St. James County, LA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in St. James County, Louisiana? DLRadar grades every St. James County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 St. James County breakdown.
- St. James County's most distressed ZIP is 70090 at 34/100.
- 7 ZIP codes tracked in St. James County, averaging 33/100 distress.
- St. James County reads peak — home values up 1.7% year over year, 1.0% off peak.
- Vacancy runs 15.2% across St. James County's tracked ZIPs, with a 9.2% poverty rate.
- The typical St. James County home is worth about $201,167 against a ~$72,792 median income.
- Lending headwind in St. James County sits at 39/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 70090 | 34/100 |
| 2 | 70052 | 33/100 |
| 3 | 70071 | 33/100 |
| 4 | 70086 | 33/100 |
| 5 | 70723 | 33/100 |
| 6 | 70743 | 33/100 |
| 7 | 70763 | 33/100 |
Most distressed ZIP codes in St. James County (composite distress 0-100, 2026)
What is driving St. James County distress
St. James County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 33/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
St. James County market phase and pricing
St. James County reads peak — home prices rose 1.7% over the last year and are 1.0% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in St. James County
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Questions about this county
What is the hardest-hit ZIP in St. James County?
ZIP 70090 leads St. James County at 34/100, recomputed monthly from public records.
Which phase does St. James County sit in right now?
Phase for St. James County: peak, tracking a 1.7% gain year over year, read off the FHFA index.
How is the St. James County data sourced?
St. James County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 7 ZIPs are comparable to anywhere else.
How much do distress scores vary between St. James County ZIP codes?
One county number flattens a wide range. Across the St. James County ZIPs DLRadar ranks, scores run from 34/100 in 70090 down to 33/100 in 70763, against a St. James County average of 33/100. The 1-point range is the argument for ZIP-level search across St. James County.
What do St. James County home values and vacancy say about distressed supply?
The typical St. James County home carries about $201,167 of value against a median household income near $72,792. Vacancy across St. James County's tracked ZIPs runs 15.2% and the poverty rate is 9.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside St. James County's foreclosure and lien data and its 39/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.