Smyth County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Smyth County, Virginia? DLRadar grades every Smyth County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Smyth County breakdown.
- Smyth County's most distressed ZIP is 24311 at 29/100.
- 10 ZIP codes tracked in Smyth County, averaging 26/100 distress.
- Smyth County reads expansion — home values up 5.5% year over year.
- Vacancy runs 24.4% across Smyth County's tracked ZIPs, with a 15.5% poverty rate.
- The typical Smyth County home is worth about $118,256 against a ~$48,060 median income.
- Lending headwind in Smyth County sits at 54/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 24311 | 29/100 |
| 2 | 24354 | 29/100 |
| 3 | 24375 | 29/100 |
| 4 | 24316 | 28/100 |
| 5 | 24319 | 26/100 |
| 6 | 24370 | 26/100 |
| 7 | 24236 | 24/100 |
| 8 | 24368 | 24/100 |
| 9 | 24378 | 24/100 |
| 10 | 24318 | 22/100 |
Most distressed ZIP codes in Smyth County (composite distress 0-100, 2026)
What is driving Smyth County distress
The Smyth County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 26/100 ZIP average. No proprietary or modelled inputs enter the score.
Smyth County market phase and pricing
Smyth County reads expansion — home prices rose 5.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Smyth County
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Frequently asked
Which ZIP code leads Smyth County on distress?
ZIP 24311 leads Smyth County at 29/100, recomputed monthly from public records.
What market phase is Smyth County in?
The market phase for Smyth County is expansion, prices rising 5.5% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Smyth County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 10 Smyth County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Smyth County ZIP codes?
The county figure is a blend, not a description. Across the Smyth County ZIPs DLRadar ranks, scores run from 29/100 in 24311 down to 22/100 in 24318, against a Smyth County average of 26/100. A spread of 7 points means Smyth County has to be worked ZIP by ZIP.
What do Smyth County home values and vacancy say about distressed supply?
The typical Smyth County home carries about $118,256 of value against a median household income near $48,060. Vacancy across Smyth County's tracked ZIPs runs 24.4% and the poverty rate is 15.5%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Smyth County's filings and its 54/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.