Polk County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Polk County, Georgia? DLRadar grades every Polk County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Polk County breakdown.
- Polk County's most distressed ZIP is 30178 at 30/100.
- 8 ZIP codes tracked in Polk County, averaging 25/100 distress.
- Polk County reads peak — home values up 1.2% year over year.
- Vacancy runs 7.9% across Polk County's tracked ZIPs, with a 16.7% poverty rate.
- The typical Polk County home is worth about $210,775 against a ~$58,744 median income.
- Lending headwind in Polk County sits at 21/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30178 | 30/100 |
| 2 | 30104 | 26/100 |
| 3 | 30124 | 26/100 |
| 4 | 30147 | 26/100 |
| 5 | 30173 | 26/100 |
| 6 | 30153 | 25/100 |
| 7 | 30125 | 21/100 |
| 8 | 30113 | 19/100 |
Most distressed ZIP codes in Polk County (composite distress 0-100, 2026)
What is driving Polk County distress
The Polk County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 25/100 ZIP average. No proprietary or modelled inputs enter the score.
Polk County market phase and pricing
Phase for Polk County: peak (+1.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Polk County
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Questions and answers
What is the most distressed ZIP code in Polk County, GA?
ZIP 30178 leads Polk County at 30/100, recomputed monthly from public records.
Which phase does Polk County sit in right now?
The market phase for Polk County is peak, prices rising 1.2% on the year — derived from the FHFA House Price Index path.
Can the Polk County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 8 Polk County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Polk County ZIP codes?
A single county score papers over real variation. Across the Polk County ZIPs DLRadar ranks, scores run from 30/100 in 30178 down to 19/100 in 30113, against a Polk County average of 25/100. Those 11 points separate the ZIPs worth working in Polk County from the rest.
What do Polk County home values and vacancy say about distressed supply?
The typical Polk County home carries about $210,775 of value against a median household income near $58,744. Vacancy across Polk County's tracked ZIPs runs 7.9% and the poverty rate is 16.7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Polk County's filings and its 21/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.