Northampton County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Northampton County, Virginia? DLRadar grades every Northampton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 9/100. Here is the 2026 Northampton County breakdown.
- Northampton County's most distressed ZIP is 23307 at 9/100.
- 11 ZIP codes tracked in Northampton County, averaging 9/100 distress.
- Northampton County reads expansion — home values up 5.5% year over year.
- Vacancy runs 20.7% across Northampton County's tracked ZIPs, with a 12.2% poverty rate.
- The typical Northampton County home is worth about $291,457 against a ~$57,949 median income.
- Lending headwind in Northampton County sits at 28/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 23307 | 9/100 |
| 2 | 23310 | 9/100 |
| 3 | 23316 | 9/100 |
| 4 | 23347 | 9/100 |
| 5 | 23350 | 9/100 |
| 6 | 23354 | 9/100 |
| 7 | 23398 | 9/100 |
| 8 | 23405 | 9/100 |
| 9 | 23408 | 9/100 |
| 10 | 23413 | 9/100 |
| 11 | 23486 | 9/100 |
Most distressed ZIP codes in Northampton County (composite distress 0-100, 2026)
What is driving Northampton County distress
Nothing here is estimated: Northampton County is scored from filings alone, and its ZIPs average 9/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Northampton County market phase and pricing
Phase for Northampton County: expansion (+5.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Northampton County
Browse the full Northampton County distress data free, or start a 60-minute exploration to unlock the scored distressed properties inside each ZIP — no card charged today.
Nothing charged today · every module open, on live data.
What people ask
What is the hardest-hit ZIP in Northampton County?
ZIP 23307 leads Northampton County at 9/100, recomputed monthly from public records.
Where is Northampton County in the housing cycle?
FHFA price-index movement places Northampton County in expansion; prices are up 5.5% over twelve months.
What are the sources behind these Northampton County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 11 Northampton County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Northampton County ZIP codes?
Averaging the county conceals how uneven it is. Across the Northampton County ZIPs DLRadar ranks, scores run from 9/100 in 23307 down to 9/100 in 23486, against a Northampton County average of 9/100. A spread of 0 points means Northampton County has to be worked ZIP by ZIP.
What do Northampton County home values and vacancy say about distressed supply?
The typical Northampton County home carries about $291,457 of value against a median household income near $57,949. Vacancy across Northampton County's tracked ZIPs runs 20.7% and the poverty rate is 12.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Northampton County's foreclosure and tax-lien filings and its 28/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.