Ogemaw County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ogemaw County, MI distress report, 2026: 9 ZIPs scored in Ogemaw, MI, Ogemaw, MI average 13/100; the top Ogemaw, MI ZIP is 48770 at 21/100; Ogemaw, MI market phase expansion, Ogemaw, MI prices +5.5% year over year.
- Ogemaw, MI ranks #443 nationally (opportunity index); Ogemaw, MI #18 in Michigan; Ogemaw, MI index 33.7.
- Ogemaw, MI: no CFPB county sample; Ogemaw, MI non-metro area reading 1.0%.
- Ogemaw, MI ZIP phases: 9 expansion.
- Ogemaw, MI residential listings tracked: 9 across 5 ZIPs; Ogemaw, MI candidate listings 5.
- Ogemaw, MI lenders on watch: 2; largest Ogemaw, MI footprint Mercantile Bank (3 branches).
- Ogemaw, MI most distressed ZIP: 48770 at 21/100.
Ogemaw, MI figures: DLRadar distress index; Ogemaw, MI inputs: CFPB, FHFA, HUD, FDIC; Ogemaw, MI rebuilt as sources refresh.
| Rank | Ogemaw, MI ZIP | Score |
|---|---|---|
| 1 | 48770 | 21/100 |
| 2 | 48739 | 18/100 |
| 3 | 48761 | 13/100 |
| 4 | 48624 | 12/100 |
| 5 | 48635 | 11/100 |
| 6 | 48654 | 11/100 |
| 7 | 48661 | 11/100 |
| 8 | 48756 | 11/100 |
| 9 | 48610 | 10/100 |
Most distressed Ogemaw, MI ZIPs (0-100, 2026)
Mortgage delinquency around Ogemaw, MI
No CFPB county sample covers Ogemaw, MI; the non-metro area reading for Ogemaw, MI: 1.0% ninety-plus; Ogemaw, MI area thirty-to-eighty-nine 2.6% (December 2025, Ogemaw, MI); Michigan overall 0.9%.
Opportunity index: Ogemaw, MI
Ogemaw, MI index 33.7, Ogemaw, MI phase peak_opportunity; Ogemaw, MI primary driver vacancy, Ogemaw, MI second driver bank institutional. Ogemaw, MI components: property stress 23.1, foreclosure pressure 23.1, listing discounts 45.1, bank stress 53.4, insurance 0.0; Ogemaw, MI pulse 34.8; Ogemaw, MI capital opportunity 32.0; Ogemaw, MI seven-day change +0.2%.
ZIP market phases inside Ogemaw, MI
9 Ogemaw, MI ZIPs carry a price-cycle phase; Ogemaw, MI ZIPs by phase (Ogemaw, MI), deepest drawdown first: expansion, +5.5% YoY (Ogemaw, MI): 48610, 48624, 48635, 48654, Ogemaw, MI 48661, 48739, 48756, 48761, Ogemaw, MI 48770.
Residential listings by Ogemaw, MI ZIP
Ogemaw, MI ZIPs with the most tracked Ogemaw, MI residential listings: 48756 4 listings, 2 candidates, bank pressure 66; 48654 3 listings, 3 candidates, bank pressure 63; 48635 1 listings, 0 candidates, bank pressure 66; 48661 1 listings, 0 candidates, bank pressure 66 (Ogemaw, MI); 48761 0 listings, 0 candidates, bank pressure 68. Ogemaw, MI totals: 9 listings; Ogemaw, MI candidates 5; active ZIPs 2.
Lenders with branches in Ogemaw, MI
Ogemaw, MI lenders by branch count: Mercantile Bank (Ogemaw, MI): stress 52, 3 branches low in Ogemaw, MI; Huron Community Bank (Ogemaw, MI): stress 86, 2 branches low in Ogemaw, MI.
Vacancy and permits, Ogemaw, MI
5,955 of 15,325 Ogemaw, MI housing units are vacant; Ogemaw, MI permits, twelve months: 0 multifamily units in Ogemaw, MI, 69 one-to-four unit units.
Work Ogemaw, MI at the parcel level
Every Ogemaw, MI parcel carries owner and address; every Ogemaw, MI parcel carries APN; Ogemaw, MI distress scores sit on the Ogemaw, MI live board.
Ogemaw, MI figures refresh with each source.
Ogemaw, MI questions
Most distressed ZIP code in Ogemaw County, MI?
ZIP 48770 leads Ogemaw, MI at 21/100; next in Ogemaw, MI: 48739 at 18/100; the Ogemaw, MI average is 13/100.
Where does Ogemaw County, MI rank for investment opportunity?
Ogemaw, MI is #443 among all ranked counties, #18 in Michigan; the Ogemaw, MI driver is vacancy; Ogemaw, MI moved up 720 places.
How many mortgages are delinquent in Ogemaw County, MI?
Ogemaw, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Ogemaw, MI.
Which banks lend in Ogemaw County, MI?
2 watched lenders hold Ogemaw, MI branches; the largest Ogemaw, MI footprints are Mercantile Bank (3), Huron Community Bank (2).
More on Ogemaw, MI
Ogemaw County, MI distress report: public-record figures for Ogemaw, MI; not legal advice for Ogemaw, MI; not tax or investment advice; verify every Ogemaw, MI record before acting.