 24.2; Montgomery, VA seven-day change -0.5%.
ZIP market phases inside Montgomery, VA
11 Montgomery, VA ZIPs carry a price-cycle phase; Montgomery, VA ZIPs by phase (Montgomery, VA), deepest drawdown first: peak, +3.1% YoY (Montgomery, VA): 24059; expansion, +5.5% YoY (Montgomery, VA): 24060, 24061, 24073, 24138, Montgomery, VA 24141, 24149, 24162, 24347; peak, +3.2% YoY (Montgomery, VA): 24070; expansion, +5.4% YoY (Montgomery, VA): 24087.
Residential listings by Montgomery, VA ZIP
Montgomery, VA ZIPs with the most tracked Montgomery, VA residential listings: 24060 5 listings, 3 candidates, bank pressure 55; 24073 4 listings, 1 candidates, bank pressure 55; 24149 4 listings, 3 candidates, bank pressure 53; 24162 2 listings, 1 candidates, bank pressure 53 (Montgomery, VA); 24087 1 listings, 0 candidates, bank pressure 56; 24061 0 listings, 0 candidates, bank pressure 55; 24138 0 listings, 0 candidates, bank pressure 53. Montgomery, VA totals: 16 listings; Montgomery, VA candidates 8; active ZIPs 1.
HUD assisted housing in Montgomery, VA
20 assisted properties with 3,112 units sit in Montgomery, VA; largest Montgomery, VA properties: Foxridge I - Iii (Blacksburg) 539 units; Chasewood Downs Apartments (Blacksburg) 276 units; Huckleberry Ridge (Montgomery County) 248 units in Montgomery, VA; Foxridge Vii Apartmetns (Blacksburg) 240 units; Vue@Crc Apts (Blackburg) 206 units; Foxridge Sec Vi (Blacksburg) 204 units.
Lenders with branches in Montgomery, VA
Montgomery, VA lenders by branch count: National Bank Of Blacksburg (Montgomery, VA): stress 82, 7 branches low in Montgomery, VA; Atlantic Union Bank (Montgomery, VA): stress 40, 4 branches low in Montgomery, VA; Carter Bank&Trust (Montgomery, VA): stress 35, 3 branches low in Montgomery, VA; Skyline National Bank (Montgomery, VA): stress 65, 2 branches low in Montgomery, VA; First Bank&Trust Co (Montgomery, VA): stress 54, 2 branches low in Montgomery, VA; First Community Bank (Montgomery, VA): stress 35, 2 branches low in Montgomery, VA; Burke&Herbert Bank&Trust Co (Montgomery, VA): stress 62, 1 branch low in Montgomery, VA; Locus Bank Inc (Montgomery, VA): stress 28, 1 branch low in Montgomery, VA.
Vacancy and permits, Montgomery, VA
5,833 of 42,794 Montgomery, VA housing units are vacant; Montgomery, VA permits, twelve months: 201 multifamily units in Montgomery, VA, 365 one-to-four unit units.
Work Montgomery, VA at the parcel level
Every Montgomery, VA parcel carries owner and address; every Montgomery, VA parcel carries APN; Montgomery, VA distress scores sit on the Montgomery, VA live board.
Montgomery, VA figures refresh with each source.
Montgomery, VA questions
Most distressed ZIP code in Montgomery County, VA?
ZIP 24347 leads Montgomery, VA at 24/100; next in Montgomery, VA: 24060 at 23/100; the Montgomery, VA average is 21/100.
Where does Montgomery County, VA rank for investment opportunity?
Montgomery, VA is #2,139 among all ranked counties, #59 in Virginia; the Montgomery, VA driver is vacancy; Montgomery, VA moved up 306 places.
How many mortgages are delinquent in Montgomery County, VA?
Montgomery, VA takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Montgomery, VA.
Which banks lend in Montgomery County, VA?
8 watched lenders hold Montgomery, VA branches; the largest Montgomery, VA footprints are National Bank Of Blacksburg (7), Atlantic Union Bank (4), Carter Bank&Trust (3).
More on Montgomery, VA
Montgomery County, VA distress report: public-record figures for Montgomery, VA; not legal advice for Montgomery, VA; not tax or investment advice; verify every Montgomery, VA record before acting.