Oconee County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Oconee County, South Carolina? DLRadar grades every Oconee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Oconee County breakdown.
- Oconee County's most distressed ZIP is 29634 at 36/100.
- 13 ZIP codes tracked in Oconee County, averaging 32/100 distress.
- Oconee County reads peak — home values up 3.8% year over year.
- Vacancy runs 29% across Oconee County's tracked ZIPs, with a 15% poverty rate.
- The typical Oconee County home is worth about $287,018 against a ~$64,015 median income.
- Lending headwind in Oconee County sits at 67/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 29634 | 36/100 |
| 2 | 29689 | 33/100 |
| 3 | 29643 | 32/100 |
| 4 | 29678 | 32/100 |
| 5 | 29658 | 31/100 |
| 6 | 29664 | 31/100 |
| 7 | 29665 | 31/100 |
| 8 | 29672 | 31/100 |
| 9 | 29676 | 31/100 |
| 10 | 29686 | 31/100 |
| 11 | 29691 | 31/100 |
| 12 | 29693 | 31/100 |
Most distressed ZIP codes in Oconee County (composite distress 0-100, 2026)
What is driving Oconee County distress
DLRadar builds Oconee County's distress picture only from records anyone can pull; its ZIPs average 32/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Oconee County market phase and pricing
DLRadar places Oconee County in peak; prices moved up 3.8% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Oconee County
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Common questions
Which ZIP code leads Oconee County on distress?
ZIP 29634 leads Oconee County at 36/100, recomputed monthly from public records.
Which phase does Oconee County sit in right now?
FHFA price-index movement places Oconee County in peak; prices are up 3.8% over twelve months.
Can the Oconee County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 13 ZIP codes in Oconee County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Oconee County ZIP codes?
One county number flattens a wide range. Across the Oconee County ZIPs DLRadar ranks, scores run from 36/100 in 29634 down to 31/100 in 29693, against a Oconee County average of 32/100. With 5 points between best and worst, county-level targeting in Oconee County wastes effort.
What do Oconee County home values and vacancy say about distressed supply?
The typical Oconee County home carries about $287,018 of value against a median household income near $64,015. Vacancy across Oconee County's tracked ZIPs runs 29% and the poverty rate is 15%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Oconee County's foreclosure and tax-lien filings and its 67/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.