Polk County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Polk County, Arkansas? DLRadar grades every Polk County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Polk County breakdown.
- Polk County's most distressed ZIP is 71841 at 29/100.
- 7 ZIP codes tracked in Polk County, averaging 20/100 distress.
- Polk County reads peak — home values up 3.3% year over year.
- Vacancy runs 21.3% across Polk County's tracked ZIPs, with a 23% poverty rate.
- The typical Polk County home is worth about $102,557 against a ~$49,727 median income.
- Lending headwind in Polk County sits at 12/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 71841 | 29/100 |
| 2 | 71973 | 19/100 |
| 3 | 71944 | 18/100 |
| 4 | 71945 | 18/100 |
| 5 | 71953 | 18/100 |
| 6 | 71972 | 18/100 |
| 7 | 71937 | 17/100 |
Most distressed ZIP codes in Polk County (composite distress 0-100, 2026)
What is driving Polk County distress
Polk County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 20/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Polk County market phase and pricing
Phase for Polk County: peak (+3.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Polk County
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Questions about this county
Which part of Polk County, AR scores highest for distress?
ZIP 71841 leads Polk County at 29/100, recomputed monthly from public records.
Is Polk County expanding or contracting?
The market phase for Polk County is peak, prices rising 3.3% on the year — derived from the FHFA House Price Index path.
Can the Polk County figures be verified?
Every Polk County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 7 Polk County ZIP codes that it runs on every other U.S. county, so Polk County's numbers are directly comparable to any other market.
How much do distress scores vary between Polk County ZIP codes?
A single county score papers over real variation. Across the Polk County ZIPs DLRadar ranks, scores run from 29/100 in 71841 down to 17/100 in 71937, against a Polk County average of 20/100. Those 12 points separate the ZIPs worth working in Polk County from the rest.
What do Polk County home values and vacancy say about distressed supply?
The typical Polk County home carries about $102,557 of value against a median household income near $49,727. Vacancy across Polk County's tracked ZIPs runs 21.3% and the poverty rate is 23%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Polk County's foreclosure and lien filings and its 12/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.