Philadelphia County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Philadelphia County, PA distress report, 2026: 49 ZIPs scored in Philadelphia, PA, Philadelphia, PA average 20/100; the top Philadelphia, PA ZIP is 19102 at 20/100; Philadelphia, PA market phase peak, Philadelphia, PA prices +4.2% year over year.
- Philadelphia, PA ranks #2,605 nationally (opportunity index); Philadelphia, PA #52 in Pennsylvania; Philadelphia, PA index 25.4.
- Philadelphia, PA ninety-day mortgage delinquency 1.8% in December 2025; Philadelphia, PA twelve-month change +0.2%.
- Philadelphia, PA ZIP phases: 49 peak.
- Philadelphia, PA residential listings tracked: 1,433 across 49 ZIPs; Philadelphia, PA candidate listings 715.
- Philadelphia, PA HUD assisted properties: 137 with 9,613 units.
- Philadelphia, PA lenders on watch: 8; largest Philadelphia, PA footprint Fulton Bank National Assn (12 branches).
- Philadelphia, PA most distressed ZIP: 19102 at 20/100.
Philadelphia, PA figures: DLRadar distress index; Philadelphia, PA inputs: CFPB, FHFA, HUD, FDIC; Philadelphia, PA rebuilt as sources refresh.
| Rank | Philadelphia, PA ZIP | Score |
|---|---|---|
| 1 | 19102 | 20/100 |
| 2 | 19103 | 20/100 |
| 3 | 19104 | 20/100 |
| 4 | 19106 | 20/100 |
| 5 | 19107 | 20/100 |
| 6 | 19108 | 20/100 |
| 7 | 19109 | 20/100 |
| 8 | 19111 | 20/100 |
| 9 | 19112 | 20/100 |
| 10 | 19114 | 20/100 |
| 11 | 19115 | 20/100 |
| 12 | 19116 | 20/100 |
Most distressed Philadelphia, PA ZIPs (0-100, 2026)
Mortgage delinquency in Philadelphia, PA
1.8% of Philadelphia, PA mortgages were ninety-plus days late (Philadelphia, PA, December 2025); Philadelphia, PA thirty-to-eighty-nine days late: 3.6%; Philadelphia, PA twelve-month change +0.2%; Philadelphia, PA peak since 2008: 5.7% (January 2010); Pennsylvania overall 1.0%. Philadelphia, PA ninety-day series: Dec 24 1.6, Jan 25 1.5, Feb 25 1.5 (Philadelphia, PA), Mar 25 1.4, Apr 25 1.5, May 25 1.5 (Philadelphia, PA), Jun 25 1.4, Jul 25 1.5, Aug 25 1.3 (Philadelphia, PA), Sep 25 1.5, Oct 25 1.5, Nov 25 1.5 (Philadelphia, PA), Dec 25 1.8.
Opportunity index: Philadelphia, PA
Philadelphia, PA index 25.4, Philadelphia, PA phase weak; Philadelphia, PA primary driver bank institutional, Philadelphia, PA second driver vacancy. Philadelphia, PA components: property stress 14.0, foreclosure pressure 13.2, listing discounts 32.6, bank stress 56.2, insurance 0.0; Philadelphia, PA pulse 25.7; Philadelphia, PA capital opportunity 25.0; Philadelphia, PA seven-day change +0.1%.
ZIP market phases inside Philadelphia, PA
49 Philadelphia, PA ZIPs carry a price-cycle phase; Philadelphia, PA ZIPs by phase (Philadelphia, PA), deepest drawdown first: peak, +4.2% YoY (Philadelphia, PA): 19102, 19103, 19104, 19106, Philadelphia, PA 19107, 19108, 19109, 19111, Philadelphia, PA 19112, 19114, 19115, 19116, Philadelphia, PA 19118, 19119, 19120, 19121.
