Tama County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Tama County, Iowa? DLRadar grades every Tama County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Tama County breakdown.
- Tama County's most distressed ZIP is 50173 at 27/100.
- 19 ZIP codes tracked in Tama County, averaging 23/100 distress.
- Tama County reads peak — home values up 2.5% year over year.
- Vacancy runs 12.4% across Tama County's tracked ZIPs, with a 11.6% poverty rate.
- The typical Tama County home is worth about $156,332 against a ~$71,856 median income.
- Lending headwind in Tama County sits at 80/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50173 | 27/100 |
| 2 | 50632 | 27/100 |
| 3 | 50635 | 27/100 |
| 4 | 50652 | 27/100 |
| 5 | 52217 | 27/100 |
| 6 | 52339 | 27/100 |
| 7 | 52342 | 27/100 |
| 8 | 52348 | 27/100 |
| 9 | 52215 | 25/100 |
| 10 | 52225 | 25/100 |
| 11 | 50675 | 24/100 |
| 12 | 50158 | 23/100 |
Most distressed ZIP codes in Tama County (composite distress 0-100, 2026)
What is driving Tama County distress
Tama County's placement in the national index rests on public filings — a 23/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Tama County market phase and pricing
Phase for Tama County: peak (+2.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Tama County
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Frequently asked
Which part of Tama County, IA scores highest for distress?
ZIP 50173 leads Tama County at 27/100, recomputed monthly from public records.
Which phase does Tama County sit in right now?
Tama County reads peak, with home prices up 2.5% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Tama County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 19 Tama County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Tama County ZIP codes?
One county number flattens a wide range. Across the Tama County ZIPs DLRadar ranks, scores run from 27/100 in 50173 down to 23/100 in 50158, against a Tama County average of 23/100. Those 4 points separate the ZIPs worth working in Tama County from the rest.
What do Tama County home values and vacancy say about distressed supply?
The typical Tama County home carries about $156,332 of value against a median household income near $71,856. Vacancy across Tama County's tracked ZIPs runs 12.4% and the poverty rate is 11.6%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Tama County's foreclosure and tax-lien filings and its 80/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.