Scott County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Scott County, MN distress report, 2026: 10 ZIPs scored in Scott, MN, Scott, MN average 21/100; the top Scott, MN ZIP is 55088 at 28/100; Scott, MN market phase peak, Scott, MN prices +2.4% year over year.
- Scott, MN ranks #2,954 nationally (opportunity index); Scott, MN #69 in Minnesota; Scott, MN index 23.5.
- Scott, MN ninety-day mortgage delinquency 0.6% in December 2025; Scott, MN twelve-month change -0.1%.
- Scott, MN ZIP phases: 10 peak.
- Scott, MN residential listings tracked: 23 across 7 ZIPs; Scott, MN candidate listings 8.
- Scott, MN HUD assisted properties: 9 with 449 units.
- Scott, MN lenders on watch: 8; largest Scott, MN footprint Hometown Bank (2 branches).
- Scott, MN most distressed ZIP: 55088 at 28/100.
Scott, MN figures: DLRadar distress index; Scott, MN inputs: CFPB, FHFA, HUD, FDIC; Scott, MN rebuilt as sources refresh.
| Rank | Scott, MN ZIP | Score |
|---|---|---|
| 1 | 55088 | 28/100 |
| 2 | 56071 | 24/100 |
| 3 | 55044 | 21/100 |
| 4 | 56011 | 21/100 |
| 5 | 55020 | 20/100 |
| 6 | 55054 | 20/100 |
| 7 | 55352 | 20/100 |
| 8 | 55372 | 20/100 |
| 9 | 55378 | 20/100 |
| 10 | 55379 | 20/100 |
Most distressed Scott, MN ZIPs (0-100, 2026)
Mortgage delinquency in Scott, MN
0.6% of Scott, MN mortgages were ninety-plus days late (Scott, MN, December 2025); Scott, MN thirty-to-eighty-nine days late: 1.5%; Scott, MN twelve-month change -0.1%; Scott, MN peak since 2008: 4.6% (October 2009); Minnesota overall 0.6%. Scott, MN ninety-day series: Dec 24 0.7, Jan 25 0.9, Feb 25 0.8 (Scott, MN), Mar 25 0.6, Apr 25 0.5, May 25 0.6 (Scott, MN), Jun 25 0.6, Jul 25 0.4, Aug 25 0.6 (Scott, MN), Sep 25 0.7, Oct 25 0.5, Nov 25 0.6 (Scott, MN), Dec 25 0.6.
Opportunity index: Scott, MN
Scott, MN index 23.5, Scott, MN phase weak; Scott, MN primary driver construction, Scott, MN second driver bank institutional. Scott, MN components: property stress 4.5, foreclosure pressure 2.8, listing discounts 29.0, bank stress 61.9, insurance 0.0; Scott, MN pulse 25.7; Scott, MN capital opportunity 20.1.
ZIP market phases inside Scott, MN
10 Scott, MN ZIPs carry a price-cycle phase; Scott, MN ZIPs by phase (Scott, MN), deepest drawdown first: peak, +2.4% YoY (Scott, MN): 55020, 55044, 55054, 55352, Scott, MN 55372, 55378, 55379, 56071; peak, +2.6% YoY (Scott, MN): 55088, 56011.
Residential listings by Scott, MN ZIP
Scott, MN ZIPs with the most tracked Scott, MN residential listings: 55379 8 listings, 4 candidates, bank pressure 68; 56011 5 listings, 0 candidates, bank pressure 67; 55372 4 listings, 2 candidates, bank pressure 68; 55352 3 listings, 0 candidates, bank pressure 68 (Scott, MN); 55020 2 listings, 1 candidates, bank pressure 68; 55378 1 listings, 1 candidates, bank pressure 68; 55054 0 listings, 0 candidates, bank pressure 68. Scott, MN totals: 23 listings; Scott, MN candidates 8; active ZIPs 6.
HUD assisted housing in Scott, MN
9 assisted properties with 449 units sit in Scott, MN; largest Scott, MN properties: Highview Commons Townhomes (Savage) 134 units; Village Commons Apartments (Savage) 66 units; The Willows (Shakopee) 60 units in Scott, MN; Country View Apartments (Savage) 58 units; Westgate (New Prague) 37 units, 37 assisted; Villas Plus At Rosaland (Savage) 32 units.
Lenders with branches in Scott, MN
Scott, MN lenders by branch count: Hometown Bank (Scott, MN): stress 81, 2 branches low in Scott, MN; New Market Bank (Scott, MN): stress 72, 2 branches low in Scott, MN; Sterling State Bank (Scott, MN): stress 82, 1 branch low in Scott, MN; State Bank Of Faribault (Scott, MN): stress 77, 1 branch low in Scott, MN; Prime Security Bank (Scott, MN): stress 77, 1 branch low in Scott, MN; Cornerstone State Bank (Scott, MN): stress 68, 1 branch low in Scott, MN; First Nb Minnesota (Scott, MN): stress 64, 1 branch low in Scott, MN; Minnwest Bank (Scott, MN): stress 62, 1 branch low in Scott, MN.
Vacancy and permits, Scott, MN
1,700 of 56,671 Scott, MN housing units are vacant; Scott, MN permits, twelve months: 112 multifamily units in Scott, MN, 600 one-to-four unit units.
Work Scott, MN at the parcel level
Every Scott, MN parcel carries owner and address; every Scott, MN parcel carries APN; Scott, MN distress scores sit on the Scott, MN live board.
Scott, MN figures refresh with each source.
Scott, MN questions
Most distressed ZIP code in Scott County, MN?
ZIP 55088 leads Scott, MN at 28/100; next in Scott, MN: 56071 at 24/100; the Scott, MN average is 21/100.
Where does Scott County, MN rank for investment opportunity?
Scott, MN is #2,954 among all ranked counties, #69 in Minnesota; the Scott, MN driver is construction; Scott, MN moved up 32 places.
How many mortgages are delinquent in Scott County, MN?
0.6% of Scott, MN mortgages were ninety-plus days late in December 2025; the Scott, MN peak since 2008 was 4.6%.
Which banks lend in Scott County, MN?
8 watched lenders hold Scott, MN branches; the largest Scott, MN footprints are Hometown Bank (2), New Market Bank (2), Sterling State Bank (1).
More on Scott, MN
Scott County, MN distress report: public-record figures for Scott, MN; not legal advice for Scott, MN; not tax or investment advice; verify every Scott, MN record before acting.