Polk County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Polk County, AR distress report, 2026: 7 ZIPs scored in Polk, AR, Polk, AR average 15/100; the top Polk, AR ZIP is 71841 at 29/100; Polk, AR market phase peak, Polk, AR prices +3.3% year over year.
- Polk, AR ranks #1,199 nationally (opportunity index); Polk, AR #53 in Arkansas; Polk, AR index 30.5.
- Polk, AR: no CFPB county sample; Polk, AR non-metro area reading 1.5%.
- Polk, AR ZIP phases: 7 peak.
- Polk, AR residential listings tracked: 11 across 6 ZIPs; Polk, AR candidate listings 5.
- Polk, AR HUD assisted properties: 1 with 10 units.
- Polk, AR lenders on watch: 5; largest Polk, AR footprint Union Bank (3 branches).
- Polk, AR most distressed ZIP: 71841 at 29/100.
Polk, AR figures: DLRadar distress index; Polk, AR inputs: CFPB, FHFA, HUD, FDIC; Polk, AR rebuilt as sources refresh.
| Rank | Polk, AR ZIP | Score |
|---|---|---|
| 1 | 71841 | 29/100 |
| 2 | 71953 | 16/100 |
| 3 | 71973 | 14/100 |
| 4 | 71937 | 12/100 |
| 5 | 71944 | 12/100 |
| 6 | 71945 | 12/100 |
| 7 | 71972 | 12/100 |
Most distressed Polk, AR ZIPs (0-100, 2026)
Mortgage delinquency around Polk, AR
No CFPB county sample covers Polk, AR; the non-metro area reading for Polk, AR: 1.5% ninety-plus; Polk, AR area thirty-to-eighty-nine 3.0% (December 2025, Polk, AR); Arkansas overall 1.3%.
Opportunity index: Polk, AR
Polk, AR index 30.5, Polk, AR phase watchlist; Polk, AR primary driver vacancy, Polk, AR second driver bank institutional. Polk, AR components: property stress 20.5, foreclosure pressure 21.5, listing discounts 29.5, bank stress 49.5, insurance 0.0; Polk, AR pulse 33.5; Polk, AR capital opportunity 26.0.
ZIP market phases inside Polk, AR
7 Polk, AR ZIPs carry a price-cycle phase; Polk, AR ZIPs by phase (Polk, AR), deepest drawdown first: peak, +3.3% YoY, 0.1% off peak (Polk, AR): 71841, 71944, 71945, 71972, Polk, AR 71973; peak, +3.2% YoY, 0.1% off peak (Polk, AR): 71953, 71937.
Residential listings by Polk, AR ZIP
Polk, AR ZIPs with the most tracked Polk, AR residential listings: 71953 10 listings, 5 candidates, bank pressure 58; 71944 1 listings, 0 candidates, bank pressure 55; 71937 0 listings, 0 candidates, bank pressure 56; 71945 0 listings, 0 candidates, bank pressure 55 (Polk, AR); 71972 0 listings, 0 candidates, bank pressure 55; 71973 0 listings, 0 candidates, bank pressure 60. Polk, AR totals: 11 listings; Polk, AR candidates 5; active ZIPs 1.
HUD assisted housing in Polk, AR
1 assisted properties with 10 units sit in Polk, AR; largest Polk, AR properties: Avants Group Home (Mena) 10 units, 9 assisted.
Lenders with branches in Polk, AR
Polk, AR lenders by branch count: Union Bank (Polk, AR): stress 38, 3 branches low in Polk, AR; Arvest Bank (Polk, AR): stress 85, 1 branch low in Polk, AR; Diamond Bank (Polk, AR): stress 67, 1 branch low in Polk, AR; Chambers Bank (Polk, AR): stress 45, 1 branch low in Polk, AR; First Financial Bank (Polk, AR): stress 42, 1 branch low in Polk, AR.
Vacancy and permits, Polk, AR
1,745 of 9,643 Polk, AR housing units are vacant; Polk, AR permits, twelve months: 0 multifamily units in Polk, AR, 4 one-to-four unit units.
Work Polk, AR at the parcel level
Every Polk, AR parcel carries owner and address; every Polk, AR parcel carries APN; Polk, AR distress scores sit on the Polk, AR live board.
Polk, AR figures refresh with each source.
Polk, AR questions
Most distressed ZIP code in Polk County, AR?
ZIP 71841 leads Polk, AR at 29/100; next in Polk, AR: 71953 at 16/100; the Polk, AR average is 15/100.
Where does Polk County, AR rank for investment opportunity?
Polk, AR is #1,199 among all ranked counties, #53 in Arkansas; the Polk, AR driver is vacancy; Polk, AR moved up 227 places.
How many mortgages are delinquent in Polk County, AR?
Polk, AR takes the non-metro area reading of 1.5% for December 2025; no CFPB county sample covers Polk, AR.
Which banks lend in Polk County, AR?
5 watched lenders hold Polk, AR branches; the largest Polk, AR footprints are Union Bank (3), Arvest Bank (1), Diamond Bank (1).
More on Polk, AR
Polk County, AR distress report: public-record figures for Polk, AR; not legal advice for Polk, AR; not tax or investment advice; verify every Polk, AR record before acting.