Rich County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Rich County, Utah? DLRadar grades every Rich County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 8/100. Here is the 2026 Rich County breakdown.
- Rich County's most distressed ZIP is 84028 at 8/100.
- 4 ZIP codes tracked in Rich County, averaging 8/100 distress.
- Rich County reads peak — home values up 2.1% year over year.
- Vacancy runs 44.6% across Rich County's tracked ZIPs, with a 8.7% poverty rate.
- The typical Rich County home is worth about $378,800 against a ~$75,616 median income.
- Lending headwind in Rich County sits at 89/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 84028 | 8/100 |
| 2 | 84038 | 8/100 |
| 3 | 84064 | 8/100 |
| 4 | 84086 | 8/100 |
Most distressed ZIP codes in Rich County (composite distress 0-100, 2026)
What is driving Rich County distress
Rich County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 8/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Rich County market phase and pricing
Phase for Rich County: peak (+2.1% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Rich County
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Frequently asked questions
Which Rich County ZIP scores worst for distress?
ZIP 84028 leads Rich County at 8/100, recomputed monthly from public records.
Where is Rich County in the housing cycle?
Rich County reads peak, with home prices up 2.1% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Rich County analysis built from?
Rich County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 4 ZIPs are comparable to anywhere else.
How much do distress scores vary between Rich County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Rich County ZIPs DLRadar ranks, scores run from 8/100 in 84028 down to 8/100 in 84086, against a Rich County average of 8/100. The 0-point range is the argument for ZIP-level search across Rich County.
What do Rich County home values and vacancy say about distressed supply?
The typical Rich County home carries about $378,800 of value against a median household income near $75,616. Vacancy across Rich County's tracked ZIPs runs 44.6% and the poverty rate is 8.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Rich County's foreclosure and tax-lien record and its 89/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.