Pitt County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Pitt County, NC distress report, 2026: 18 ZIPs scored in Pitt, NC, Pitt, NC average 28/100; the top Pitt, NC ZIP is 28586 at 32/100; Pitt, NC market phase neutral, Pitt, NC prices +3.4% year over year.
- Pitt, NC ranks #1,757 nationally (opportunity index); Pitt, NC #72 in North Carolina; Pitt, NC index 28.6.
- Pitt, NC ninety-day mortgage delinquency 1.4% in December 2025; Pitt, NC twelve-month change +0.2%.
- Pitt, NC ZIP phases: 9 neutral, 6 peak, 2 contraction, 1 recovery.
- Pitt, NC residential listings tracked: 55 across 12 ZIPs; Pitt, NC candidate listings 14.
- Pitt, NC HUD assisted properties: 10 with 993 units.
- Pitt, NC lenders on watch: 5; largest Pitt, NC footprint Truist Bank (6 branches).
- Pitt, NC most distressed ZIP: 28586 at 32/100.
Pitt, NC figures: DLRadar distress index; Pitt, NC inputs: CFPB, FHFA, HUD, FDIC; Pitt, NC rebuilt as sources refresh.
| Rank | Pitt, NC ZIP | Score |
|---|---|---|
| 1 | 28586 | 32/100 |
| 2 | 27889 | 30/100 |
| 3 | 27827 | 29/100 |
| 4 | 27829 | 29/100 |
| 5 | 27834 | 29/100 |
| 6 | 27837 | 29/100 |
| 7 | 27858 | 29/100 |
| 8 | 27879 | 29/100 |
| 9 | 27884 | 29/100 |
| 10 | 28590 | 29/100 |
| 11 | 27812 | 28/100 |
| 12 | 27852 | 28/100 |
Most distressed Pitt, NC ZIPs (0-100, 2026)
Mortgage delinquency in Pitt, NC
1.4% of Pitt, NC mortgages were ninety-plus days late (Pitt, NC, December 2025); Pitt, NC thirty-to-eighty-nine days late: 3.1%; Pitt, NC twelve-month change +0.2%; Pitt, NC peak since 2008: 3.5% (November 2009); North Carolina overall 0.9%. Pitt, NC ninety-day series: Dec 24 1.2, Jan 25 1.3, Feb 25 1.2 (Pitt, NC), Mar 25 1.0, Apr 25 1.0, May 25 0.8 (Pitt, NC), Jun 25 0.9, Jul 25 0.9, Aug 25 0.9 (Pitt, NC), Sep 25 1.1, Oct 25 0.9, Nov 25 1.3 (Pitt, NC), Dec 25 1.4.
Opportunity index: Pitt, NC
Pitt, NC index 28.6, Pitt, NC phase early_signal; Pitt, NC primary driver bank institutional, Pitt, NC second driver vacancy. Pitt, NC components: property stress 21.0, foreclosure pressure 18.3, listing discounts 32.4, bank stress 53.9, insurance 0.0; Pitt, NC pulse 30.1; Pitt, NC capital opportunity 26.4; Pitt, NC seven-day change -0.5%.
ZIP market phases inside Pitt, NC
18 Pitt, NC ZIPs carry a price-cycle phase; Pitt, NC ZIPs by phase (Pitt, NC), deepest drawdown first: contraction, -2.0% YoY, 2.7% off peak (Pitt, NC): 27886; contraction, -1.3% YoY, 2.3% off peak (Pitt, NC): 27852; peak, +1.8% YoY, 1.4% off peak (Pitt, NC): 27812; peak, +2.0% YoY, 1.2% off peak (Pitt, NC): 27829; neutral, +3.4% YoY, 1.0% off peak (Pitt, NC): 27827, 27858, 27879, 27884, Pitt, NC 28590; neutral, +3.3% YoY, 1.0% off peak (Pitt, NC): 27834, 27837; neutral, +3.3% YoY, 0.9% off peak (Pitt, NC): 28513; neutral, +3.2% YoY, 0.7% off peak (Pitt, NC): 27828; recovery, +2.6% YoY, 0.4% off peak (Pitt, NC): 28530; peak, +2.9% YoY, 0.3% off peak (Pitt, NC): 27871; peak, +2.7% YoY, 0.1% off peak (Pitt, NC): 27888.
Residential listings by Pitt, NC ZIP
Pitt, NC ZIPs with the most tracked Pitt, NC residential listings: 27834 11 listings, 1 candidates, bank pressure 59; 28513 10 listings, 2 candidates, bank pressure 59; 28530 10 listings, 2 candidates, bank pressure 60; 28590 9 listings, 5 candidates, bank pressure 58 (Pitt, NC); 27858 8 listings, 2 candidates, bank pressure 58; 27829 5 listings, 0 candidates, bank pressure 59; 27837 2 listings, 2 candidates, bank pressure 58; 27812 0 listings, 0 candidates, bank pressure 61. Pitt, NC totals: 55 listings; Pitt, NC candidates 14; active ZIPs 7.
HUD assisted housing in Pitt, NC
10 assisted properties with 993 units sit in Pitt, NC; largest Pitt, NC properties: Brighton Park Apartments (Greenville) 310 units; Greenpointe Regional Housing (Greenville) 288 units, 288 assisted; Melbourne Park Apartments (Greenville) 224 units in Pitt, NC; Ashton Place (Greenville) 40 units, 40 assisted; Briarcliff Manor (Ayden) 40 units, 40 assisted; Gray Hill (Grifton) 40 units, 40 assisted.
Lenders with branches in Pitt, NC
Pitt, NC lenders by branch count: Truist Bank (Pitt, NC): stress 62, 6 branches low in Pitt, NC; Southern Bank&Trust Co (Pitt, NC): stress 69, 5 branches low in Pitt, NC; First-Citizens Bank&Trust Co (Pitt, NC): stress 71, 4 branches low in Pitt, NC; Bank Of America Na (Pitt, NC): stress 71, 2 branches low in Pitt, NC; First Bank (Pitt, NC): stress 47, 1 branch low in Pitt, NC.
Vacancy and permits, Pitt, NC
8,105 of 82,638 Pitt, NC housing units are vacant; Pitt, NC permits, twelve months: 859 multifamily units in Pitt, NC, 903 one-to-four unit units.
Work Pitt, NC at the parcel level
Every Pitt, NC parcel carries owner and address; every Pitt, NC parcel carries APN; Pitt, NC distress scores sit on the Pitt, NC live board.
Pitt, NC figures refresh with each source.
Pitt, NC questions
Most distressed ZIP code in Pitt County, NC?
ZIP 28586 leads Pitt, NC at 32/100; next in Pitt, NC: 27889 at 30/100; the Pitt, NC average is 28/100.
Where does Pitt County, NC rank for investment opportunity?
Pitt, NC is #1,757 among all ranked counties, #72 in North Carolina; the Pitt, NC driver is bank institutional; Pitt, NC moved up 484 places.
How many mortgages are delinquent in Pitt County, NC?
1.4% of Pitt, NC mortgages were ninety-plus days late in December 2025; the Pitt, NC peak since 2008 was 3.5%.
Which banks lend in Pitt County, NC?
5 watched lenders hold Pitt, NC branches; the largest Pitt, NC footprints are Truist Bank (6), Southern Bank&Trust Co (5), First-Citizens Bank&Trust Co (4).
More on Pitt, NC
Pitt County, NC distress report: public-record figures for Pitt, NC; not legal advice for Pitt, NC; not tax or investment advice; verify every Pitt, NC record before acting.