Polk County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Polk County, GA distress report, 2026: 8 ZIPs scored in Polk, GA, Polk, GA average 26/100; the top Polk, GA ZIP is 30178 at 31/100; Polk, GA market phase peak, Polk, GA prices +1.2% year over year.
- Polk, GA ranks #1,477 nationally (opportunity index); Polk, GA #106 in Georgia; Polk, GA index 29.5.
- Polk, GA: no CFPB county sample; Polk, GA non-metro area reading 1.3%.
- Polk, GA ZIP phases: 5 peak, 3 contraction.
- Polk, GA residential listings tracked: 21 across 3 ZIPs; Polk, GA candidate listings 3.
- Polk, GA HUD assisted properties: 3 with 288 units.
- Polk, GA lenders on watch: 1; largest Polk, GA footprint Colony Bank (2 branches).
- Polk, GA most distressed ZIP: 30178 at 31/100.
Polk, GA figures: DLRadar distress index; Polk, GA inputs: CFPB, FHFA, HUD, FDIC; Polk, GA rebuilt as sources refresh.
| Rank | Polk, GA ZIP | Score |
|---|---|---|
| 1 | 30178 | 31/100 |
| 2 | 30104 | 27/100 |
| 3 | 30124 | 27/100 |
| 4 | 30147 | 27/100 |
| 5 | 30173 | 27/100 |
| 6 | 30153 | 26/100 |
| 7 | 30125 | 23/100 |
| 8 | 30113 | 20/100 |
Most distressed Polk, GA ZIPs (0-100, 2026)
Mortgage delinquency around Polk, GA
No CFPB county sample covers Polk, GA; the non-metro area reading for Polk, GA: 1.3% ninety-plus; Polk, GA area thirty-to-eighty-nine 3.0% (December 2025, Polk, GA); Georgia overall 1.3%.
Opportunity index: Polk, GA
Polk, GA index 29.5, Polk, GA phase early_signal; Polk, GA primary driver bank institutional, Polk, GA second driver vacancy. Polk, GA components: property stress 18.9, foreclosure pressure 18.2, listing discounts 40.6, bank stress 53.2, insurance 0.0; Polk, GA pulse 29.6; Polk, GA capital opportunity 29.4; Polk, GA seven-day change +0.3%.
ZIP market phases inside Polk, GA
8 Polk, GA ZIPs carry a price-cycle phase; Polk, GA ZIPs by phase (Polk, GA), deepest drawdown first: contraction, -2.2% YoY, 4.4% off peak (Polk, GA): 30124; contraction, -2.0% YoY, 4.2% off peak (Polk, GA): 30147; contraction, -1.9% YoY, 4.1% off peak (Polk, GA): 30173; peak, +0.2% YoY, 1.4% off peak (Polk, GA): 30104; peak, +1.2% YoY, 0.1% off peak (Polk, GA): 30125; peak, +1.2% YoY, 0.0% off peak (Polk, GA): 30113, 30153, 30178.
Residential listings by Polk, GA ZIP
Polk, GA ZIPs with the most tracked Polk, GA residential listings: 30125 13 listings, 1 candidates, bank pressure 55; 30153 7 listings, 1 candidates, bank pressure 56; 30104 1 listings, 1 candidates, bank pressure 56. Polk, GA totals: 21 listings; Polk, GA candidates 3; active ZIPs 3.
HUD assisted housing in Polk, GA
3 assisted properties with 288 units sit in Polk, GA; largest Polk, GA properties: Cherokee Springs Scattered Site (Cedartown) 134 units, 134 assisted; Grayfield Apartments (Cedartown) 100 units, 100 assisted; Cedar Heights (Cedartown) 54 units, 53 assisted in Polk, GA.
Lenders with branches in Polk, GA
Polk, GA lenders by branch count: Colony Bank (Polk, GA): stress 65, 2 branches low in Polk, GA.
Vacancy and permits, Polk, GA
1,467 of 17,368 Polk, GA housing units are vacant; Polk, GA permits, twelve months: 58 multifamily units in Polk, GA, 115 one-to-four unit units.
Work Polk, GA at the parcel level
Every Polk, GA parcel carries owner and address; every Polk, GA parcel carries APN; Polk, GA distress scores sit on the Polk, GA live board.
Polk, GA figures refresh with each source.
Polk, GA questions
Most distressed ZIP code in Polk County, GA?
ZIP 30178 leads Polk, GA at 31/100; next in Polk, GA: 30104 at 27/100; the Polk, GA average is 26/100.
Where does Polk County, GA rank for investment opportunity?
Polk, GA is #1,477 among all ranked counties, #106 in Georgia; the Polk, GA driver is bank institutional; Polk, GA moved up 916 places.
How many mortgages are delinquent in Polk County, GA?
Polk, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Polk, GA.
Which banks lend in Polk County, GA?
1 watched lenders hold Polk, GA branches; the largest Polk, GA footprints are Colony Bank (2).
More on Polk, GA
Polk County, GA distress report: public-record figures for Polk, GA; not legal advice for Polk, GA; not tax or investment advice; verify every Polk, GA record before acting.