Northampton County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Northampton County, VA distress report, 2026: 11 ZIPs scored in Northampton, VA, Northampton, VA average 9/100; the top Northampton, VA ZIP is 23307 at 9/100; Northampton, VA market phase expansion, Northampton, VA prices +5.5% year over year.
- Northampton, VA ranks #2,030 nationally (opportunity index); Northampton, VA #55 in Virginia; Northampton, VA index 27.6.
- Northampton, VA: no CFPB county sample; Northampton, VA non-metro area reading 1.2%.
- Northampton, VA ZIP phases: 11 expansion.
- Northampton, VA residential listings tracked: 6 across 11 ZIPs; Northampton, VA candidate listings 5.
- Northampton, VA HUD assisted properties: 3 with 81 units.
- Northampton, VA lenders on watch: 1; largest Northampton, VA footprint Atlantic Union Bank (2 branches).
- Northampton, VA most distressed ZIP: 23307 at 9/100.
Northampton, VA figures: DLRadar distress index; Northampton, VA inputs: CFPB, FHFA, HUD, FDIC; Northampton, VA rebuilt as sources refresh.
| Rank | Northampton, VA ZIP | Score |
|---|---|---|
| 1 | 23307 | 9/100 |
| 2 | 23310 | 9/100 |
| 3 | 23316 | 9/100 |
| 4 | 23347 | 9/100 |
| 5 | 23350 | 9/100 |
| 6 | 23354 | 9/100 |
| 7 | 23398 | 9/100 |
| 8 | 23405 | 9/100 |
| 9 | 23408 | 9/100 |
| 10 | 23413 | 9/100 |
| 11 | 23486 | 9/100 |
Most distressed Northampton, VA ZIPs (0-100, 2026)
Mortgage delinquency around Northampton, VA
No CFPB county sample covers Northampton, VA; the non-metro area reading for Northampton, VA: 1.2% ninety-plus; Northampton, VA area thirty-to-eighty-nine 3.0% (December 2025, Northampton, VA); Virginia overall 0.8%.
Opportunity index: Northampton, VA
Northampton, VA index 27.6, Northampton, VA phase weak; Northampton, VA primary driver vacancy, Northampton, VA second driver bank institutional. Northampton, VA components: property stress 19.6, foreclosure pressure 20.9, listing discounts 21.0, bank stress 46.5, insurance 0.0; Northampton, VA pulse 30.7; Northampton, VA capital opportunity 23.0; Northampton, VA seven-day change +0.2%.
ZIP market phases inside Northampton, VA
11 Northampton, VA ZIPs carry a price-cycle phase; Northampton, VA ZIPs by phase (Northampton, VA), deepest drawdown first: expansion, +5.5% YoY (Northampton, VA): 23307, 23310, 23316, 23347, Northampton, VA 23350, 23354, 23398, 23405, Northampton, VA 23408, 23413, 23486.
Residential listings by Northampton, VA ZIP
Northampton, VA ZIPs with the most tracked Northampton, VA residential listings: 23350 4 listings, 4 candidates, bank pressure 55; 23310 1 listings, 0 candidates, bank pressure 55; 23405 1 listings, 1 candidates, bank pressure 55; 23307 0 listings, 0 candidates, bank pressure 55 (Northampton, VA); 23316 0 listings, 0 candidates, bank pressure 55; 23347 0 listings, 0 candidates, bank pressure 55; 23354 0 listings, 0 candidates, bank pressure 55; 23398 0 listings, 0 candidates, bank pressure 55. Northampton, VA totals: 6 listings; Northampton, VA candidates 5; active ZIPs 1.
HUD assisted housing in Northampton, VA
3 assisted properties with 81 units sit in Northampton, VA; largest Northampton, VA properties: Peter Cartwright Manor (Exmore) 46 units, 45 assisted; Dogwood View Apartments (Nassawadox) 20 units, 20 assisted; Ap's Freedom Apartments (Exmore) 15 units, 14 assisted in Northampton, VA.
Lenders with branches in Northampton, VA
Northampton, VA lenders by branch count: Atlantic Union Bank (Northampton, VA): stress 40, 2 branches low in Northampton, VA.
Vacancy and permits, Northampton, VA
2,113 of 7,550 Northampton, VA housing units are vacant; Northampton, VA permits, twelve months: 6 multifamily units in Northampton, VA, 171 one-to-four unit units.
Work Northampton, VA at the parcel level
Every Northampton, VA parcel carries owner and address; every Northampton, VA parcel carries APN; Northampton, VA distress scores sit on the Northampton, VA live board.
Northampton, VA figures refresh with each source.
Northampton, VA questions
Most distressed ZIP code in Northampton County, VA?
ZIP 23307 leads Northampton, VA at 9/100; next in Northampton, VA: 23310 at 9/100; the Northampton, VA average is 9/100.
Where does Northampton County, VA rank for investment opportunity?
Northampton, VA is #2,030 among all ranked counties, #55 in Virginia; the Northampton, VA driver is vacancy; Northampton, VA moved up 117 places.
How many mortgages are delinquent in Northampton County, VA?
Northampton, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Northampton, VA.
Which banks lend in Northampton County, VA?
1 watched lenders hold Northampton, VA branches; the largest Northampton, VA footprints are Atlantic Union Bank (2).
More on Northampton, VA
Northampton County, VA distress report: public-record figures for Northampton, VA; not legal advice for Northampton, VA; not tax or investment advice; verify every Northampton, VA record before acting.