Rock County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rock County, MN distress report, 2026: 13 ZIPs scored in Rock, MN, Rock, MN average 20/100; the top Rock, MN ZIP is 57068 at 28/100; Rock, MN market phase peak, Rock, MN prices +2.5% year over year.
- Rock, MN ranks #2,277 nationally (opportunity index); Rock, MN #39 in Minnesota; Rock, MN index 26.8.
- Rock, MN: no CFPB county sample; Rock, MN metro area reading 0.8%.
- Rock, MN ZIP phases: 13 peak.
- Rock, MN residential listings tracked: 1 across 9 ZIPs; Rock, MN candidate listings 1.
- Rock, MN HUD assisted properties: 1 with 54 units.
- Rock, MN lenders on watch: 2; largest Rock, MN footprint Minnwest Bank (2 branches).
- Rock, MN most distressed ZIP: 57068 at 28/100.
Rock, MN figures: DLRadar distress index; Rock, MN inputs: CFPB, FHFA, HUD, FDIC; Rock, MN rebuilt as sources refresh.
| Rank | Rock, MN ZIP | Score |
|---|---|---|
| 1 | 57068 | 28/100 |
| 2 | 57030 | 27/100 |
| 3 | 56129 | 23/100 |
| 4 | 56147 | 22/100 |
| 5 | 56158 | 20/100 |
| 6 | 56128 | 18/100 |
| 7 | 56116 | 17/100 |
| 8 | 56134 | 17/100 |
| 9 | 56138 | 17/100 |
| 10 | 56144 | 17/100 |
| 11 | 56146 | 17/100 |
| 12 | 56156 | 17/100 |
Most distressed Rock, MN ZIPs (0-100, 2026)
Mortgage delinquency around Rock, MN
No CFPB county sample covers Rock, MN; the metro area reading for Rock, MN (Sioux Falls, SD-MN): 0.8% ninety-plus; Rock, MN area thirty-to-eighty-nine 1.9% (December 2025, Rock, MN); Minnesota overall 0.6%.
Opportunity index: Rock, MN
Rock, MN index 26.8, Rock, MN phase weak; Rock, MN primary driver construction, Rock, MN second driver bank institutional. Rock, MN components: property stress 14.1, foreclosure pressure 14.5, listing discounts 19.6, bank stress 58.0, insurance 0.0; Rock, MN pulse 32.0; Rock, MN capital opportunity 19.1; Rock, MN seven-day change +0.2%.
ZIP market phases inside Rock, MN
13 Rock, MN ZIPs carry a price-cycle phase; Rock, MN ZIPs by phase (Rock, MN), deepest drawdown first: peak, +2.8% YoY, 0.1% off peak (Rock, MN): 56144; peak, +2.5% YoY, 0.1% off peak (Rock, MN): 56116, 56134, 56138, 56146, Rock, MN 56156, 56173, 57030, 57068, Rock, MN 56158; peak, +2.6% YoY, 0.0% off peak (Rock, MN): 56147, 56129; peak, +3.1% YoY, 0.0% off peak (Rock, MN): 56128.
Residential listings by Rock, MN ZIP
Rock, MN ZIPs with the most tracked Rock, MN residential listings: 56156 1 listings, 1 candidates, bank pressure 60; 56116 0 listings, 0 candidates, bank pressure 60; 56134 0 listings, 0 candidates, bank pressure 60; 56138 0 listings, 0 candidates, bank pressure 60 (Rock, MN); 56144 0 listings, 0 candidates, bank pressure 60; 56146 0 listings, 0 candidates, bank pressure 60; 56147 0 listings, 0 candidates, bank pressure 62; 56158 0 listings, 0 candidates, bank pressure 62. Rock, MN totals: 1 listings; Rock, MN candidates 1; active ZIPs 1.
HUD assisted housing in Rock, MN
1 assisted properties with 54 units sit in Rock, MN; largest Rock, MN properties: Centennial Apts--(Luverne) (Luverne) 54 units, 54 assisted.
Lenders with branches in Rock, MN
Rock, MN lenders by branch count: Minnwest Bank (Rock, MN): stress 62, 2 branches low in Rock, MN; First Farmers&Merchants Nb (Rock, MN): stress 62, 1 branch low in Rock, MN.
Vacancy and permits, Rock, MN
221 of 4,256 Rock, MN housing units are vacant; Rock, MN permits, twelve months: 35 multifamily units in Rock, MN, 20 one-to-four unit units.
Work Rock, MN at the parcel level
Every Rock, MN parcel carries owner and address; every Rock, MN parcel carries APN; Rock, MN distress scores sit on the Rock, MN live board.
Rock, MN figures refresh with each source.
Rock, MN questions
Most distressed ZIP code in Rock County, MN?
ZIP 57068 leads Rock, MN at 28/100; next in Rock, MN: 57030 at 27/100; the Rock, MN average is 20/100.
Where does Rock County, MN rank for investment opportunity?
Rock, MN is #2,277 among all ranked counties, #39 in Minnesota; the Rock, MN driver is construction; Rock, MN moved down 445 places.
How many mortgages are delinquent in Rock County, MN?
Rock, MN takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Rock, MN.
Which banks lend in Rock County, MN?
2 watched lenders hold Rock, MN branches; the largest Rock, MN footprints are Minnwest Bank (2), First Farmers&Merchants Nb (1).
More on Rock, MN
Rock County, MN distress report: public-record figures for Rock, MN; not legal advice for Rock, MN; not tax or investment advice; verify every Rock, MN record before acting.