Routt County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Routt County, Colorado? DLRadar grades every Routt County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Routt County breakdown.
- Routt County's most distressed ZIP is 80463 at 17/100.
- 11 ZIP codes tracked in Routt County, averaging 15/100 distress.
- Routt County reads contraction — home values down 0.3% year over year, 0.7% off peak.
- Vacancy runs 31.5% across Routt County's tracked ZIPs, with a 8.5% poverty rate.
- The typical Routt County home is worth about $666,088 against a ~$95,129 median income.
- Lending headwind in Routt County sits at 55/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 80463 | 17/100 |
| 2 | 80467 | 17/100 |
| 3 | 80428 | 16/100 |
| 4 | 80469 | 16/100 |
| 5 | 80479 | 16/100 |
| 6 | 80483 | 16/100 |
| 7 | 80487 | 16/100 |
| 8 | 81639 | 16/100 |
| 9 | 81653 | 16/100 |
| 10 | 81638 | 13/100 |
| 11 | 81625 | 7/100 |
Most distressed ZIP codes in Routt County (composite distress 0-100, 2026)
What is driving Routt County distress
DLRadar builds Routt County's distress picture only from records anyone can pull; its ZIPs average 15/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Routt County market phase and pricing
Routt County reads contraction — home prices fell 0.3% over the last year and are 0.7% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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What people ask
Where is distress highest inside Routt County, CO?
ZIP 80463 leads Routt County at 17/100, recomputed monthly from public records.
How would you describe the Routt County market phase?
Routt County reads contraction, with home prices down 0.3% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Routt County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 11 Routt County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Routt County ZIP codes?
One county number flattens a wide range. Across the Routt County ZIPs DLRadar ranks, scores run from 17/100 in 80463 down to 7/100 in 81625, against a Routt County average of 15/100. The 10-point range is the argument for ZIP-level search across Routt County.
What do Routt County home values and vacancy say about distressed supply?
The typical Routt County home carries about $666,088 of value against a median household income near $95,129. Vacancy across Routt County's tracked ZIPs runs 31.5% and the poverty rate is 8.5%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Routt County's foreclosure and lien filings and its 55/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.