Nacogdoches County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Nacogdoches County, TX distress report, 2026: 10 ZIPs scored in Nacogdoches, TX, Nacogdoches, TX average 32/100; the top Nacogdoches, TX ZIP is 75788 at 33/100; Nacogdoches, TX market phase peak, Nacogdoches, TX prices +0.9% year over year.
- Nacogdoches, TX ranks #1,944 nationally (opportunity index); Nacogdoches, TX #172 in Texas; Nacogdoches, TX index 27.9.
- Nacogdoches, TX: no CFPB county sample; Nacogdoches, TX non-metro area reading 1.4%.
- Nacogdoches, TX ZIP phases: 10 peak.
- Nacogdoches, TX residential listings tracked: 9 across 10 ZIPs; Nacogdoches, TX candidate listings 6.
- Nacogdoches, TX HUD assisted properties: 2 with 148 units.
- Nacogdoches, TX lenders on watch: 7; largest Nacogdoches, TX footprint Commercial Bank Of Texas Na (6 branches).
- Nacogdoches, TX most distressed ZIP: 75788 at 33/100.
Nacogdoches, TX figures: DLRadar distress index; Nacogdoches, TX inputs: CFPB, FHFA, HUD, FDIC; Nacogdoches, TX rebuilt as sources refresh.
| Rank | Nacogdoches, TX ZIP | Score |
|---|---|---|
| 1 | 75788 | 33/100 |
| 2 | 75937 | 33/100 |
| 3 | 75943 | 33/100 |
| 4 | 75944 | 33/100 |
| 5 | 75961 | 33/100 |
| 6 | 75962 | 33/100 |
| 7 | 75964 | 33/100 |
| 8 | 75965 | 33/100 |
| 9 | 75760 | 30/100 |
| 10 | 75946 | 30/100 |
Most distressed Nacogdoches, TX ZIPs (0-100, 2026)
Mortgage delinquency around Nacogdoches, TX
No CFPB county sample covers Nacogdoches, TX; the non-metro area reading for Nacogdoches, TX: 1.4% ninety-plus; Nacogdoches, TX area thirty-to-eighty-nine 3.5% (December 2025, Nacogdoches, TX); Texas overall 1.2%.
Opportunity index: Nacogdoches, TX
Nacogdoches, TX index 27.9, Nacogdoches, TX phase weak; Nacogdoches, TX primary driver vacancy, Nacogdoches, TX second driver construction. Nacogdoches, TX components: property stress 20.5, foreclosure pressure 21.6, listing discounts 14.9, bank stress 57.7, insurance 0.0; Nacogdoches, TX pulse 34.2; Nacogdoches, TX capital opportunity 18.5.
ZIP market phases inside Nacogdoches, TX
10 Nacogdoches, TX ZIPs carry a price-cycle phase; Nacogdoches, TX ZIPs by phase (Nacogdoches, TX), deepest drawdown first: peak, +1.5% YoY (Nacogdoches, TX): 75760, 75946; peak, +0.9% YoY (Nacogdoches, TX): 75788, 75937, 75943, 75944, Nacogdoches, TX 75961, 75962, 75964, 75965.
Residential listings by Nacogdoches, TX ZIP
Nacogdoches, TX ZIPs with the most tracked Nacogdoches, TX residential listings: 75946 3 listings, 1 candidates, bank pressure 54; 75760 1 listings, 1 candidates, bank pressure 54; 75943 1 listings, 1 candidates, bank pressure 55; 75944 1 listings, 0 candidates, bank pressure 55 (Nacogdoches, TX); 75961 1 listings, 1 candidates, bank pressure 55; 75964 1 listings, 1 candidates, bank pressure 55; 75965 1 listings, 1 candidates, bank pressure 55; 75788 0 listings, 0 candidates, bank pressure 55. Nacogdoches, TX totals: 9 listings; Nacogdoches, TX candidates 6; active ZIPs 1.
HUD assisted housing in Nacogdoches, TX
2 assisted properties with 148 units sit in Nacogdoches, TX; largest Nacogdoches, TX properties: Pine Lake Estates (Nacogdoches) 100 units, 100 assisted; Northway Landing/Voa (Nacogdoches) 48 units, 47 assisted.
Lenders with branches in Nacogdoches, TX
Nacogdoches, TX lenders by branch count: Commercial Bank Of Texas Na (Nacogdoches, TX): stress 58, 6 branches low in Nacogdoches, TX; Austin Bank Texas Na (Nacogdoches, TX): stress 31, 2 branches low in Nacogdoches, TX; First National Bank Texas (Nacogdoches, TX): stress 77, 1 branch moderate in Nacogdoches, TX; Ubank (Nacogdoches, TX): stress 67, 1 branch low in Nacogdoches, TX; Texas Bank (Nacogdoches, TX): stress 64, 1 branch low in Nacogdoches, TX; Southside Bank (Nacogdoches, TX): stress 55, 1 branch low in Nacogdoches, TX; Citizens 1st Bank (Nacogdoches, TX): stress 27, 1 branch low in Nacogdoches, TX.
Vacancy and permits, Nacogdoches, TX
3,854 of 29,156 Nacogdoches, TX housing units are vacant; Nacogdoches, TX permits, twelve months: 0 multifamily units in Nacogdoches, TX, 30 one-to-four unit units.
Work Nacogdoches, TX at the parcel level
Every Nacogdoches, TX parcel carries owner and address; every Nacogdoches, TX parcel carries APN; Nacogdoches, TX distress scores sit on the Nacogdoches, TX live board.
Nacogdoches, TX figures refresh with each source.
Nacogdoches, TX questions
Most distressed ZIP code in Nacogdoches County, TX?
ZIP 75788 leads Nacogdoches, TX at 33/100; next in Nacogdoches, TX: 75937 at 33/100; the Nacogdoches, TX average is 32/100.
Where does Nacogdoches County, TX rank for investment opportunity?
Nacogdoches, TX is #1,944 among all ranked counties, #172 in Texas; the Nacogdoches, TX driver is vacancy; Nacogdoches, TX moved down 724 places.
How many mortgages are delinquent in Nacogdoches County, TX?
Nacogdoches, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Nacogdoches, TX.
Which banks lend in Nacogdoches County, TX?
7 watched lenders hold Nacogdoches, TX branches; the largest Nacogdoches, TX footprints are Commercial Bank Of Texas Na (6), Austin Bank Texas Na (2), First National Bank Texas (1).
More on Nacogdoches, TX
Nacogdoches County, TX distress report: public-record figures for Nacogdoches, TX; not legal advice for Nacogdoches, TX; not tax or investment advice; verify every Nacogdoches, TX record before acting.