Oconee County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Oconee County, SC distress report, 2026: 13 ZIPs scored in Oconee, SC, Oconee, SC average 32/100; the top Oconee, SC ZIP is 29634 at 33/100; Oconee, SC market phase peak, Oconee, SC prices +3.8% year over year.
- Oconee, SC ranks #535 nationally (opportunity index); Oconee, SC #21 in South Carolina; Oconee, SC index 33.2.
- Oconee, SC: no CFPB county sample; Oconee, SC non-metro area reading 1.4%.
- Oconee, SC ZIP phases: 13 peak.
- Oconee, SC residential listings tracked: 49 across 11 ZIPs; Oconee, SC candidate listings 21.
- Oconee, SC HUD assisted properties: 6 with 160 units.
- Oconee, SC lenders on watch: 2; largest Oconee, SC footprint Blue Ridge Bank (4 branches).
- Oconee, SC most distressed ZIP: 29634 at 33/100.
Oconee, SC figures: DLRadar distress index; Oconee, SC inputs: CFPB, FHFA, HUD, FDIC; Oconee, SC rebuilt as sources refresh.
| Rank | Oconee, SC ZIP | Score |
|---|---|---|
| 1 | 29634 | 33/100 |
| 2 | 29689 | 33/100 |
| 3 | 29643 | 32/100 |
| 4 | 29658 | 32/100 |
| 5 | 29664 | 32/100 |
| 6 | 29665 | 32/100 |
| 7 | 29672 | 32/100 |
| 8 | 29676 | 32/100 |
| 9 | 29678 | 32/100 |
| 10 | 29686 | 32/100 |
| 11 | 29691 | 32/100 |
| 12 | 29693 | 32/100 |
Most distressed Oconee, SC ZIPs (0-100, 2026)
Mortgage delinquency around Oconee, SC
No CFPB county sample covers Oconee, SC; the non-metro area reading for Oconee, SC: 1.4% ninety-plus; Oconee, SC area thirty-to-eighty-nine 4.5% (December 2025, Oconee, SC); South Carolina overall 1.2%.
Opportunity index: Oconee, SC
Oconee, SC index 33.2, Oconee, SC phase peak_opportunity; Oconee, SC primary driver vacancy, Oconee, SC second driver bank institutional. Oconee, SC components: property stress 26.9, foreclosure pressure 28.1, listing discounts 31.9, bank stress 53.9, insurance 0.0; Oconee, SC pulse 37.1; Oconee, SC capital opportunity 27.4; Oconee, SC seven-day change -0.3%.
ZIP market phases inside Oconee, SC
13 Oconee, SC ZIPs carry a price-cycle phase; Oconee, SC ZIPs by phase (Oconee, SC), deepest drawdown first: peak, +3.3% YoY (Oconee, SC): 29634, 29689; peak, +3.6% YoY (Oconee, SC): 29643; peak, +3.8% YoY (Oconee, SC): 29658, 29664, 29665, 29672, Oconee, SC 29676, 29678, 29686, 29691, Oconee, SC 29693, 29696.
Residential listings by Oconee, SC ZIP
Oconee, SC ZIPs with the most tracked Oconee, SC residential listings: 29693 14 listings, 4 candidates, bank pressure 62; 29678 13 listings, 9 candidates, bank pressure 63; 29691 13 listings, 3 candidates, bank pressure 62; 29696 3 listings, 1 candidates, bank pressure 62 (Oconee, SC); 29664 2 listings, 0 candidates, bank pressure 62; 29686 2 listings, 2 candidates, bank pressure 62; 29643 1 listings, 1 candidates, bank pressure 60; 29672 1 listings, 1 candidates, bank pressure 62. Oconee, SC totals: 49 listings; Oconee, SC candidates 21; active ZIPs 1.
HUD assisted housing in Oconee, SC
6 assisted properties with 160 units sit in Oconee, SC; largest Oconee, SC properties: Standpoint Vista Apts. (Walhalla) 64 units, 64 assisted; Spring Valley Elderly Housing (Seneca) 48 units, 48 assisted; Sloan Street Housing Development Phase Ii (Seneca) 20 units, 20 assisted in Oconee, SC; Sloan Street Housing Development Phase I (Seneca) 16 units, 16 assisted; Stribling Place (Seneca) 12 units, 12 assisted; Newry Mill Apartments (Seneca) 0 units.
Lenders with branches in Oconee, SC
Oconee, SC lenders by branch count: Blue Ridge Bank (Oconee, SC): stress 85, 4 branches low in Oconee, SC; Oconee Fs&La (Oconee, SC): stress 67, 4 branches low in Oconee, SC.
Vacancy and permits, Oconee, SC
7,585 of 42,100 Oconee, SC housing units are vacant; Oconee, SC permits, twelve months: 40 multifamily units in Oconee, SC, 697 one-to-four unit units.
Work Oconee, SC at the parcel level
Every Oconee, SC parcel carries owner and address; every Oconee, SC parcel carries APN; Oconee, SC distress scores sit on the Oconee, SC live board.
Oconee, SC figures refresh with each source.
Oconee, SC questions
Most distressed ZIP code in Oconee County, SC?
ZIP 29634 leads Oconee, SC at 33/100; next in Oconee, SC: 29689 at 33/100; the Oconee, SC average is 32/100.
Where does Oconee County, SC rank for investment opportunity?
Oconee, SC is #535 among all ranked counties, #21 in South Carolina; the Oconee, SC driver is vacancy; Oconee, SC moved down 10 places.
How many mortgages are delinquent in Oconee County, SC?
Oconee, SC takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Oconee, SC.
Which banks lend in Oconee County, SC?
2 watched lenders hold Oconee, SC branches; the largest Oconee, SC footprints are Blue Ridge Bank (4), Oconee Fs&La (4).
More on Oconee, SC
Oconee County, SC distress report: public-record figures for Oconee, SC; not legal advice for Oconee, SC; not tax or investment advice; verify every Oconee, SC record before acting.