Randolph County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Randolph County, IN distress report, 2026: 14 ZIPs scored in Randolph, IN, Randolph, IN average 24/100; the top Randolph, IN ZIP is 47320 at 35/100; Randolph, IN market phase expansion, Randolph, IN prices +5.1% year over year.
- Randolph, IN ranks #1,402 nationally (opportunity index); Randolph, IN #42 in Indiana; Randolph, IN index 29.8.
- Randolph, IN: no CFPB county sample; Randolph, IN non-metro area reading 1.0%.
- Randolph, IN ZIP phases: 12 expansion, 2 peak.
- Randolph, IN residential listings tracked: 5 across 9 ZIPs; Randolph, IN candidate listings 5.
- Randolph, IN HUD assisted properties: 1 with 30 units.
- Randolph, IN lenders on watch: 4; largest Randolph, IN footprint Merchants Bank Of Indiana (2 branches).
- Randolph, IN most distressed ZIP: 47320 at 35/100.
Randolph, IN figures: DLRadar distress index; Randolph, IN inputs: CFPB, FHFA, HUD, FDIC; Randolph, IN rebuilt as sources refresh.
| Rank | Randolph, IN ZIP | Score |
|---|---|---|
| 1 | 47320 | 35/100 |
| 2 | 47393 | 34/100 |
| 3 | 47368 | 30/100 |
| 4 | 47354 | 29/100 |
| 5 | 47358 | 26/100 |
| 6 | 47360 | 25/100 |
| 7 | 47355 | 23/100 |
| 8 | 47340 | 22/100 |
| 9 | 47382 | 22/100 |
| 10 | 47394 | 22/100 |
| 11 | 47380 | 21/100 |
| 12 | 47390 | 21/100 |
Most distressed Randolph, IN ZIPs (0-100, 2026)
Mortgage delinquency around Randolph, IN
No CFPB county sample covers Randolph, IN; the non-metro area reading for Randolph, IN: 1.0% ninety-plus; Randolph, IN area thirty-to-eighty-nine 3.1% (December 2025, Randolph, IN); Indiana overall 1.0%.
Opportunity index: Randolph, IN
Randolph, IN index 29.8, Randolph, IN phase early_signal; Randolph, IN primary driver vacancy, Randolph, IN second driver bank institutional. Randolph, IN components: property stress 20.3, foreclosure pressure 18.5, listing discounts 29.5, bank stress 50.2, insurance 0.0; Randolph, IN pulse 32.5; Randolph, IN capital opportunity 25.8; Randolph, IN seven-day change +0.5%.
ZIP market phases inside Randolph, IN
14 Randolph, IN ZIPs carry a price-cycle phase; Randolph, IN ZIPs by phase (Randolph, IN), deepest drawdown first: expansion, +13.6% YoY (Randolph, IN): 47320; expansion, +5.1% YoY (Randolph, IN): 47340, 47355, 47371, 47373, Randolph, IN 47380, 47382, 47390, 47394; expansion, +6.2% YoY (Randolph, IN): 47354; expansion, +5.0% YoY (Randolph, IN): 47358; peak, +4.3% YoY (Randolph, IN): 47360; expansion, +7.2% YoY (Randolph, IN): 47368; peak, +4.4% YoY (Randolph, IN): 47393.
Residential listings by Randolph, IN ZIP
Randolph, IN ZIPs with the most tracked Randolph, IN residential listings: 47390 3 listings, 3 candidates, bank pressure 58; 47394 2 listings, 2 candidates, bank pressure 58; 47340 0 listings, 0 candidates, bank pressure 58; 47354 0 listings, 0 candidates, bank pressure 61 (Randolph, IN); 47355 0 listings, 0 candidates, bank pressure 61; 47358 0 listings, 0 candidates, bank pressure 61; 47368 0 listings, 0 candidates, bank pressure 60; 47380 0 listings, 0 candidates, bank pressure 58. Randolph, IN totals: 5 listings; Randolph, IN candidates 5; active ZIPs 2.
HUD assisted housing in Randolph, IN
1 assisted properties with 30 units sit in Randolph, IN; largest Randolph, IN properties: Trinity Community (Union City) 30 units, 29 assisted.
Lenders with branches in Randolph, IN
Randolph, IN lenders by branch count: Merchants Bank Of Indiana (Randolph, IN): stress 57, 2 branches low in Randolph, IN; Citizens Stb New Castle (Randolph, IN): stress 69, 1 branch low in Randolph, IN; First Merchants Bank (Randolph, IN): stress 65, 1 branch low in Randolph, IN; Old National Bank (Randolph, IN): stress 58, 1 branch low in Randolph, IN.
Vacancy and permits, Randolph, IN
1,048 of 11,412 Randolph, IN housing units are vacant; Randolph, IN permits, twelve months: 0 multifamily units in Randolph, IN, 20 one-to-four unit units.
Work Randolph, IN at the parcel level
Every Randolph, IN parcel carries owner and address; every Randolph, IN parcel carries APN; Randolph, IN distress scores sit on the Randolph, IN live board.
Randolph, IN figures refresh with each source.
Randolph, IN questions
Most distressed ZIP code in Randolph County, IN?
ZIP 47320 leads Randolph, IN at 35/100; next in Randolph, IN: 47393 at 34/100; the Randolph, IN average is 24/100.
Where does Randolph County, IN rank for investment opportunity?
Randolph, IN is #1,402 among all ranked counties, #42 in Indiana; the Randolph, IN driver is vacancy; Randolph, IN moved up 377 places.
How many mortgages are delinquent in Randolph County, IN?
Randolph, IN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Randolph, IN.
Which banks lend in Randolph County, IN?
4 watched lenders hold Randolph, IN branches; the largest Randolph, IN footprints are Merchants Bank Of Indiana (2), Citizens Stb New Castle (1), First Merchants Bank (1).
More on Randolph, IN
Randolph County, IN distress report: public-record figures for Randolph, IN; not legal advice for Randolph, IN; not tax or investment advice; verify every Randolph, IN record before acting.