Rock County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Rock County, Minnesota? DLRadar grades every Rock County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Rock County breakdown.
- Rock County's most distressed ZIP is 57068 at 30/100.
- 13 ZIP codes tracked in Rock County, averaging 19/100 distress.
- Rock County reads peak — home values up 2.5% year over year.
- Vacancy runs 7.7% across Rock County's tracked ZIPs, with a 10.1% poverty rate.
- The typical Rock County home is worth about $197,346 against a ~$75,884 median income.
- Lending headwind in Rock County sits at 60/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 57068 | 30/100 |
| 2 | 57030 | 29/100 |
| 3 | 56129 | 23/100 |
| 4 | 56147 | 22/100 |
| 5 | 56158 | 19/100 |
| 6 | 56128 | 17/100 |
| 7 | 56144 | 16/100 |
| 8 | 56116 | 15/100 |
| 9 | 56134 | 15/100 |
| 10 | 56138 | 15/100 |
| 11 | 56146 | 15/100 |
| 12 | 56156 | 15/100 |
Most distressed ZIP codes in Rock County (composite distress 0-100, 2026)
What is driving Rock County distress
Rock County's placement in the national index rests on public filings — a 19/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Rock County market phase and pricing
The cycle in Rock County is peak, with values up 2.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Rock County
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Questions and answers
Which Rock County ZIP scores worst for distress?
ZIP 57068 leads Rock County at 30/100, recomputed monthly from public records.
Where is Rock County in the housing cycle?
The market phase for Rock County is peak, prices rising 2.5% on the year — derived from the FHFA House Price Index path.
How is the Rock County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 13 Rock County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Rock County ZIP codes?
A single county score papers over real variation. Across the Rock County ZIPs DLRadar ranks, scores run from 30/100 in 57068 down to 15/100 in 56156, against a Rock County average of 19/100. The 15-point range is the argument for ZIP-level search across Rock County.
What do Rock County home values and vacancy say about distressed supply?
The typical Rock County home carries about $197,346 of value against a median household income near $75,884. Vacancy across Rock County's tracked ZIPs runs 7.7% and the poverty rate is 10.1%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Rock County's foreclosure and tax-lien filings and its 60/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.