Ohio County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ohio County, Kentucky? DLRadar grades every Ohio County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Ohio County breakdown.
- Ohio County's most distressed ZIP is 42366 at 34/100.
- 17 ZIP codes tracked in Ohio County, averaging 29/100 distress.
- Ohio County reads expansion — home values up 5.3% year over year.
- Vacancy runs 12.8% across Ohio County's tracked ZIPs, with a 12.4% poverty rate.
- The typical Ohio County home is worth about $130,647 against a ~$63,609 median income.
- Lending headwind in Ohio County sits at 77/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42366 | 34/100 |
| 2 | 42376 | 34/100 |
| 3 | 42378 | 31/100 |
| 4 | 42328 | 30/100 |
| 5 | 42338 | 30/100 |
| 6 | 42347 | 30/100 |
| 7 | 42354 | 30/100 |
| 8 | 42369 | 30/100 |
| 9 | 42370 | 30/100 |
| 10 | 42320 | 29/100 |
| 11 | 42333 | 29/100 |
| 12 | 42349 | 29/100 |
Most distressed ZIP codes in Ohio County (composite distress 0-100, 2026)
What is driving Ohio County distress
Ohio County's placement in the national index rests on public filings — a 29/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Ohio County market phase and pricing
DLRadar places Ohio County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
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Frequently asked
What is the hardest-hit ZIP in Ohio County?
ZIP 42366 leads Ohio County at 34/100, recomputed monthly from public records.
Which phase does Ohio County sit in right now?
FHFA price-index movement places Ohio County in expansion; prices are up 5.3% over twelve months.
What is this Ohio County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 17 Ohio County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Ohio County ZIP codes?
Averaging the county conceals how uneven it is. Across the Ohio County ZIPs DLRadar ranks, scores run from 34/100 in 42366 down to 29/100 in 42349, against a Ohio County average of 29/100. Because the gap runs to 5 points, Ohio County rewards ZIP-level precision.
What do Ohio County home values and vacancy say about distressed supply?
The typical Ohio County home carries about $130,647 of value against a median household income near $63,609. Vacancy across Ohio County's tracked ZIPs runs 12.8% and the poverty rate is 12.4%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Ohio County's filings and its 77/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.