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Saluda County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Saluda County, South Carolina? DLRadar grades every Saluda County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Saluda County breakdown.

  • Saluda County's most distressed ZIP is 29105 at 33/100.
  • 12 ZIP codes tracked in Saluda County, averaging 26/100 distress.
  • Saluda County reads peak — home values up 3.6% year over year.
  • Vacancy runs 18.6% across Saluda County's tracked ZIPs, with a 21.2% poverty rate.
  • The typical Saluda County home is worth about $158,073 against a ~$57,644 median income.
  • Lending headwind in Saluda County sits at 54/100 — a forward read on distressed supply.

Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
12910533/100
22907032/100
32900630/100
42912930/100
52912727/100
62966626/100
72903724/100
82982424/100
92983223/100
102984822/100
112913819/100
122916619/100

Most distressed ZIP codes in Saluda County (composite distress 0-100, 2026)

What is driving Saluda County distress

DLRadar builds Saluda County's distress picture only from records anyone can pull; its ZIPs average 26/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.

Saluda County market phase and pricing

The cycle in Saluda County is peak, with values up 3.6% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

See the distressed properties behind the data in Saluda County

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What people ask

Which ZIP code leads Saluda County on distress?

ZIP 29105 leads Saluda County at 33/100, recomputed monthly from public records.

How would you describe the Saluda County market phase?

FHFA price-index movement places Saluda County in peak; prices are up 3.6% over twelve months.

What are the sources behind these Saluda County numbers?

The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 12 ZIP codes in Saluda County run through the identical model used nationwide, the figures compare directly against any other market.

How much do distress scores vary between Saluda County ZIP codes?

A single county score papers over real variation. Across the Saluda County ZIPs DLRadar ranks, scores run from 33/100 in 29105 down to 19/100 in 29166, against a Saluda County average of 26/100. With 14 points between best and worst, county-level targeting in Saluda County wastes effort.

What do Saluda County home values and vacancy say about distressed supply?

The typical Saluda County home carries about $158,073 of value against a median household income near $57,644. Vacancy across Saluda County's tracked ZIPs runs 18.6% and the poverty rate is 21.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Saluda County's foreclosure and tax-lien record and its 54/100 lending headwind.

Related

Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.

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