Somervell County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Somervell County, Texas? DLRadar grades every Somervell County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Somervell County breakdown.
- Somervell County's most distressed ZIP is 76433 at 24/100.
- 7 ZIP codes tracked in Somervell County, averaging 17/100 distress.
- Somervell County reads peak — home values up 2.0% year over year.
- Vacancy runs 13.6% across Somervell County's tracked ZIPs, with a 11.3% poverty rate.
- The typical Somervell County home is worth about $299,250 against a ~$72,553 median income.
- Lending headwind in Somervell County sits at 0/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 76433 | 24/100 |
| 2 | 76033 | 22/100 |
| 3 | 76690 | 21/100 |
| 4 | 76048 | 19/100 |
| 5 | 76043 | 14/100 |
| 6 | 76077 | 11/100 |
| 7 | 76070 | 10/100 |
Most distressed ZIP codes in Somervell County (composite distress 0-100, 2026)
What is driving Somervell County distress
Somervell County's placement in the national index rests on public filings — a 17/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Somervell County market phase and pricing
Somervell County currently sits in peak after a 2.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Somervell County
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Questions about this county
Which ZIP code leads Somervell County on distress?
ZIP 76433 leads Somervell County at 24/100, recomputed monthly from public records.
What market phase is Somervell County in?
The market phase for Somervell County is peak, prices rising 2.0% on the year — derived from the FHFA House Price Index path.
Can the Somervell County figures be verified?
Each Somervell County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 7 local ZIPs and every other county in the country.
How much do distress scores vary between Somervell County ZIP codes?
One county number flattens a wide range. Across the Somervell County ZIPs DLRadar ranks, scores run from 24/100 in 76433 down to 10/100 in 76070, against a Somervell County average of 17/100. Because the gap runs to 14 points, Somervell County rewards ZIP-level precision.
What do Somervell County home values and vacancy say about distressed supply?
The typical Somervell County home carries about $299,250 of value against a median household income near $72,553. Vacancy across Somervell County's tracked ZIPs runs 13.6% and the poverty rate is 11.3%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Somervell County's foreclosure and lien data and its 0/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.