Osage County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Osage County, Oklahoma? DLRadar grades every Osage County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Osage County breakdown.
- Osage County's most distressed ZIP is 74058 at 26/100.
- 22 ZIP codes tracked in Osage County, averaging 23/100 distress.
- Osage County reads peak — home values up 3.6% year over year.
- Vacancy runs 18.9% across Osage County's tracked ZIPs, with a 15.9% poverty rate.
- The typical Osage County home is worth about $128,148 against a ~$57,994 median income.
- Lending headwind in Osage County sits at 61/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 74058 | 26/100 |
| 2 | 74063 | 25/100 |
| 3 | 74070 | 25/100 |
| 4 | 74073 | 25/100 |
| 5 | 74126 | 25/100 |
| 6 | 74127 | 25/100 |
| 7 | 74106 | 24/100 |
| 8 | 74001 | 23/100 |
| 9 | 74002 | 23/100 |
| 10 | 74035 | 23/100 |
| 11 | 74054 | 23/100 |
| 12 | 74056 | 23/100 |
Most distressed ZIP codes in Osage County (composite distress 0-100, 2026)
What is driving Osage County distress
Osage County's placement in the national index rests on public filings — a 23/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Osage County market phase and pricing
Osage County reads peak — home prices rose 3.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Osage County
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What people ask
Which part of Osage County, OK scores highest for distress?
ZIP 74058 leads Osage County at 26/100, recomputed monthly from public records.
Where is Osage County in the housing cycle?
Phase for Osage County: peak, tracking a 3.6% gain year over year, read off the FHFA index.
What is this Osage County analysis built from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 22 ZIP codes in Osage County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Osage County ZIP codes?
One county number flattens a wide range. Across the Osage County ZIPs DLRadar ranks, scores run from 26/100 in 74058 down to 23/100 in 74056, against a Osage County average of 23/100. Because the gap runs to 3 points, Osage County rewards ZIP-level precision.
What do Osage County home values and vacancy say about distressed supply?
The typical Osage County home carries about $128,148 of value against a median household income near $57,994. Vacancy across Osage County's tracked ZIPs runs 18.9% and the poverty rate is 15.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Osage County's foreclosure and lien data and its 61/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.