Porter County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Porter County, IN distress report, 2026: 16 ZIPs scored in Porter, IN, Porter, IN average 29/100; the top Porter, IN ZIP is 46307 at 33/100; Porter, IN market phase peak, Porter, IN prices +4.3% year over year.
- Porter, IN ranks #1,931 nationally (opportunity index); Porter, IN #59 in Indiana; Porter, IN index 27.9.
- Porter, IN ninety-day mortgage delinquency 1.0% in December 2025; Porter, IN twelve-month change +0.5%.
- Porter, IN ZIP phases: 12 peak, 4 expansion.
- Porter, IN residential listings tracked: 21 across 9 ZIPs; Porter, IN candidate listings 7.
- Porter, IN HUD assisted properties: 14 with 1,736 units.
- Porter, IN lenders on watch: 7; largest Porter, IN footprint Centier Bank (10 branches).
- Porter, IN most distressed ZIP: 46307 at 33/100.
Porter, IN figures: DLRadar distress index; Porter, IN inputs: CFPB, FHFA, HUD, FDIC; Porter, IN rebuilt as sources refresh.
| Rank | Porter, IN ZIP | Score |
|---|---|---|
| 1 | 46307 | 33/100 |
| 2 | 46403 | 33/100 |
| 3 | 46342 | 32/100 |
| 4 | 46341 | 31/100 |
| 5 | 46301 | 29/100 |
| 6 | 46302 | 29/100 |
| 7 | 46304 | 29/100 |
| 8 | 46347 | 29/100 |
| 9 | 46368 | 29/100 |
| 10 | 46383 | 29/100 |
| 11 | 46385 | 29/100 |
| 12 | 46393 | 29/100 |
Most distressed Porter, IN ZIPs (0-100, 2026)
Mortgage delinquency in Porter, IN
1.0% of Porter, IN mortgages were ninety-plus days late (Porter, IN, December 2025); Porter, IN thirty-to-eighty-nine days late: 2.8%; Porter, IN twelve-month change +0.5%; Porter, IN peak since 2008: 4.2% (December 2009); Indiana overall 1.0%. Porter, IN ninety-day series: Dec 24 0.5, Jan 25 0.6, Feb 25 0.7 (Porter, IN), Mar 25 0.9, Apr 25 0.8, May 25 1.0 (Porter, IN), Jun 25 1.0, Jul 25 1.0, Aug 25 0.8 (Porter, IN), Sep 25 0.9, Oct 25 1.1, Nov 25 0.9 (Porter, IN), Dec 25 1.0.
Opportunity index: Porter, IN
Porter, IN index 27.9, Porter, IN phase early_signal; Porter, IN primary driver bank institutional, Porter, IN second driver construction. Porter, IN components: property stress 16.8, foreclosure pressure 14.3, listing discounts 34.7, bank stress 56.8, insurance 0.0; Porter, IN pulse 29.7; Porter, IN capital opportunity 26.0; Porter, IN seven-day change +0.5%.
ZIP market phases inside Porter, IN
16 Porter, IN ZIPs carry a price-cycle phase; Porter, IN ZIPs by phase (Porter, IN), deepest drawdown first: peak, +4.3% YoY (Porter, IN): 46301, 46302, 46304, 46307, Porter, IN 46341, 46342, 46347, 46368, Porter, IN 46383, 46385, 46393, 46403; expansion, +7.0% YoY (Porter, IN): 46348, 46390; expansion, +6.6% YoY (Porter, IN): 46360; expansion, +6.1% YoY (Porter, IN): 46391.
Residential listings by Porter, IN ZIP
Porter, IN ZIPs with the most tracked Porter, IN residential listings: 46304 5 listings, 3 candidates, bank pressure 62; 46368 5 listings, 0 candidates, bank pressure 62; 46383 5 listings, 1 candidates, bank pressure 62; 46385 5 listings, 3 candidates, bank pressure 62 (Porter, IN); 46341 1 listings, 0 candidates, bank pressure 62; 46301 0 listings, 0 candidates, bank pressure 62; 46302 0 listings, 0 candidates, bank pressure 62; 46347 0 listings, 0 candidates, bank pressure 62. Porter, IN totals: 21 listings; Porter, IN candidates 7; active ZIPs 5.
HUD assisted housing in Porter, IN
14 assisted properties with 1,736 units sit in Porter, IN; largest Porter, IN properties: Golfview Apartments (Valparaiso) 240 units; Jamestown Apartments Valparaiso (Valparaiso) 201 units, 200 assisted; Port Crossing Iii (Portage) 176 units in Porter, IN; The Masters Valpariso I (Valparaiso) 176 units; Port Crossing I (Portage) 160 units; Williamsburg On The Lake Valparaiso (Valparaiso) 150 units, 30 assisted.
Lenders with branches in Porter, IN
Porter, IN lenders by branch count: Centier Bank (Porter, IN): stress 60, 10 branches low in Porter, IN; 1st Source Bank (Porter, IN): stress 38, 9 branches low in Porter, IN; Horizon Bank (Porter, IN): stress 48, 4 branches low in Porter, IN; First State Bank Of Porter (Porter, IN): stress 58, 3 branches low in Porter, IN; Peoples Bank (Porter, IN): stress 87, 1 branch low in Porter, IN; Demotte State Bank (Porter, IN): stress 70, 1 branch low in Porter, IN; First Merchants Bank (Porter, IN): stress 65, 1 branch low in Porter, IN.
Vacancy and permits, Porter, IN
4,023 of 72,662 Porter, IN housing units are vacant; Porter, IN permits, twelve months: 0 multifamily units in Porter, IN, 600 one-to-four unit units.
Work Porter, IN at the parcel level
Every Porter, IN parcel carries owner and address; every Porter, IN parcel carries APN; Porter, IN distress scores sit on the Porter, IN live board.
Porter, IN figures refresh with each source.
Porter, IN questions
Most distressed ZIP code in Porter County, IN?
ZIP 46307 leads Porter, IN at 33/100; next in Porter, IN: 46403 at 33/100; the Porter, IN average is 29/100.
Where does Porter County, IN rank for investment opportunity?
Porter, IN is #1,931 among all ranked counties, #59 in Indiana; the Porter, IN driver is bank institutional; Porter, IN moved up 529 places.
How many mortgages are delinquent in Porter County, IN?
1.0% of Porter, IN mortgages were ninety-plus days late in December 2025; the Porter, IN peak since 2008 was 4.2%.
Which banks lend in Porter County, IN?
7 watched lenders hold Porter, IN branches; the largest Porter, IN footprints are Centier Bank (10), 1st Source Bank (9), Horizon Bank (4).
More on Porter, IN
Porter County, IN distress report: public-record figures for Porter, IN; not legal advice for Porter, IN; not tax or investment advice; verify every Porter, IN record before acting.