Sumter County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sumter County, GA distress report, 2026: 8 ZIPs scored in Sumter, GA, Sumter, GA average 24/100; the top Sumter, GA ZIP is 31709 at 25/100; Sumter, GA market phase peak, Sumter, GA prices +1.2% year over year.
- Sumter, GA ranks #1,007 nationally (opportunity index); Sumter, GA #68 in Georgia; Sumter, GA index 31.1.
- Sumter, GA: no CFPB county sample; Sumter, GA non-metro area reading 1.3%.
- Sumter, GA ZIP phases: 8 peak.
- Sumter, GA residential listings tracked: 1 across 6 ZIPs; Sumter, GA candidate listings 0.
- Sumter, GA HUD assisted properties: 2 with 70 units.
- Sumter, GA lenders on watch: 3; largest Sumter, GA footprint Citizens Bank Of Americus (2 branches).
- Sumter, GA most distressed ZIP: 31709 at 25/100.
Sumter, GA figures: DLRadar distress index; Sumter, GA inputs: CFPB, FHFA, HUD, FDIC; Sumter, GA rebuilt as sources refresh.
| Rank | Sumter, GA ZIP | Score |
|---|---|---|
| 1 | 31709 | 25/100 |
| 2 | 31719 | 25/100 |
| 3 | 31735 | 25/100 |
| 4 | 31764 | 24/100 |
| 5 | 31780 | 24/100 |
| 6 | 31711 | 23/100 |
| 7 | 31743 | 23/100 |
| 8 | 31787 | 23/100 |
Most distressed Sumter, GA ZIPs (0-100, 2026)
Mortgage delinquency around Sumter, GA
No CFPB county sample covers Sumter, GA; the non-metro area reading for Sumter, GA: 1.3% ninety-plus; Sumter, GA area thirty-to-eighty-nine 3.0% (December 2025, Sumter, GA); Georgia overall 1.3%.
Opportunity index: Sumter, GA
Sumter, GA index 31.1, Sumter, GA phase early_signal; Sumter, GA primary driver vacancy, Sumter, GA second driver construction. Sumter, GA components: property stress 24.0, foreclosure pressure 25.6, listing discounts 22.1, bank stress 45.9, insurance 0.0; Sumter, GA pulse 35.5; Sumter, GA capital opportunity 24.5; Sumter, GA seven-day change +0.2%.
ZIP market phases inside Sumter, GA
8 Sumter, GA ZIPs carry a price-cycle phase; Sumter, GA ZIPs by phase (Sumter, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Sumter, GA): 31719, 31709, 31735, 31764; peak, +1.4% YoY, 0.0% off peak (Sumter, GA): 31780; peak, +1.7% YoY, 0.0% off peak (Sumter, GA): 31711; peak, +0.8% YoY, 0.0% off peak (Sumter, GA): 31743, 31787.
Residential listings by Sumter, GA ZIP
Sumter, GA ZIPs with the most tracked Sumter, GA residential listings: 31764 1 listings, 0 candidates, bank pressure 62; 31709 0 listings, 0 candidates, bank pressure 63; 31711 0 listings, 0 candidates, bank pressure 62; 31719 0 listings, 0 candidates, bank pressure 62 (Sumter, GA); 31735 0 listings, 0 candidates, bank pressure 63; 31780 0 listings, 0 candidates, bank pressure 63. Sumter, GA totals: 1 listings; Sumter, GA candidates 0; active ZIPs 0.
HUD assisted housing in Sumter, GA
2 assisted properties with 70 units sit in Sumter, GA; largest Sumter, GA properties: Magnolia Gardens (Americus) 50 units, 25 assisted; Joy Court Village Apartments (Americus) 20 units, 20 assisted.
Lenders with branches in Sumter, GA
Sumter, GA lenders by branch count: Citizens Bank Of Americus (Sumter, GA): stress 61, 2 branches low in Sumter, GA; Peoplessouth Bank (Sumter, GA): stress 71, 1 branch low in Sumter, GA; First State Bank (Sumter, GA): stress 56, 1 branch low in Sumter, GA.
Vacancy and permits, Sumter, GA
2,528 of 13,514 Sumter, GA housing units are vacant; Sumter, GA permits, twelve months: 0 multifamily units in Sumter, GA, 20 one-to-four unit units.
Work Sumter, GA at the parcel level
Every Sumter, GA parcel carries owner and address; every Sumter, GA parcel carries APN; Sumter, GA distress scores sit on the Sumter, GA live board.
Sumter, GA figures refresh with each source.
Sumter, GA questions
Most distressed ZIP code in Sumter County, GA?
ZIP 31709 leads Sumter, GA at 25/100; next in Sumter, GA: 31719 at 25/100; the Sumter, GA average is 24/100.
Where does Sumter County, GA rank for investment opportunity?
Sumter, GA is #1,007 among all ranked counties, #68 in Georgia; the Sumter, GA driver is vacancy; Sumter, GA moved down 15 places.
How many mortgages are delinquent in Sumter County, GA?
Sumter, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Sumter, GA.
Which banks lend in Sumter County, GA?
3 watched lenders hold Sumter, GA branches; the largest Sumter, GA footprints are Citizens Bank Of Americus (2), Peoplessouth Bank (1), First State Bank (1).
More on Sumter, GA
Sumter County, GA distress report: public-record figures for Sumter, GA; not legal advice for Sumter, GA; not tax or investment advice; verify every Sumter, GA record before acting.