Porter County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Porter County, Indiana? DLRadar grades every Porter County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Porter County breakdown.
- Porter County's most distressed ZIP is 46307 at 32/100.
- 16 ZIP codes tracked in Porter County, averaging 29/100 distress.
- Porter County reads peak — home values up 4.3% year over year.
- Vacancy runs 11.3% across Porter County's tracked ZIPs, with a 11.8% poverty rate.
- The typical Porter County home is worth about $265,238 against a ~$82,260 median income.
- Lending headwind in Porter County sits at 35/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46307 | 32/100 |
| 2 | 46342 | 32/100 |
| 3 | 46403 | 32/100 |
| 4 | 46341 | 31/100 |
| 5 | 46301 | 30/100 |
| 6 | 46302 | 30/100 |
| 7 | 46304 | 30/100 |
| 8 | 46347 | 30/100 |
| 9 | 46368 | 30/100 |
| 10 | 46383 | 30/100 |
| 11 | 46385 | 30/100 |
| 12 | 46393 | 30/100 |
Most distressed ZIP codes in Porter County (composite distress 0-100, 2026)
What is driving Porter County distress
Nothing here is estimated: Porter County is scored from filings alone, and its ZIPs average 29/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Porter County market phase and pricing
The cycle in Porter County is peak, with values up 4.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Porter County
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Questions and answers
Which Porter County ZIP scores worst for distress?
ZIP 46307 leads Porter County at 32/100, recomputed monthly from public records.
Which phase does Porter County sit in right now?
Phase for Porter County: peak, tracking a 4.3% gain year over year, read off the FHFA index.
How is the Porter County data sourced?
Porter County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 16 ZIPs are comparable to anywhere else.
How much do distress scores vary between Porter County ZIP codes?
One county number flattens a wide range. Across the Porter County ZIPs DLRadar ranks, scores run from 32/100 in 46307 down to 30/100 in 46393, against a Porter County average of 29/100. Because the gap runs to 2 points, Porter County rewards ZIP-level precision.
What do Porter County home values and vacancy say about distressed supply?
The typical Porter County home carries about $265,238 of value against a median household income near $82,260. Vacancy across Porter County's tracked ZIPs runs 11.3% and the poverty rate is 11.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Porter County's foreclosure and lien data and its 35/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.