Somervell County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Somervell County, TX distress report, 2026: 7 ZIPs scored in Somervell, TX, Somervell, TX average 20/100; the top Somervell, TX ZIP is 76433 at 24/100; Somervell, TX market phase peak, Somervell, TX prices +2.0% year over year.
- Somervell, TX ranks #2,197 nationally (opportunity index); Somervell, TX #193 in Texas; Somervell, TX index 27.0.
- Somervell, TX: no CFPB county sample; Somervell, TX non-metro area reading 1.4%.
- Somervell, TX ZIP phases: 7 peak.
- Somervell, TX residential listings tracked: 3 across 3 ZIPs; Somervell, TX candidate listings 1.
- Somervell, TX lenders on watch: 2; largest Somervell, TX footprint First Financial Bank (1 branch).
- Somervell, TX most distressed ZIP: 76433 at 24/100.
Somervell, TX figures: DLRadar distress index; Somervell, TX inputs: CFPB, FHFA, HUD, FDIC; Somervell, TX rebuilt as sources refresh.
| Rank | Somervell, TX ZIP | Score |
|---|---|---|
| 1 | 76433 | 24/100 |
| 2 | 76690 | 24/100 |
| 3 | 76033 | 22/100 |
| 4 | 76043 | 19/100 |
| 5 | 76048 | 19/100 |
| 6 | 76077 | 16/100 |
| 7 | 76070 | 13/100 |
Most distressed Somervell, TX ZIPs (0-100, 2026)
Mortgage delinquency around Somervell, TX
No CFPB county sample covers Somervell, TX; the non-metro area reading for Somervell, TX: 1.4% ninety-plus; Somervell, TX area thirty-to-eighty-nine 3.5% (December 2025, Somervell, TX); Texas overall 1.2%.
Opportunity index: Somervell, TX
Somervell, TX index 27.0, Somervell, TX phase weak; Somervell, TX primary driver construction, Somervell, TX second driver vacancy. Somervell, TX components: property stress 13.2, foreclosure pressure 13.8, listing discounts 25.8, bank stress 44.9, insurance 0.0; Somervell, TX pulse 29.0; Somervell, TX capital opportunity 24.0.
ZIP market phases inside Somervell, TX
7 Somervell, TX ZIPs carry a price-cycle phase; Somervell, TX ZIPs by phase (Somervell, TX), deepest drawdown first: peak, +1.5% YoY, 1.7% off peak (Somervell, TX): 76690; peak, +1.9% YoY, 0.5% off peak (Somervell, TX): 76043; peak, +1.0% YoY (Somervell, TX): 76033, 76048; peak, +1.9% YoY (Somervell, TX): 76070; peak, +2.0% YoY (Somervell, TX): 76077; peak, +1.1% YoY (Somervell, TX): 76433.
Residential listings by Somervell, TX ZIP
Somervell, TX ZIPs with the most tracked Somervell, TX residential listings: 76043 3 listings, 1 candidates, bank pressure 52; 76070 0 listings, 0 candidates, bank pressure 53; 76077 0 listings, 0 candidates, bank pressure 38. Somervell, TX totals: 3 listings; Somervell, TX candidates 1; active ZIPs 0.
Lenders with branches in Somervell, TX
Somervell, TX lenders by branch count: First Financial Bank (Somervell, TX): stress 49, 1 branch low in Somervell, TX; Prosperity Bank (Somervell, TX): stress 33, 1 branch low in Somervell, TX.
Vacancy and permits, Somervell, TX
304 of 4,017 Somervell, TX housing units are vacant; Somervell, TX permits, twelve months: 0 multifamily units in Somervell, TX, 26 one-to-four unit units.
Work Somervell, TX at the parcel level
Every Somervell, TX parcel carries owner and address; every Somervell, TX parcel carries APN; Somervell, TX distress scores sit on the Somervell, TX live board.
Somervell, TX figures refresh with each source.
Somervell, TX questions
Most distressed ZIP code in Somervell County, TX?
ZIP 76433 leads Somervell, TX at 24/100; next in Somervell, TX: 76690 at 24/100; the Somervell, TX average is 20/100.
Where does Somervell County, TX rank for investment opportunity?
Somervell, TX is #2,197 among all ranked counties, #193 in Texas; the Somervell, TX driver is construction; Somervell, TX moved up 330 places.
How many mortgages are delinquent in Somervell County, TX?
Somervell, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Somervell, TX.
Which banks lend in Somervell County, TX?
2 watched lenders hold Somervell, TX branches; the largest Somervell, TX footprints are First Financial Bank (1), Prosperity Bank (1).
More on Somervell, TX
Somervell County, TX distress report: public-record figures for Somervell, TX; not legal advice for Somervell, TX; not tax or investment advice; verify every Somervell, TX record before acting.