Rutherford County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rutherford County, TN distress report, 2026: 20 ZIPs scored in Rutherford, TN, Rutherford, TN average 27/100; the top Rutherford, TN ZIP is 37090 at 30/100; Rutherford, TN market phase peak, Rutherford, TN prices +1.3% year over year.
- Rutherford, TN ranks #2,300 nationally (opportunity index); Rutherford, TN #74 in Tennessee; Rutherford, TN index 26.7.
- Rutherford, TN ninety-day mortgage delinquency 0.8% in December 2025; Rutherford, TN twelve-month change 0.0%.
- Rutherford, TN ZIP phases: 20 peak.
- Rutherford, TN residential listings tracked: 140 across 13 ZIPs; Rutherford, TN candidate listings 10.
- Rutherford, TN HUD assisted properties: 16 with 2,883 units.
- Rutherford, TN lenders on watch: 8; largest Rutherford, TN footprint Pinnacle Bank (9 branches).
- Rutherford, TN most distressed ZIP: 37090 at 30/100.
Rutherford, TN figures: DLRadar distress index; Rutherford, TN inputs: CFPB, FHFA, HUD, FDIC; Rutherford, TN rebuilt as sources refresh.
| Rank | Rutherford, TN ZIP | Score |
|---|---|---|
| 1 | 37090 | 30/100 |
| 2 | 37122 | 30/100 |
| 3 | 37037 | 29/100 |
| 4 | 37085 | 29/100 |
| 5 | 37086 | 29/100 |
| 6 | 37127 | 29/100 |
| 7 | 37128 | 29/100 |
| 8 | 37129 | 29/100 |
| 9 | 37130 | 29/100 |
| 10 | 37132 | 29/100 |
| 11 | 37167 | 29/100 |
| 12 | 37118 | 28/100 |
Most distressed Rutherford, TN ZIPs (0-100, 2026)
Mortgage delinquency in Rutherford, TN
0.8% of Rutherford, TN mortgages were ninety-plus days late (Rutherford, TN, December 2025); Rutherford, TN thirty-to-eighty-nine days late: 1.9%; Rutherford, TN twelve-month change 0.0%; Rutherford, TN peak since 2008: 3.8% (February 2010); Tennessee overall 0.9%. Rutherford, TN ninety-day series: Dec 24 0.8, Jan 25 0.9, Feb 25 0.7 (Rutherford, TN), Mar 25 0.7, Apr 25 0.7, May 25 0.6 (Rutherford, TN), Jun 25 0.6, Jul 25 0.6, Aug 25 0.6 (Rutherford, TN), Sep 25 0.8, Oct 25 0.7, Nov 25 0.8 (Rutherford, TN), Dec 25 0.8.
Opportunity index: Rutherford, TN
Rutherford, TN index 26.7, Rutherford, TN phase weak; Rutherford, TN primary driver bank institutional, Rutherford, TN second driver construction. Rutherford, TN components: property stress 15.9, foreclosure pressure 15.3, listing discounts 29.1, bank stress 53.7, insurance 0.0; Rutherford, TN pulse 28.3; Rutherford, TN capital opportunity 24.3; Rutherford, TN seven-day change +0.5%.
ZIP market phases inside Rutherford, TN
20 Rutherford, TN ZIPs carry a price-cycle phase; Rutherford, TN ZIPs by phase (Rutherford, TN), deepest drawdown first: peak, +1.3% YoY, 0.2% off peak (Rutherford, TN): 37129, 37014, 37037, 37085, Rutherford, TN 37086, 37090, 37118, 37122, Rutherford, TN 37127, 37128, 37130, 37132, Rutherford, TN 37149, 37167, 37135, 37046.
Residential listings by Rutherford, TN ZIP
Rutherford, TN ZIPs with the most tracked Rutherford, TN residential listings: 37128 50 listings, 2 candidates, bank pressure 59; 37129 33 listings, 3 candidates, bank pressure 60; 37130 23 listings, 2 candidates, bank pressure 59; 37127 19 listings, 0 candidates, bank pressure 59 (Rutherford, TN); 37167 5 listings, 2 candidates, bank pressure 59; 37086 4 listings, 0 candidates, bank pressure 60; 37153 3 listings, 0 candidates, bank pressure 60; 37149 2 listings, 1 candidates, bank pressure 60. Rutherford, TN totals: 140 listings; Rutherford, TN candidates 10; active ZIPs 9.
HUD assisted housing in Rutherford, TN
16 assisted properties with 2,883 units sit in Rutherford, TN; largest Rutherford, TN properties: Imperial Garden Apts (Smyrna) 300 units, 300 assisted; The Cove At Center Point (Murfreesboro) 273 units; St. Andrews Place Apartments (Murfreesboro) 248 units in Rutherford, TN; 3343 Memorial (Murfreesboro) 241 units; Vintage Blackman (Murfreesboro) 240 units; Westbrook Towers (Murfreesboro) 230 units, 230 assisted.
Lenders with branches in Rutherford, TN
Rutherford, TN lenders by branch count: Pinnacle Bank (Rutherford, TN): stress 64, 9 branches low in Rutherford, TN; First Horizon Bank (Rutherford, TN): stress 58, 6 branches low in Rutherford, TN; Firstbank (Rutherford, TN): stress 55, 6 branches low in Rutherford, TN; Wilson Bank&Trust (Rutherford, TN): stress 61, 5 branches low in Rutherford, TN; First Nb Of Middle Tennessee (Rutherford, TN): stress 71, 2 branches low in Rutherford, TN; Lawrence Bank (Rutherford, TN): stress 64, 2 branches low in Rutherford, TN; Insbank (Rutherford, TN): stress 72, 1 branch low in Rutherford, TN; Southern Bank Of Tennessee (Rutherford, TN): stress 68, 1 branch low in Rutherford, TN.
Vacancy and permits, Rutherford, TN
9,498 of 138,929 Rutherford, TN housing units are vacant; Rutherford, TN permits, twelve months: 846 multifamily units in Rutherford, TN, 2,644 one-to-four unit units.
Work Rutherford, TN at the parcel level
Every Rutherford, TN parcel carries owner and address; every Rutherford, TN parcel carries APN; Rutherford, TN distress scores sit on the Rutherford, TN live board.
Rutherford, TN figures refresh with each source.
Rutherford, TN questions
Most distressed ZIP code in Rutherford County, TN?
ZIP 37090 leads Rutherford, TN at 30/100; next in Rutherford, TN: 37122 at 30/100; the Rutherford, TN average is 27/100.
Where does Rutherford County, TN rank for investment opportunity?
Rutherford, TN is #2,300 among all ranked counties, #74 in Tennessee; the Rutherford, TN driver is bank institutional; Rutherford, TN moved up 354 places.
How many mortgages are delinquent in Rutherford County, TN?
0.8% of Rutherford, TN mortgages were ninety-plus days late in December 2025; the Rutherford, TN peak since 2008 was 3.8%.
Which banks lend in Rutherford County, TN?
8 watched lenders hold Rutherford, TN branches; the largest Rutherford, TN footprints are Pinnacle Bank (9), First Horizon Bank (6), Firstbank (6).
More on Rutherford, TN
Rutherford County, TN distress report: public-record figures for Rutherford, TN; not legal advice for Rutherford, TN; not tax or investment advice; verify every Rutherford, TN record before acting.