Scott County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Scott County, Indiana? DLRadar grades every Scott County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Scott County breakdown.
- Scott County's most distressed ZIP is 47147 at 26/100.
- 6 ZIP codes tracked in Scott County, averaging 21/100 distress.
- Scott County reads expansion — home values up 5.1% year over year.
- Vacancy runs 11.9% across Scott County's tracked ZIPs, with a 8.2% poverty rate.
- The typical Scott County home is worth about $188,917 against a ~$61,485 median income.
- Lending headwind in Scott County sits at 37/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 47147 | 26/100 |
| 2 | 47230 | 26/100 |
| 3 | 47138 | 22/100 |
| 4 | 47177 | 18/100 |
| 5 | 47170 | 17/100 |
| 6 | 47102 | 14/100 |
Most distressed ZIP codes in Scott County (composite distress 0-100, 2026)
What is driving Scott County distress
The Scott County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 21/100 ZIP average. No proprietary or modelled inputs enter the score.
Scott County market phase and pricing
Phase for Scott County: expansion (+5.1% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Scott County
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Frequently asked
What is the hardest-hit ZIP in Scott County?
ZIP 47147 leads Scott County at 26/100, recomputed monthly from public records.
How would you describe the Scott County market phase?
Scott County currently sits in expansion, with values up 5.1% year on year, based on FHFA price-index trajectory.
Where does the Scott County data come from?
Every Scott County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 6 Scott County ZIP codes that it runs on every other U.S. county, so Scott County's numbers are directly comparable to any other market.
How much do distress scores vary between Scott County ZIP codes?
One county number flattens a wide range. Across the Scott County ZIPs DLRadar ranks, scores run from 26/100 in 47147 down to 14/100 in 47102, against a Scott County average of 21/100. With 12 points between best and worst, county-level targeting in Scott County wastes effort.
What do Scott County home values and vacancy say about distressed supply?
The typical Scott County home carries about $188,917 of value against a median household income near $61,485. Vacancy across Scott County's tracked ZIPs runs 11.9% and the poverty rate is 8.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Scott County's foreclosure and lien filings and its 37/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.