Potter County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Potter County, PA distress report, 2026: 15 ZIPs scored in Potter, PA, Potter, PA average 18/100; the top Potter, PA ZIP is 16921 at 22/100; Potter, PA market phase expansion, Potter, PA prices +5.1% year over year.
- Potter, PA ranks #1,746 nationally (opportunity index); Potter, PA #26 in Pennsylvania; Potter, PA index 28.6.
- Potter, PA: no CFPB county sample; Potter, PA non-metro area reading 1.6%.
- Potter, PA ZIP phases: 12 expansion, 3 peak.
- Potter, PA residential listings tracked: 5 across 12 ZIPs; Potter, PA candidate listings 1.
- Potter, PA lenders on watch: 4; largest Potter, PA footprint First Citizens Cmty Bank (2 branches).
- Potter, PA most distressed ZIP: 16921 at 22/100.
Potter, PA figures: DLRadar distress index; Potter, PA inputs: CFPB, FHFA, HUD, FDIC; Potter, PA rebuilt as sources refresh.
| Rank | Potter, PA ZIP | Score |
|---|---|---|
| 1 | 16921 | 22/100 |
| 2 | 16950 | 21/100 |
| 3 | 17729 | 20/100 |
| 4 | 16748 | 19/100 |
| 5 | 16943 | 19/100 |
| 6 | 16743 | 18/100 |
| 7 | 16720 | 17/100 |
| 8 | 16746 | 17/100 |
| 9 | 16915 | 17/100 |
| 10 | 16922 | 17/100 |
| 11 | 16923 | 17/100 |
| 12 | 16927 | 17/100 |
Most distressed Potter, PA ZIPs (0-100, 2026)
Mortgage delinquency around Potter, PA
No CFPB county sample covers Potter, PA; the non-metro area reading for Potter, PA: 1.6% ninety-plus; Potter, PA area thirty-to-eighty-nine 2.1% (December 2025, Potter, PA); Pennsylvania overall 1.0%.
Opportunity index: Potter, PA
Potter, PA index 28.6, Potter, PA phase early_signal; Potter, PA primary driver vacancy, Potter, PA second driver bank institutional. Potter, PA components: property stress 27.6, foreclosure pressure 26.4, listing discounts 10.2, bank stress 51.8, insurance 0.0; Potter, PA pulse 34.8; Potter, PA capital opportunity 19.2.
ZIP market phases inside Potter, PA
15 Potter, PA ZIPs carry a price-cycle phase; Potter, PA ZIPs by phase (Potter, PA), deepest drawdown first: expansion, +5.1% YoY (Potter, PA): 16720, 16746, 16915, 16921, Potter, PA 16922, 16923, 16927, 16937, Potter, PA 16941, 16943, 16948, 16950; peak, +4.3% YoY (Potter, PA): 16743; peak, +4.9% YoY (Potter, PA): 16748, 17729.
Residential listings by Potter, PA ZIP
Potter, PA ZIPs with the most tracked Potter, PA residential listings: 16948 2 listings, 0 candidates, bank pressure 65; 16746 1 listings, 0 candidates, bank pressure 65; 16915 1 listings, 0 candidates, bank pressure 65; 16922 1 listings, 1 candidates, bank pressure 65 (Potter, PA); 16720 0 listings, 0 candidates, bank pressure 59; 16748 0 listings, 0 candidates, bank pressure 58; 16923 0 listings, 0 candidates, bank pressure 65; 16927 0 listings, 0 candidates, bank pressure 65. Potter, PA totals: 5 listings; Potter, PA candidates 1; active ZIPs 2.
Lenders with branches in Potter, PA
Potter, PA lenders by branch count: First Citizens Cmty Bank (Potter, PA): stress 57, 2 branches low in Potter, PA; Juniata Valley Bank (Potter, PA): stress 78, 1 branch low in Potter, PA; Citizens&Northern Bank (Potter, PA): stress 67, 1 branch low in Potter, PA; Northwest Bank (Potter, PA): stress 58, 1 branch low in Potter, PA.
Vacancy and permits, Potter, PA
5,405 of 12,397 Potter, PA housing units are vacant; Potter, PA permits, twelve months: 0 multifamily units in Potter, PA, 19 one-to-four unit units.
Work Potter, PA at the parcel level
Every Potter, PA parcel carries owner and address; every Potter, PA parcel carries APN; Potter, PA distress scores sit on the Potter, PA live board.
Potter, PA figures refresh with each source.
Potter, PA questions
Most distressed ZIP code in Potter County, PA?
ZIP 16921 leads Potter, PA at 22/100; next in Potter, PA: 16950 at 21/100; the Potter, PA average is 18/100.
Where does Potter County, PA rank for investment opportunity?
Potter, PA is #1,746 among all ranked counties, #26 in Pennsylvania; the Potter, PA driver is vacancy; Potter, PA moved down 583 places.
How many mortgages are delinquent in Potter County, PA?
Potter, PA takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Potter, PA.
Which banks lend in Potter County, PA?
4 watched lenders hold Potter, PA branches; the largest Potter, PA footprints are First Citizens Cmty Bank (2), Juniata Valley Bank (1), Citizens&Northern Bank (1).
More on Potter, PA
Potter County, PA distress report: public-record figures for Potter, PA; not legal advice for Potter, PA; not tax or investment advice; verify every Potter, PA record before acting.