Nelson County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Nelson County, Virginia? DLRadar grades every Nelson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Nelson County breakdown.
- Nelson County's most distressed ZIP is 22952 at 26/100.
- 18 ZIP codes tracked in Nelson County, averaging 20/100 distress.
- Nelson County reads peak — home values up 3.6% year over year.
- Vacancy runs 26.2% across Nelson County's tracked ZIPs, with a 13.2% poverty rate.
- The typical Nelson County home is worth about $298,800 against a ~$74,875 median income.
- Lending headwind in Nelson County sits at 57/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22952 | 26/100 |
| 2 | 22920 | 25/100 |
| 3 | 22969 | 25/100 |
| 4 | 22958 | 23/100 |
| 5 | 22938 | 22/100 |
| 6 | 22949 | 22/100 |
| 7 | 22964 | 22/100 |
| 8 | 22971 | 22/100 |
| 9 | 22976 | 22/100 |
| 10 | 24464 | 22/100 |
| 11 | 24581 | 22/100 |
| 12 | 22922 | 21/100 |
Most distressed ZIP codes in Nelson County (composite distress 0-100, 2026)
What is driving Nelson County distress
The Nelson County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 20/100 ZIP average. No proprietary or modelled inputs enter the score.
Nelson County market phase and pricing
Nelson County currently sits in peak after a 3.6% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Nelson County
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What people ask
Which Nelson County ZIP scores worst for distress?
ZIP 22952 leads Nelson County at 26/100, recomputed monthly from public records.
Which phase does Nelson County sit in right now?
Nelson County is classified peak with a 3.6% year-over-year increase, following the FHFA House Price Index.
Where does the Nelson County data come from?
Each Nelson County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 18 local ZIPs and every other county in the country.
How much do distress scores vary between Nelson County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Nelson County ZIPs DLRadar ranks, scores run from 26/100 in 22952 down to 21/100 in 22922, against a Nelson County average of 20/100. Those 5 points separate the ZIPs worth working in Nelson County from the rest.
What do Nelson County home values and vacancy say about distressed supply?
The typical Nelson County home carries about $298,800 of value against a median household income near $74,875. Vacancy across Nelson County's tracked ZIPs runs 26.2% and the poverty rate is 13.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Nelson County's foreclosure and lien data and its 57/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.