Payette County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Payette County, Idaho? DLRadar grades every Payette County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Payette County breakdown.
- Payette County's most distressed ZIP is 97913 at 22/100.
- 7 ZIP codes tracked in Payette County, averaging 12/100 distress.
- Payette County reads peak — home values up 0.5% year over year, 2.0% off peak.
- Vacancy runs 5.7% across Payette County's tracked ZIPs, with a 11.8% poverty rate.
- The typical Payette County home is worth about $362,314 against a ~$69,446 median income.
- Lending headwind in Payette County sits at 63/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97913 | 22/100 |
| 2 | 83607 | 16/100 |
| 3 | 83660 | 16/100 |
| 4 | 83617 | 14/100 |
| 5 | 83661 | 6/100 |
| 6 | 83619 | 5/100 |
| 7 | 83655 | 5/100 |
Most distressed ZIP codes in Payette County (composite distress 0-100, 2026)
What is driving Payette County distress
Payette County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 12/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Payette County market phase and pricing
DLRadar places Payette County in peak; prices moved up 0.5% over the year and remain 2.0% under peak. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Payette County
Everything summarised here for Payette County is free. Start a trial to see the scored parcels, owners and filings underneath — nothing charged today.
Card-free · live data across the whole platform for a week.
Frequently asked questions
Which Payette County ZIP scores worst for distress?
ZIP 97913 leads Payette County at 22/100, recomputed monthly from public records.
What stage of the price cycle is Payette County at?
The market phase for Payette County is peak, prices rising 0.5% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Payette County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 7 Payette County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Payette County ZIP codes?
A single county score papers over real variation. Across the Payette County ZIPs DLRadar ranks, scores run from 22/100 in 97913 down to 5/100 in 83655, against a Payette County average of 12/100. The 17-point range is the argument for ZIP-level search across Payette County.
What do Payette County home values and vacancy say about distressed supply?
The typical Payette County home carries about $362,314 of value against a median household income near $69,446. Vacancy across Payette County's tracked ZIPs runs 5.7% and the poverty rate is 11.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Payette County's foreclosure and tax-lien record and its 63/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.