Palo Alto County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Palo Alto County, IA distress report, 2026: 14 ZIPs scored in Palo Alto, IA, Palo Alto, IA average 21/100; the top Palo Alto, IA ZIP is 50527 at 23/100; Palo Alto, IA market phase peak, Palo Alto, IA prices +2.5% year over year.
- Palo Alto, IA ranks #1,316 nationally (opportunity index); Palo Alto, IA #13 in Iowa; Palo Alto, IA index 30.0.
- Palo Alto, IA: no CFPB county sample; Palo Alto, IA non-metro area reading 0.7%.
- Palo Alto, IA ZIP phases: 14 peak.
- Palo Alto, IA residential listings tracked: 2 across 8 ZIPs; Palo Alto, IA candidate listings 0.
- Palo Alto, IA HUD assisted properties: 1 with 15 units.
- Palo Alto, IA lenders on watch: 4; largest Palo Alto, IA footprint Community State Bank (2 branches).
- Palo Alto, IA most distressed ZIP: 50527 at 23/100.
Palo Alto, IA figures: DLRadar distress index; Palo Alto, IA inputs: CFPB, FHFA, HUD, FDIC; Palo Alto, IA rebuilt as sources refresh.
| Rank | Palo Alto, IA ZIP | Score |
|---|---|---|
| 1 | 50527 | 23/100 |
| 2 | 50528 | 23/100 |
| 3 | 50536 | 23/100 |
| 4 | 50562 | 23/100 |
| 5 | 50597 | 23/100 |
| 6 | 50539 | 22/100 |
| 7 | 50598 | 22/100 |
| 8 | 51342 | 21/100 |
| 9 | 50515 | 20/100 |
| 10 | 50546 | 20/100 |
| 11 | 50554 | 20/100 |
| 12 | 50578 | 20/100 |
Most distressed Palo Alto, IA ZIPs (0-100, 2026)
Mortgage delinquency around Palo Alto, IA
No CFPB county sample covers Palo Alto, IA; the non-metro area reading for Palo Alto, IA: 0.7% ninety-plus; Palo Alto, IA area thirty-to-eighty-nine 2.1% (December 2025, Palo Alto, IA); Iowa overall 0.9%.
Opportunity index: Palo Alto, IA
Palo Alto, IA index 30.0, Palo Alto, IA phase early_signal; Palo Alto, IA primary driver construction, Palo Alto, IA second driver vacancy. Palo Alto, IA components: property stress 21.0, foreclosure pressure 20.9, listing discounts 8.3, bank stress 64.5, insurance 0.0; Palo Alto, IA pulse 40.3; Palo Alto, IA capital opportunity 14.6; Palo Alto, IA seven-day change -0.2%.
ZIP market phases inside Palo Alto, IA
14 Palo Alto, IA ZIPs carry a price-cycle phase; Palo Alto, IA ZIPs by phase (Palo Alto, IA), deepest drawdown first: peak, +2.5% YoY (Palo Alto, IA): 50515, 50527, 50528, 50536, Palo Alto, IA 50539, 50546, 50554, 50562, Palo Alto, IA 50578, 50581, 50597, 50598, Palo Alto, IA 51342; peak, +2.6% YoY (Palo Alto, IA): 51358.
Residential listings by Palo Alto, IA ZIP
Palo Alto, IA ZIPs with the most tracked Palo Alto, IA residential listings: 50536 1 listings, 0 candidates, bank pressure 67; 50597 1 listings, 0 candidates, bank pressure 60; 50515 0 listings, 0 candidates, bank pressure 67; 50527 0 listings, 0 candidates, bank pressure 67 (Palo Alto, IA); 50528 0 listings, 0 candidates, bank pressure 67; 50562 0 listings, 0 candidates, bank pressure 63; 51342 0 listings, 0 candidates, bank pressure 63; 51358 0 listings, 0 candidates, bank pressure 67. Palo Alto, IA totals: 2 listings; Palo Alto, IA candidates 0; active ZIPs 2.
HUD assisted housing in Palo Alto, IA
1 assisted properties with 15 units sit in Palo Alto, IA; largest Palo Alto, IA properties: Ruthven Apartments (Ruthven) 15 units, 14 assisted.
Lenders with branches in Palo Alto, IA
Palo Alto, IA lenders by branch count: Community State Bank (Palo Alto, IA): stress 68, 2 branches low in Palo Alto, IA; Iowa State Bank (Palo Alto, IA): stress 72, 1 branch low in Palo Alto, IA; Iowa Trust&Savings Bank (Palo Alto, IA): stress 70, 1 branch low in Palo Alto, IA; Bank Plus (Palo Alto, IA): stress 59, 1 branch low in Palo Alto, IA.
Vacancy and permits, Palo Alto, IA
753 of 4,535 Palo Alto, IA housing units are vacant; Palo Alto, IA permits, twelve months: 0 multifamily units in Palo Alto, IA, 6 one-to-four unit units.
Work Palo Alto, IA at the parcel level
Every Palo Alto, IA parcel carries owner and address; every Palo Alto, IA parcel carries APN; Palo Alto, IA distress scores sit on the Palo Alto, IA live board.
Palo Alto, IA figures refresh with each source.
Palo Alto, IA questions
Most distressed ZIP code in Palo Alto County, IA?
ZIP 50527 leads Palo Alto, IA at 23/100; next in Palo Alto, IA: 50528 at 23/100; the Palo Alto, IA average is 21/100.
Where does Palo Alto County, IA rank for investment opportunity?
Palo Alto, IA is #1,316 among all ranked counties, #13 in Iowa; the Palo Alto, IA driver is construction; Palo Alto, IA moved down 1,091 places.
How many mortgages are delinquent in Palo Alto County, IA?
Palo Alto, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Palo Alto, IA.
Which banks lend in Palo Alto County, IA?
4 watched lenders hold Palo Alto, IA branches; the largest Palo Alto, IA footprints are Community State Bank (2), Iowa State Bank (1), Iowa Trust&Savings Bank (1).
More on Palo Alto, IA
Palo Alto County, IA distress report: public-record figures for Palo Alto, IA; not legal advice for Palo Alto, IA; not tax or investment advice; verify every Palo Alto, IA record before acting.