Residential listings by Philadelphia, PA ZIP
Philadelphia, PA ZIPs with the most tracked Philadelphia, PA residential listings: 19134 111 listings, 63 candidates, bank pressure 56; 19121 105 listings, 68 candidates, bank pressure 56; 19132 96 listings, 21 candidates, bank pressure 56; 19143 94 listings, 65 candidates, bank pressure 56 (Philadelphia, PA); 19140 70 listings, 17 candidates, bank pressure 56; 19139 66 listings, 21 candidates, bank pressure 56; 19124 57 listings, 27 candidates, bank pressure 56; 19142 53 listings, 21 candidates, bank pressure 56. Philadelphia, PA totals: 1,433 listings; Philadelphia, PA candidates 715; active ZIPs 46.
HUD assisted housing in Philadelphia, PA
137 assisted properties with 9,613 units sit in Philadelphia, PA; largest Philadelphia, PA properties: Courtyard At Riverview Preservation (Philadelphia) 470 units; 2400 Chestnut St (Philadelphia) 368 units; Dalian On The Park (Philadephia) 293 units in Philadelphia, PA; Casa Farnese (Philadelphia) 288 units, 206 assisted; 2040 Market (Philadelphia) 282 units; Ascension Manor (Philadelphia) 281 units, 229 assisted.
Lenders with branches in Philadelphia, PA
Philadelphia, PA lenders by branch count: Fulton Bank National Assn (Philadelphia, PA): stress 61, 12 branches moderate in Philadelphia, PA; Univest Bank&Trust Co (Philadelphia, PA): stress 60, 7 branches moderate in Philadelphia, PA; Firstrust Savings Bank (Philadelphia, PA): stress 54, 5 branches low in Philadelphia, PA; First Citizens Cmty Bank (Philadelphia, PA): stress 57, 3 branches moderate in Philadelphia, PA; United Savings Bank (Philadelphia, PA): stress 45, 3 branches low in Philadelphia, PA; Asian Bank (Philadelphia, PA): stress 34, 3 branches low in Philadelphia, PA; United Bank Of Philadelphia (Philadelphia, PA): stress 66, 2 branches moderate in Philadelphia, PA; Mid Penn Bank (Philadelphia, PA): stress 57, 2 branches moderate in Philadelphia, PA.
Vacancy and permits, Philadelphia, PA
68,842 of 748,270 Philadelphia, PA housing units are vacant; Philadelphia, PA permits, twelve months: 3,852 multifamily units in Philadelphia, PA, 816 one-to-four unit units.
Work Philadelphia, PA at the parcel level
Every Philadelphia, PA parcel carries owner and address; every Philadelphia, PA parcel carries APN; Philadelphia, PA distress scores sit on the Philadelphia, PA live board.
Philadelphia, PA figures refresh with each source.
Philadelphia, PA questions
Most distressed ZIP code in Philadelphia County, PA?
ZIP 19102 leads Philadelphia, PA at 20/100; next in Philadelphia, PA: 19103 at 20/100; the Philadelphia, PA average is 20/100.
Where does Philadelphia County, PA rank for investment opportunity?
Philadelphia, PA is #2,605 among all ranked counties, #52 in Pennsylvania; the Philadelphia, PA driver is bank institutional; Philadelphia, PA moved up 381 places.
How many mortgages are delinquent in Philadelphia County, PA?
1.8% of Philadelphia, PA mortgages were ninety-plus days late in December 2025; the Philadelphia, PA peak since 2008 was 5.7%.
Which banks lend in Philadelphia County, PA?
8 watched lenders hold Philadelphia, PA branches; the largest Philadelphia, PA footprints are Fulton Bank National Assn (12), Univest Bank&Trust Co (7), Firstrust Savings Bank (5).
More on Philadelphia, PA
Philadelphia County, PA distress report: public-record figures for Philadelphia, PA; not legal advice for Philadelphia, PA; not tax or investment advice; verify every Philadelphia, PA record before acting.