Starke County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Starke County, Indiana? DLRadar grades every Starke County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Starke County breakdown.
- Starke County's most distressed ZIP is 46563 at 20/100.
- 11 ZIP codes tracked in Starke County, averaging 16/100 distress.
- Starke County reads expansion — home values up 5.1% year over year.
- Vacancy runs 19.4% across Starke County's tracked ZIPs, with a 12.6% poverty rate.
- The typical Starke County home is worth about $165,364 against a ~$65,516 median income.
- Lending headwind in Starke County sits at 49/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46563 | 20/100 |
| 2 | 46574 | 20/100 |
| 3 | 46511 | 19/100 |
| 4 | 46532 | 19/100 |
| 5 | 46531 | 15/100 |
| 6 | 46366 | 14/100 |
| 7 | 46374 | 14/100 |
| 8 | 46534 | 14/100 |
| 9 | 46960 | 14/100 |
| 10 | 46968 | 14/100 |
| 11 | 46996 | 13/100 |
Most distressed ZIP codes in Starke County (composite distress 0-100, 2026)
What is driving Starke County distress
Starke County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 16/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Starke County market phase and pricing
The cycle in Starke County is expansion, with values up 5.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Starke County
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What people ask
Where is distress highest inside Starke County, IN?
ZIP 46563 leads Starke County at 20/100, recomputed monthly from public records.
Where is Starke County in the housing cycle?
The market phase for Starke County is expansion, prices rising 5.1% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Starke County numbers?
Each Starke County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 11 local ZIPs and every other county in the country.
How much do distress scores vary between Starke County ZIP codes?
A county average hides the spread. Across the Starke County ZIPs DLRadar ranks, scores run from 20/100 in 46563 down to 13/100 in 46996, against a Starke County average of 16/100. Those 7 points separate the ZIPs worth working in Starke County from the rest.
What do Starke County home values and vacancy say about distressed supply?
The typical Starke County home carries about $165,364 of value against a median household income near $65,516. Vacancy across Starke County's tracked ZIPs runs 19.4% and the poverty rate is 12.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Starke County's foreclosure and lien filings and its 49/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.