Morgan County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Morgan County, Utah? DLRadar grades every Morgan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Morgan County breakdown.
- Morgan County's most distressed ZIP is 84018 at 14/100.
- 2 ZIP codes tracked in Morgan County, averaging 14/100 distress.
- Morgan County reads neutral — home values up 3.2% year over year.
- Vacancy runs 3% across Morgan County's tracked ZIPs, with a 0.9% poverty rate.
- The typical Morgan County home is worth about $657,500 against a ~$125,949 median income.
- Lending headwind in Morgan County sits at 42/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 84018 | 14/100 |
| 2 | 84050 | 14/100 |
Most distressed ZIP codes in Morgan County (composite distress 0-100, 2026)
What is driving Morgan County distress
Nothing here is estimated: Morgan County is scored from filings alone, and its ZIPs average 14/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Morgan County market phase and pricing
The cycle in Morgan County is neutral, with values up 3.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Morgan County
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Frequently asked
Where is distress highest inside Morgan County, UT?
ZIP 84018 leads Morgan County at 14/100, recomputed monthly from public records.
What stage of the price cycle is Morgan County at?
Morgan County currently sits in neutral, with values up 3.2% year on year, based on FHFA price-index trajectory.
How is the Morgan County data sourced?
Every Morgan County figure traces to a public source — FHFA House Price Index for the neutral trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 2 Morgan County ZIP codes that it runs on every other U.S. county, so Morgan County's numbers are directly comparable to any other market.
How much do distress scores vary between Morgan County ZIP codes?
Averaging the county conceals how uneven it is. Across the Morgan County ZIPs DLRadar ranks, scores run from 14/100 in 84018 down to 14/100 in 84050, against a Morgan County average of 14/100. With 0 points between best and worst, county-level targeting in Morgan County wastes effort.
What do Morgan County home values and vacancy say about distressed supply?
The typical Morgan County home carries about $657,500 of value against a median household income near $125,949. Vacancy across Morgan County's tracked ZIPs runs 3% and the poverty rate is 0.9%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Morgan County's foreclosure and tax-lien filings and its 42/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.