Potter County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Potter County, Pennsylvania? DLRadar grades every Potter County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Potter County breakdown.
- Potter County's most distressed ZIP is 16921 at 22/100.
- 15 ZIP codes tracked in Potter County, averaging 19/100 distress.
- Potter County reads expansion — home values up 5.1% year over year.
- Vacancy runs 42.3% across Potter County's tracked ZIPs, with a 12.6% poverty rate.
- The typical Potter County home is worth about $138,593 against a ~$58,088 median income.
- Lending headwind in Potter County sits at 58/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 16921 | 22/100 |
| 2 | 16950 | 21/100 |
| 3 | 17729 | 21/100 |
| 4 | 16746 | 19/100 |
| 5 | 16748 | 19/100 |
| 6 | 16915 | 19/100 |
| 7 | 16922 | 19/100 |
| 8 | 16923 | 19/100 |
| 9 | 16927 | 19/100 |
| 10 | 16937 | 19/100 |
| 11 | 16941 | 19/100 |
| 12 | 16943 | 19/100 |
Most distressed ZIP codes in Potter County (composite distress 0-100, 2026)
What is driving Potter County distress
DLRadar builds Potter County's distress picture only from records anyone can pull; its ZIPs average 19/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Potter County market phase and pricing
Potter County reads expansion — home prices rose 5.1% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Potter County
Everything summarised here for Potter County is free. Start a trial to see the scored parcels, owners and filings underneath — nothing charged today.
No card required · full read access to live data for 60 minutes.
What people ask
What is the hardest-hit ZIP in Potter County?
ZIP 16921 leads Potter County at 22/100, recomputed monthly from public records.
Where is Potter County in the housing cycle?
FHFA price-index movement places Potter County in expansion; prices are up 5.1% over twelve months.
Which datasets feed the Potter County scores?
Every Potter County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 15 Potter County ZIP codes that it runs on every other U.S. county, so Potter County's numbers are directly comparable to any other market.
How much do distress scores vary between Potter County ZIP codes?
A single county score papers over real variation. Across the Potter County ZIPs DLRadar ranks, scores run from 22/100 in 16921 down to 19/100 in 16943, against a Potter County average of 19/100. A spread of 3 points means Potter County has to be worked ZIP by ZIP.
What do Potter County home values and vacancy say about distressed supply?
The typical Potter County home carries about $138,593 of value against a median household income near $58,088. Vacancy across Potter County's tracked ZIPs runs 42.3% and the poverty rate is 12.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Potter County's foreclosure and tax-lien record and its 58/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.