Muskogee County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Muskogee County, OK distress report, 2026: 15 ZIPs scored in Muskogee, OK, Muskogee, OK average 25/100; the top Muskogee, OK ZIP is 74401 at 27/100; Muskogee, OK market phase peak, Muskogee, OK prices +2.2% year over year.
- Muskogee, OK ranks #1,116 nationally (opportunity index); Muskogee, OK #35 in Oklahoma; Muskogee, OK index 30.8.
- Muskogee, OK: no CFPB county sample; Muskogee, OK non-metro area reading 1.4%.
- Muskogee, OK ZIP phases: 15 peak.
- Muskogee, OK residential listings tracked: 32 across 12 ZIPs; Muskogee, OK candidate listings 17.
- Muskogee, OK HUD assisted properties: 9 with 485 units.
- Muskogee, OK lenders on watch: 7; largest Muskogee, OK footprint Armstrong Bank (4 branches).
- Muskogee, OK most distressed ZIP: 74401 at 27/100.
Muskogee, OK figures: DLRadar distress index; Muskogee, OK inputs: CFPB, FHFA, HUD, FDIC; Muskogee, OK rebuilt as sources refresh.
| Rank | Muskogee, OK ZIP | Score |
|---|---|---|
| 1 | 74401 | 27/100 |
| 2 | 74403 | 27/100 |
| 3 | 74423 | 27/100 |
| 4 | 74450 | 27/100 |
| 5 | 74463 | 27/100 |
| 6 | 74468 | 27/100 |
| 7 | 74470 | 27/100 |
| 8 | 74434 | 26/100 |
| 9 | 74436 | 26/100 |
| 10 | 74455 | 26/100 |
| 11 | 74469 | 26/100 |
| 12 | 74422 | 24/100 |
Most distressed Muskogee, OK ZIPs (0-100, 2026)
Mortgage delinquency around Muskogee, OK
No CFPB county sample covers Muskogee, OK; the non-metro area reading for Muskogee, OK: 1.4% ninety-plus; Muskogee, OK area thirty-to-eighty-nine 3.5% (December 2025, Muskogee, OK); Oklahoma overall 1.2%.
Opportunity index: Muskogee, OK
Muskogee, OK index 30.8, Muskogee, OK phase watchlist; Muskogee, OK primary driver vacancy, Muskogee, OK second driver construction. Muskogee, OK components: property stress 17.8, foreclosure pressure 17.6, listing discounts 33.5, bank stress 57.1, insurance 0.0; Muskogee, OK pulse 34.3; Muskogee, OK capital opportunity 25.6; Muskogee, OK seven-day change -0.2%.
ZIP market phases inside Muskogee, OK
15 Muskogee, OK ZIPs carry a price-cycle phase; Muskogee, OK ZIPs by phase (Muskogee, OK), deepest drawdown first: peak, +2.8% YoY, 0.6% off peak (Muskogee, OK): 74435; peak, +2.2% YoY (Muskogee, OK): 74401, 74423, 74450, 74463, Muskogee, OK 74468, 74470; peak, +2.3% YoY (Muskogee, OK): 74403; peak, +2.8% YoY (Muskogee, OK): 74422; peak, +1.1% YoY (Muskogee, OK): 74426; peak, +1.6% YoY (Muskogee, OK): 74428; peak, +2.4% YoY (Muskogee, OK): 74434; peak, +2.7% YoY (Muskogee, OK): 74436; peak, +2.0% YoY (Muskogee, OK): 74455; peak, +2.1% YoY (Muskogee, OK): 74469.
Residential listings by Muskogee, OK ZIP
Muskogee, OK ZIPs with the most tracked Muskogee, OK residential listings: 74403 15 listings, 10 candidates, bank pressure 60; 74436 6 listings, 5 candidates, bank pressure 62; 74401 4 listings, 2 candidates, bank pressure 66; 74455 3 listings, 0 candidates, bank pressure 67 (Muskogee, OK); 74434 1 listings, 0 candidates, bank pressure 64; 74450 1 listings, 0 candidates, bank pressure 66; 74469 1 listings, 0 candidates, bank pressure 67; 74470 1 listings, 0 candidates, bank pressure 66. Muskogee, OK totals: 32 listings; Muskogee, OK candidates 17; active ZIPs 4.
HUD assisted housing in Muskogee, OK
9 assisted properties with 485 units sit in Muskogee, OK; largest Muskogee, OK properties: Fair Haven Manor Apartments (Muskogee) 191 units, 191 assisted; Greenleaf Apartments (Muskogee) 100 units, 100 assisted; Whispering Pines (Muskogee) 100 units in Muskogee, OK; Azalea Terrace (Muskogee) 23 units, 23 assisted; Marc Homes, Inc (Muskogee) 22 units, 22 assisted; Heritage Park Apartments (Muskogee) 14 units, 14 assisted.
Lenders with branches in Muskogee, OK
Muskogee, OK lenders by branch count: Armstrong Bank (Muskogee, OK): stress 70, 4 branches low in Muskogee, OK; Firstar Bank (Muskogee, OK): stress 56, 3 branches moderate in Muskogee, OK; Mabrey Bank (Muskogee, OK): stress 76, 2 branches moderate in Muskogee, OK; Bokf National Assn (Muskogee, OK): stress 63, 2 branches moderate in Muskogee, OK; Bancfirst (Muskogee, OK): stress 51, 2 branches moderate in Muskogee, OK; Local Bank (Muskogee, OK): stress 83, 1 branch moderate in Muskogee, OK; City Nb&T Co Of Lawton Ok (Muskogee, OK): stress 46, 1 branch moderate in Muskogee, OK.
Vacancy and permits, Muskogee, OK
3,610 of 29,349 Muskogee, OK housing units are vacant; Muskogee, OK permits, twelve months: 0 multifamily units in Muskogee, OK, 54 one-to-four unit units.
Work Muskogee, OK at the parcel level
Every Muskogee, OK parcel carries owner and address; every Muskogee, OK parcel carries APN; Muskogee, OK distress scores sit on the Muskogee, OK live board.
Muskogee, OK figures refresh with each source.
Muskogee, OK questions
Most distressed ZIP code in Muskogee County, OK?
ZIP 74401 leads Muskogee, OK at 27/100; next in Muskogee, OK: 74403 at 27/100; the Muskogee, OK average is 25/100.
Where does Muskogee County, OK rank for investment opportunity?
Muskogee, OK is #1,116 among all ranked counties, #35 in Oklahoma; the Muskogee, OK driver is vacancy; Muskogee, OK moved up 165 places.
How many mortgages are delinquent in Muskogee County, OK?
Muskogee, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Muskogee, OK.
Which banks lend in Muskogee County, OK?
7 watched lenders hold Muskogee, OK branches; the largest Muskogee, OK footprints are Armstrong Bank (4), Firstar Bank (3), Mabrey Bank (2).
More on Muskogee, OK
Muskogee County, OK distress report: public-record figures for Muskogee, OK; not legal advice for Muskogee, OK; not tax or investment advice; verify every Muskogee, OK record before acting.