Ogemaw County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ogemaw County, Michigan? DLRadar grades every Ogemaw County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Ogemaw County breakdown.
- Ogemaw County's most distressed ZIP is 48770 at 17/100.
- 9 ZIP codes tracked in Ogemaw County, averaging 12/100 distress.
- Ogemaw County reads expansion — home values up 5.5% year over year.
- Vacancy runs 46.1% across Ogemaw County's tracked ZIPs, with a 18% poverty rate.
- The typical Ogemaw County home is worth about $139,933 against a ~$53,454 median income.
- Lending headwind in Ogemaw County sits at 52/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48770 | 17/100 |
| 2 | 48739 | 15/100 |
| 3 | 48624 | 12/100 |
| 4 | 48761 | 12/100 |
| 5 | 48635 | 10/100 |
| 6 | 48661 | 10/100 |
| 7 | 48756 | 10/100 |
| 8 | 48610 | 9/100 |
| 9 | 48654 | 9/100 |
Most distressed ZIP codes in Ogemaw County (composite distress 0-100, 2026)
What is driving Ogemaw County distress
The Ogemaw County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 12/100 ZIP average. No proprietary or modelled inputs enter the score.
Ogemaw County market phase and pricing
Ogemaw County reads expansion — home prices rose 5.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Questions and answers
What is the most distressed ZIP code in Ogemaw County, MI?
ZIP 48770 leads Ogemaw County at 17/100, recomputed monthly from public records.
How would you describe the Ogemaw County market phase?
Ogemaw County is classified expansion with a 5.5% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Ogemaw County scores?
Each Ogemaw County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 9 local ZIPs and every other county in the country.
How much do distress scores vary between Ogemaw County ZIP codes?
Averaging the county conceals how uneven it is. Across the Ogemaw County ZIPs DLRadar ranks, scores run from 17/100 in 48770 down to 9/100 in 48654, against a Ogemaw County average of 12/100. The 8-point range is the argument for ZIP-level search across Ogemaw County.
What do Ogemaw County home values and vacancy say about distressed supply?
The typical Ogemaw County home carries about $139,933 of value against a median household income near $53,454. Vacancy across Ogemaw County's tracked ZIPs runs 46.1% and the poverty rate is 18%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Ogemaw County's foreclosure and lien data and its 52/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.