Osage County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Osage County, OK distress report, 2026: 22 ZIPs scored in Osage, OK, Osage, OK average 24/100; the top Osage, OK ZIP is 74063 at 27/100; Osage, OK market phase peak, Osage, OK prices +3.6% year over year.
- Osage, OK ranks #665 nationally (opportunity index); Osage, OK #15 in Oklahoma; Osage, OK index 32.6.
- Osage, OK: no CFPB county sample; Osage, OK metro area reading 1.0%.
- Osage, OK ZIP phases: 22 peak.
- Osage, OK residential listings tracked: 59 across 17 ZIPs; Osage, OK candidate listings 19.
- Osage, OK HUD assisted properties: 2 with 89 units.
- Osage, OK lenders on watch: 7; largest Osage, OK footprint American Heritage Bank (2 branches).
- Osage, OK most distressed ZIP: 74063 at 27/100.
Osage, OK figures: DLRadar distress index; Osage, OK inputs: CFPB, FHFA, HUD, FDIC; Osage, OK rebuilt as sources refresh.
| Rank | Osage, OK ZIP | Score |
|---|---|---|
| 1 | 74063 | 27/100 |
| 2 | 74058 | 26/100 |
| 3 | 74073 | 26/100 |
| 4 | 74126 | 26/100 |
| 5 | 74127 | 26/100 |
| 6 | 74070 | 25/100 |
| 7 | 74106 | 25/100 |
| 8 | 74001 | 24/100 |
| 9 | 74002 | 24/100 |
| 10 | 74035 | 24/100 |
| 11 | 74054 | 24/100 |
| 12 | 74056 | 24/100 |
Most distressed Osage, OK ZIPs (0-100, 2026)
Mortgage delinquency around Osage, OK
No CFPB county sample covers Osage, OK; the metro area reading for Osage, OK (Tulsa, OK): 1.0% ninety-plus; Osage, OK area thirty-to-eighty-nine 2.4% (December 2025, Osage, OK); Oklahoma overall 1.2%.
Opportunity index: Osage, OK
Osage, OK index 32.6, Osage, OK phase watchlist; Osage, OK primary driver vacancy, Osage, OK second driver bank institutional. Osage, OK components: property stress 19.6, foreclosure pressure 19.5, listing discounts 45.4, bank stress 63.2, insurance 0.0; Osage, OK pulse 34.7; Osage, OK capital opportunity 29.5; Osage, OK seven-day change -0.3%.
ZIP market phases inside Osage, OK
22 Osage, OK ZIPs carry a price-cycle phase; Osage, OK ZIPs by phase (Osage, OK), deepest drawdown first: peak, +3.6% YoY (Osage, OK): 74001, 74002, 74035, 74054, Osage, OK 74056, 74058, 74060, 74063, Osage, OK 74073, 74084, 74106, 74126; peak, +3.4% YoY (Osage, OK): 74003; peak, +2.8% YoY (Osage, OK): 74022; peak, +2.3% YoY (Osage, OK): 74051; peak, +3.5% YoY (Osage, OK): 74070.
Residential listings by Osage, OK ZIP
Osage, OK ZIPs with the most tracked Osage, OK residential listings: 74003 16 listings, 5 candidates, bank pressure 63; 74127 15 listings, 5 candidates, bank pressure 60; 74126 7 listings, 1 candidates, bank pressure 60; 74070 5 listings, 2 candidates, bank pressure 60 (Osage, OK); 74073 5 listings, 4 candidates, bank pressure 60; 74054 4 listings, 1 candidates, bank pressure 65; 74056 2 listings, 0 candidates, bank pressure 65; 74604 2 listings, 0 candidates, bank pressure 60. Osage, OK totals: 59 listings; Osage, OK candidates 19; active ZIPs 8.
HUD assisted housing in Osage, OK
2 assisted properties with 89 units sit in Osage, OK; largest Osage, OK properties: West Edison Plaza Apartments (Tulsa) 66 units, 65 assisted; Help Works Homes (Pawhuska) 23 units, 23 assisted.
Lenders with branches in Osage, OK
Osage, OK lenders by branch count: American Heritage Bank (Osage, OK): stress 74, 2 branches low in Osage, OK; Blue Sky Bank (Osage, OK): stress 73, 2 branches low in Osage, OK; Rcb Bank (Osage, OK): stress 54, 2 branches low in Osage, OK; 1st Bank In Hominy (Osage, OK): stress 74, 1 branch low in Osage, OK; Exchange Bank (Osage, OK): stress 68, 1 branch low in Osage, OK; Oklahoma Capital Bank (Osage, OK): stress 55, 1 branch low in Osage, OK; Bancfirst (Osage, OK): stress 51, 1 branch low in Osage, OK.
Vacancy and permits, Osage, OK
2,512 of 19,886 Osage, OK housing units are vacant; Osage, OK permits, twelve months: 64 multifamily units in Osage, OK, 151 one-to-four unit units.
Work Osage, OK at the parcel level
Every Osage, OK parcel carries owner and address; every Osage, OK parcel carries APN; Osage, OK distress scores sit on the Osage, OK live board.
Osage, OK figures refresh with each source.
Osage, OK questions
Most distressed ZIP code in Osage County, OK?
ZIP 74063 leads Osage, OK at 27/100; next in Osage, OK: 74058 at 26/100; the Osage, OK average is 24/100.
Where does Osage County, OK rank for investment opportunity?
Osage, OK is #665 among all ranked counties, #15 in Oklahoma; the Osage, OK driver is vacancy; Osage, OK moved up 417 places.
How many mortgages are delinquent in Osage County, OK?
Osage, OK takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Osage, OK.
Which banks lend in Osage County, OK?
7 watched lenders hold Osage, OK branches; the largest Osage, OK footprints are American Heritage Bank (2), Blue Sky Bank (2), Rcb Bank (2).
More on Osage, OK
Osage County, OK distress report: public-record figures for Osage, OK; not legal advice for Osage, OK; not tax or investment advice; verify every Osage, OK record before acting.