Muskogee County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Muskogee County, Oklahoma? DLRadar grades every Muskogee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Muskogee County breakdown.
- Muskogee County's most distressed ZIP is 74401 at 27/100.
- 15 ZIP codes tracked in Muskogee County, averaging 25/100 distress.
- Muskogee County reads peak — home values up 2.2% year over year.
- Vacancy runs 18.7% across Muskogee County's tracked ZIPs, with a 18.7% poverty rate.
- The typical Muskogee County home is worth about $130,238 against a ~$53,460 median income.
- Lending headwind in Muskogee County sits at 55/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 74401 | 27/100 |
| 2 | 74403 | 27/100 |
| 3 | 74423 | 27/100 |
| 4 | 74450 | 27/100 |
| 5 | 74463 | 27/100 |
| 6 | 74468 | 27/100 |
| 7 | 74470 | 27/100 |
| 8 | 74455 | 26/100 |
| 9 | 74469 | 26/100 |
| 10 | 74434 | 25/100 |
| 11 | 74436 | 25/100 |
| 12 | 74435 | 24/100 |
Most distressed ZIP codes in Muskogee County (composite distress 0-100, 2026)
What is driving Muskogee County distress
Nothing here is estimated: Muskogee County is scored from filings alone, and its ZIPs average 25/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Muskogee County market phase and pricing
The cycle in Muskogee County is peak, with values up 2.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Muskogee County
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What people ask
Where is distress highest inside Muskogee County, OK?
ZIP 74401 leads Muskogee County at 27/100, recomputed monthly from public records.
What market phase is Muskogee County in?
Phase for Muskogee County: peak, tracking a 2.2% gain year over year, read off the FHFA index.
Where does the Muskogee County data come from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 15 ZIP codes in Muskogee County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Muskogee County ZIP codes?
Averaging the county conceals how uneven it is. Across the Muskogee County ZIPs DLRadar ranks, scores run from 27/100 in 74401 down to 24/100 in 74435, against a Muskogee County average of 25/100. The 3-point range is the argument for ZIP-level search across Muskogee County.
What do Muskogee County home values and vacancy say about distressed supply?
The typical Muskogee County home carries about $130,238 of value against a median household income near $53,460. Vacancy across Muskogee County's tracked ZIPs runs 18.7% and the poverty rate is 18.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Muskogee County's foreclosure and tax-lien record and its 55/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.