Ogle County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ogle County, Illinois? DLRadar grades every Ogle County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Ogle County breakdown.
- Ogle County's most distressed ZIP is 61088 at 28/100.
- 27 ZIP codes tracked in Ogle County, averaging 24/100 distress.
- Ogle County reads expansion — home values up 5.7% year over year.
- Vacancy runs 8.7% across Ogle County's tracked ZIPs, with a 10.1% poverty rate.
- The typical Ogle County home is worth about $172,260 against a ~$68,759 median income.
- Lending headwind in Ogle County sits at 98/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 61088 | 28/100 |
| 2 | 61102 | 28/100 |
| 3 | 61109 | 28/100 |
| 4 | 60113 | 26/100 |
| 5 | 61010 | 26/100 |
| 6 | 61015 | 26/100 |
| 7 | 61030 | 26/100 |
| 8 | 61043 | 26/100 |
| 9 | 61049 | 26/100 |
| 10 | 61052 | 26/100 |
| 11 | 61054 | 26/100 |
| 12 | 61061 | 26/100 |
Most distressed ZIP codes in Ogle County (composite distress 0-100, 2026)
What is driving Ogle County distress
DLRadar builds Ogle County's distress picture only from records anyone can pull; its ZIPs average 24/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Ogle County market phase and pricing
Phase for Ogle County: expansion (+5.7% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Ogle County
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What people ask
What is the hardest-hit ZIP in Ogle County?
ZIP 61088 leads Ogle County at 28/100, recomputed monthly from public records.
Where is Ogle County in the housing cycle?
FHFA price-index movement places Ogle County in expansion; prices are up 5.7% over twelve months.
What are the sources behind these Ogle County numbers?
Each Ogle County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 27 local ZIPs and every other county in the country.
How much do distress scores vary between Ogle County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Ogle County ZIPs DLRadar ranks, scores run from 28/100 in 61088 down to 26/100 in 61061, against a Ogle County average of 24/100. That 2-point gap is why acquisition targeting in Ogle County works at ZIP level rather than county level.
What do Ogle County home values and vacancy say about distressed supply?
The typical Ogle County home carries about $172,260 of value against a median household income near $68,759. Vacancy across Ogle County's tracked ZIPs runs 8.7% and the poverty rate is 10.1%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Ogle County's foreclosure and tax-lien filings and its 98/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.