San Juan County, UT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in San Juan County, Utah? DLRadar grades every San Juan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 San Juan County breakdown.
- San Juan County's most distressed ZIP is 86044 at 23/100.
- 12 ZIP codes tracked in San Juan County, averaging 16/100 distress.
- San Juan County reads peak — home values up 1.2% year over year.
- Vacancy runs 21.7% across San Juan County's tracked ZIPs, with a 25.2% poverty rate.
- The typical San Juan County home is worth about $194,460 against a ~$55,650 median income.
- Lending headwind in San Juan County sits at 76/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 86044 | 23/100 |
| 2 | 86514 | 20/100 |
| 3 | 84531 | 17/100 |
| 4 | 84536 | 17/100 |
| 5 | 84511 | 16/100 |
| 6 | 84512 | 16/100 |
| 7 | 84530 | 16/100 |
| 8 | 84533 | 16/100 |
| 9 | 84534 | 16/100 |
| 10 | 84535 | 16/100 |
| 11 | 81324 | 14/100 |
| 12 | 84532 | 7/100 |
Most distressed ZIP codes in San Juan County (composite distress 0-100, 2026)
What is driving San Juan County distress
San Juan County's placement in the national index rests on public filings — a 16/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
San Juan County market phase and pricing
Phase for San Juan County: peak (+1.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in San Juan County
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Questions and answers
Which part of San Juan County, UT scores highest for distress?
ZIP 86044 leads San Juan County at 23/100, recomputed monthly from public records.
What stage of the price cycle is San Juan County at?
San Juan County reads peak, with home prices up 1.2% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the San Juan County data come from?
Each San Juan County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 12 local ZIPs and every other county in the country.
How much do distress scores vary between San Juan County ZIP codes?
A single county score papers over real variation. Across the San Juan County ZIPs DLRadar ranks, scores run from 23/100 in 86044 down to 7/100 in 84532, against a San Juan County average of 16/100. A spread of 16 points means San Juan County has to be worked ZIP by ZIP.
What do San Juan County home values and vacancy say about distressed supply?
The typical San Juan County home carries about $194,460 of value against a median household income near $55,650. Vacancy across San Juan County's tracked ZIPs runs 21.7% and the poverty rate is 25.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside San Juan County's foreclosure and lien data and its 76/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.