Refugio County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Refugio County, TX distress report, 2026: 5 ZIPs scored in Refugio, TX, Refugio, TX average 24/100; the top Refugio, TX ZIP is 77950 at 27/100; Refugio, TX market phase peak, Refugio, TX prices +2.0% year over year.
- Refugio, TX ranks #554 nationally (opportunity index); Refugio, TX #74 in Texas; Refugio, TX index 33.1.
- Refugio, TX: no CFPB county sample; Refugio, TX non-metro area reading 1.4%.
- Refugio, TX ZIP phases: 5 peak.
- Refugio, TX residential listings tracked: 7 across 4 ZIPs; Refugio, TX candidate listings 2.
- Refugio, TX lenders on watch: 2; largest Refugio, TX footprint First State Bank (2 branches).
- Refugio, TX most distressed ZIP: 77950 at 27/100.
Refugio, TX figures: DLRadar distress index; Refugio, TX inputs: CFPB, FHFA, HUD, FDIC; Refugio, TX rebuilt as sources refresh.
| Rank | Refugio, TX ZIP | Score |
|---|---|---|
| 1 | 77950 | 27/100 |
| 2 | 77990 | 24/100 |
| 3 | 78340 | 23/100 |
| 4 | 78377 | 23/100 |
| 5 | 78393 | 23/100 |
Most distressed Refugio, TX ZIPs (0-100, 2026)
Mortgage delinquency around Refugio, TX
No CFPB county sample covers Refugio, TX; the non-metro area reading for Refugio, TX: 1.4% ninety-plus; Refugio, TX area thirty-to-eighty-nine 3.5% (December 2025, Refugio, TX); Texas overall 1.2%.
Opportunity index: Refugio, TX
Refugio, TX index 33.1, Refugio, TX phase overheated; Refugio, TX primary driver vacancy, Refugio, TX second driver construction. Refugio, TX components: property stress 23.0, foreclosure pressure 23.5, listing discounts 17.1, bank stress 52.6, insurance 0.0; Refugio, TX pulse 41.3; Refugio, TX capital opportunity 20.9; Refugio, TX seven-day change -0.2%.
ZIP market phases inside Refugio, TX
5 Refugio, TX ZIPs carry a price-cycle phase; Refugio, TX ZIPs by phase (Refugio, TX), deepest drawdown first: peak, +0.5% YoY, 3.3% off peak (Refugio, TX): 77950; peak, +1.7% YoY (Refugio, TX): 77990; peak, +2.0% YoY (Refugio, TX): 78340, 78377, 78393.
Residential listings by Refugio, TX ZIP
Refugio, TX ZIPs with the most tracked Refugio, TX residential listings: 78377 3 listings, 0 candidates, bank pressure 54; 78340 2 listings, 0 candidates, bank pressure 54; 78393 2 listings, 2 candidates, bank pressure 54; 77990 0 listings, 0 candidates, bank pressure 53 (Refugio, TX). Refugio, TX totals: 7 listings; Refugio, TX candidates 2; active ZIPs 2.
Lenders with branches in Refugio, TX
Refugio, TX lenders by branch count: First State Bank (Refugio, TX): stress 46, 2 branches low in Refugio, TX; Vantage Bank Texas (Refugio, TX): stress 63, 1 branch low in Refugio, TX.
Vacancy and permits, Refugio, TX
864 of 3,359 Refugio, TX housing units are vacant; Refugio, TX permits, twelve months: 0 multifamily units in Refugio, TX, 11 one-to-four unit units.
Work Refugio, TX at the parcel level
Every Refugio, TX parcel carries owner and address; every Refugio, TX parcel carries APN; Refugio, TX distress scores sit on the Refugio, TX live board.
Refugio, TX figures refresh with each source.
Refugio, TX questions
Most distressed ZIP code in Refugio County, TX?
ZIP 77950 leads Refugio, TX at 27/100; next in Refugio, TX: 77990 at 24/100; the Refugio, TX average is 24/100.
Where does Refugio County, TX rank for investment opportunity?
Refugio, TX is #554 among all ranked counties, #74 in Texas; the Refugio, TX driver is vacancy; Refugio, TX moved down 384 places.
How many mortgages are delinquent in Refugio County, TX?
Refugio, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Refugio, TX.
Which banks lend in Refugio County, TX?
2 watched lenders hold Refugio, TX branches; the largest Refugio, TX footprints are First State Bank (2), Vantage Bank Texas (1).
More on Refugio, TX
Refugio County, TX distress report: public-record figures for Refugio, TX; not legal advice for Refugio, TX; not tax or investment advice; verify every Refugio, TX record before acting.