Routt County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Routt County, CO distress report, 2026: 11 ZIPs scored in Routt, CO, Routt, CO average 14/100; the top Routt, CO ZIP is 80463 at 16/100; Routt, CO market phase contraction, Routt, CO prices -0.3% year over year.
- Routt, CO ranks #1,692 nationally (opportunity index); Routt, CO #23 in Colorado; Routt, CO index 28.8.
- Routt, CO: no CFPB county sample; Routt, CO non-metro area reading 0.8%.
- Routt, CO ZIP phases: 11 contraction.
- Routt, CO residential listings tracked: 3 across 9 ZIPs; Routt, CO candidate listings 0.
- Routt, CO HUD assisted properties: 1 with 7 units.
- Routt, CO lenders on watch: 3; largest Routt, CO footprint Mountain Valley Bank (3 branches).
- Routt, CO most distressed ZIP: 80463 at 16/100.
Routt, CO figures: DLRadar distress index; Routt, CO inputs: CFPB, FHFA, HUD, FDIC; Routt, CO rebuilt as sources refresh.
| Rank | Routt, CO ZIP | Score |
|---|---|---|
| 1 | 80463 | 16/100 |
| 2 | 80467 | 16/100 |
| 3 | 80428 | 15/100 |
| 4 | 80469 | 15/100 |
| 5 | 80479 | 15/100 |
| 6 | 80483 | 15/100 |
| 7 | 80487 | 15/100 |
| 8 | 81639 | 15/100 |
| 9 | 81653 | 15/100 |
| 10 | 81638 | 12/100 |
| 11 | 81625 | 4/100 |
Most distressed Routt, CO ZIPs (0-100, 2026)
Mortgage delinquency around Routt, CO
No CFPB county sample covers Routt, CO; the non-metro area reading for Routt, CO: 0.8% ninety-plus; Routt, CO area thirty-to-eighty-nine 1.5% (December 2025, Routt, CO); Colorado overall 0.7%.
Opportunity index: Routt, CO
Routt, CO index 28.8, Routt, CO phase early_signal; Routt, CO primary driver vacancy, Routt, CO second driver construction. Routt, CO components: property stress 22.9, foreclosure pressure 27.1, listing discounts 5.0, bank stress 59.9, insurance 0.0; Routt, CO pulse 38.2; Routt, CO capital opportunity 14.6.
ZIP market phases inside Routt, CO
11 Routt, CO ZIPs carry a price-cycle phase; Routt, CO ZIPs by phase (Routt, CO), deepest drawdown first: contraction, -0.3% YoY, 0.7% off peak (Routt, CO): 80463, 80428, 80469, 80479, Routt, CO 80483, 80487, 81625, 81638, Routt, CO 81639, 81653; contraction, -0.2% YoY, 0.7% off peak (Routt, CO): 80467.
Residential listings by Routt, CO ZIP
Routt, CO ZIPs with the most tracked Routt, CO residential listings: 80467 1 listings, 0 candidates, bank pressure 63; 80479 1 listings, 0 candidates, bank pressure 63; 80487 1 listings, 0 candidates, bank pressure 63; 80428 0 listings, 0 candidates, bank pressure 63 (Routt, CO); 80463 0 listings, 0 candidates, bank pressure 65; 80469 0 listings, 0 candidates, bank pressure 63; 80483 0 listings, 0 candidates, bank pressure 63; 81639 0 listings, 0 candidates, bank pressure 63. Routt, CO totals: 3 listings; Routt, CO candidates 0; active ZIPs 3.
HUD assisted housing in Routt, CO
1 assisted properties with 7 units sit in Routt, CO; largest Routt, CO properties: Soda Creek Apartments (Steamboat Springs) 7 units, 7 assisted.
Lenders with branches in Routt, CO
Routt, CO lenders by branch count: Mountain Valley Bank (Routt, CO): stress 70, 3 branches low in Routt, CO; Alpine Bank (Routt, CO): stress 62, 1 branch low in Routt, CO; Yampa Valley Bank (Routt, CO): stress 51, 1 branch low in Routt, CO.
Vacancy and permits, Routt, CO
5,888 of 17,169 Routt, CO housing units are vacant; Routt, CO permits, twelve months: 94 multifamily units in Routt, CO, 151 one-to-four unit units.
Work Routt, CO at the parcel level
Every Routt, CO parcel carries owner and address; every Routt, CO parcel carries APN; Routt, CO distress scores sit on the Routt, CO live board.
Routt, CO figures refresh with each source.
Routt, CO questions
Most distressed ZIP code in Routt County, CO?
ZIP 80463 leads Routt, CO at 16/100; next in Routt, CO: 80467 at 16/100; the Routt, CO average is 14/100.
Where does Routt County, CO rank for investment opportunity?
Routt, CO is #1,692 among all ranked counties, #23 in Colorado; the Routt, CO driver is vacancy; Routt, CO moved down 1,187 places.
How many mortgages are delinquent in Routt County, CO?
Routt, CO takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Routt, CO.
Which banks lend in Routt County, CO?
3 watched lenders hold Routt, CO branches; the largest Routt, CO footprints are Mountain Valley Bank (3), Alpine Bank (1), Yampa Valley Bank (1).
More on Routt, CO
Routt County, CO distress report: public-record figures for Routt, CO; not legal advice for Routt, CO; not tax or investment advice; verify every Routt, CO record before acting.