Suffolk County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Suffolk County, NY distress report, 2026: 109 ZIPs scored in Suffolk, NY, Suffolk, NY average 32/100; the top Suffolk, NY ZIP is 06390 at 32/100; Suffolk, NY market phase peak, Suffolk, NY prices +4.9% year over year.
- Suffolk, NY ranks #747 nationally (opportunity index); Suffolk, NY #9 in New York; Suffolk, NY index 32.2.
- Suffolk, NY ninety-day mortgage delinquency 1.0% in December 2025; Suffolk, NY twelve-month change +0.1%.
- Suffolk, NY ZIP phases: 109 peak.
- Suffolk, NY residential listings tracked: 309 across 60 ZIPs; Suffolk, NY candidate listings 51.
- Suffolk, NY HUD assisted properties: 55 with 1,694 units.
- Suffolk, NY lenders on watch: 8; largest Suffolk, NY footprint Manufacturers&Traders Tr Co (36 branches).
- Suffolk, NY most distressed ZIP: 06390 at 32/100.
Suffolk, NY figures: DLRadar distress index; Suffolk, NY inputs: CFPB, FHFA, HUD, FDIC; Suffolk, NY rebuilt as sources refresh.
| Rank | Suffolk, NY ZIP | Score |
|---|---|---|
| 1 | 06390 | 32/100 |
| 2 | 11701 | 32/100 |
| 3 | 11702 | 32/100 |
| 4 | 11703 | 32/100 |
| 5 | 11704 | 32/100 |
| 6 | 11705 | 32/100 |
| 7 | 11706 | 32/100 |
| 8 | 11713 | 32/100 |
| 9 | 11715 | 32/100 |
| 10 | 11716 | 32/100 |
| 11 | 11717 | 32/100 |
| 12 | 11718 | 32/100 |
Most distressed Suffolk, NY ZIPs (0-100, 2026)
Mortgage delinquency in Suffolk, NY
1.0% of Suffolk, NY mortgages were ninety-plus days late (Suffolk, NY, December 2025); Suffolk, NY thirty-to-eighty-nine days late: 2.4%; Suffolk, NY twelve-month change +0.1%; Suffolk, NY peak since 2008: 6.6% (January 2012); New York overall 1.0%. Suffolk, NY ninety-day series: Dec 24 0.9, Jan 25 0.9, Feb 25 1.0 (Suffolk, NY), Mar 25 0.9, Apr 25 0.9, May 25 0.9 (Suffolk, NY), Jun 25 1.0, Jul 25 1.0, Aug 25 1.1 (Suffolk, NY), Sep 25 1.0, Oct 25 1.0, Nov 25 1.0 (Suffolk, NY), Dec 25 1.0.
Opportunity index: Suffolk, NY
Suffolk, NY index 32.2, Suffolk, NY phase watchlist; Suffolk, NY primary driver bank institutional, Suffolk, NY second driver construction. Suffolk, NY components: property stress 28.9, foreclosure pressure 29.3, listing discounts 28.5, bank stress 60.5, insurance 0.0; Suffolk, NY pulse 36.8; Suffolk, NY capital opportunity 25.2; Suffolk, NY seven-day change -0.4%.
ZIP market phases inside Suffolk, NY
109 Suffolk, NY ZIPs carry a price-cycle phase; Suffolk, NY ZIPs by phase (Suffolk, NY), deepest drawdown first: peak, +4.9% YoY (Suffolk, NY): 06390, 11701, 11702, 11703, Suffolk, NY 11704, 11705, 11706, 11713, Suffolk, NY 11715, 11716, 11717, 11718, Suffolk, NY 11719, 11720, 11721, 11722.
Residential listings by Suffolk, NY ZIP
Suffolk, NY ZIPs with the most tracked Suffolk, NY residential listings: 11743 59 listings, 5 candidates, bank pressure 67; 11727 16 listings, 4 candidates, bank pressure 67; 11706 12 listings, 2 candidates, bank pressure 67; 11746 11 listings, 3 candidates, bank pressure 67 (Suffolk, NY); 11778 11 listings, 5 candidates, bank pressure 67; 11950 9 listings, 2 candidates, bank pressure 67; 11967 9 listings, 0 candidates, bank pressure 67; 11717 8 listings, 0 candidates, bank pressure 67. Suffolk, NY totals: 309 listings; Suffolk, NY candidates 51; active ZIPs 29.
HUD assisted housing in Suffolk, NY
55 assisted properties with 1,694 units sit in Suffolk, NY; largest Suffolk, NY properties: Stonegate Apartments (Middle Island) 165 units; Bishop John R. Mc Gann Village (Central Islip) 125 units, 124 assisted; Martin Luther Terrace Apartments (Kings Park) 115 units, 114 assisted in Suffolk, NY; Tradewinds Village (Riverhead) 115 units, 114 assisted; St. Paul's Garden (Brentwood) 85 units, 84 assisted; Monsignor Henry J Reel Village (Medford) 77 units, 76 assisted.
Lenders with branches in Suffolk, NY
Suffolk, NY lenders by branch count: Manufacturers&Traders Tr Co (Suffolk, NY): stress 52, 36 branches low in Suffolk, NY; Dime Commercial Bank (Suffolk, NY): stress 66, 27 branches low in Suffolk, NY; Flagstar Bank National Assn (Suffolk, NY): stress 90, 16 branches low in Suffolk, NY; Apple Bank (Suffolk, NY): stress 89, 10 branches low in Suffolk, NY; Ridgewood Savings Bank (Suffolk, NY): stress 67, 3 branches low in Suffolk, NY; Hanover Community Bank (Suffolk, NY): stress 78, 2 branches low in Suffolk, NY; First Central Savings Bank (Suffolk, NY): stress 72, 1 branch low in Suffolk, NY; American Community Bank (Suffolk, NY): stress 57, 1 branch low in Suffolk, NY.
Vacancy and permits, Suffolk, NY
68,207 of 580,772 Suffolk, NY housing units are vacant; Suffolk, NY permits, twelve months: 220 multifamily units in Suffolk, NY, 899 one-to-four unit units.
Work Suffolk, NY at the parcel level
Every Suffolk, NY parcel carries owner and address; every Suffolk, NY parcel carries APN; Suffolk, NY distress scores sit on the Suffolk, NY live board.
Suffolk, NY figures refresh with each source.
Suffolk, NY questions
Most distressed ZIP code in Suffolk County, NY?
ZIP 06390 leads Suffolk, NY at 32/100; next in Suffolk, NY: 11701 at 32/100; the Suffolk, NY average is 32/100.
Where does Suffolk County, NY rank for investment opportunity?
Suffolk, NY is #747 among all ranked counties, #9 in New York; the Suffolk, NY driver is bank institutional; Suffolk, NY moved down 18 places.
How many mortgages are delinquent in Suffolk County, NY?
1.0% of Suffolk, NY mortgages were ninety-plus days late in December 2025; the Suffolk, NY peak since 2008 was 6.6%.
Which banks lend in Suffolk County, NY?
8 watched lenders hold Suffolk, NY branches; the largest Suffolk, NY footprints are Manufacturers&Traders Tr Co (36), Dime Commercial Bank (27), Flagstar Bank National Assn (16).
More on Suffolk, NY
Suffolk County, NY distress report: public-record figures for Suffolk, NY; not legal advice for Suffolk, NY; not tax or investment advice; verify every Suffolk, NY record before acting.