Reagan County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Reagan County, Texas? DLRadar grades every Reagan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 12/100. Here is the 2026 Reagan County breakdown.
- Reagan County's most distressed ZIP is 76932 at 12/100.
- 2 ZIP codes tracked in Reagan County, averaging 11/100 distress.
- Reagan County reads peak — home values up 2.0% year over year.
- Vacancy runs 12.9% across Reagan County's tracked ZIPs, with a 9.5% poverty rate.
- The typical Reagan County home is worth about $214,750 against a ~$79,980 median income.
- Lending headwind in Reagan County sits at 0/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 76932 | 12/100 |
| 2 | 79739 | 9/100 |
Most distressed ZIP codes in Reagan County (composite distress 0-100, 2026)
What is driving Reagan County distress
DLRadar builds Reagan County's distress picture only from records anyone can pull; its ZIPs average 11/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Reagan County market phase and pricing
Reagan County reads peak — home prices rose 2.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Reagan County
The Reagan County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
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Frequently asked
Which ZIP code leads Reagan County on distress?
ZIP 76932 leads Reagan County at 12/100, recomputed monthly from public records.
What stage of the price cycle is Reagan County at?
The market phase for Reagan County is peak, prices rising 2.0% on the year — derived from the FHFA House Price Index path.
Where does the Reagan County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 2 Reagan County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Reagan County ZIP codes?
A county average hides the spread. Across the Reagan County ZIPs DLRadar ranks, scores run from 12/100 in 76932 down to 9/100 in 79739, against a Reagan County average of 11/100. A spread of 3 points means Reagan County has to be worked ZIP by ZIP.
What do Reagan County home values and vacancy say about distressed supply?
The typical Reagan County home carries about $214,750 of value against a median household income near $79,980. Vacancy across Reagan County's tracked ZIPs runs 12.9% and the poverty rate is 9.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Reagan County's foreclosure and tax-lien filings and its 0/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.