Telfair County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Telfair County, GA distress report, 2026: 7 ZIPs scored in Telfair, GA, Telfair, GA average 15/100; the top Telfair, GA ZIP is 31077 at 19/100; Telfair, GA market phase peak, Telfair, GA prices +2.5% year over year.
- Telfair, GA ranks #2,109 nationally (opportunity index); Telfair, GA #144 in Georgia; Telfair, GA index 27.3.
- Telfair, GA: no CFPB county sample; Telfair, GA non-metro area reading 1.3%.
- Telfair, GA ZIP phases: 7 peak.
- Telfair, GA residential listings tracked: 1 across 6 ZIPs; Telfair, GA candidate listings 0.
- Telfair, GA lenders on watch: 3; largest Telfair, GA footprint Mount Vernon Bank (2 branches).
- Telfair, GA most distressed ZIP: 31077 at 19/100.
Telfair, GA figures: DLRadar distress index; Telfair, GA inputs: CFPB, FHFA, HUD, FDIC; Telfair, GA rebuilt as sources refresh.
| Rank | Telfair, GA ZIP | Score |
|---|---|---|
| 1 | 31077 | 19/100 |
| 2 | 31037 | 18/100 |
| 3 | 31060 | 18/100 |
| 4 | 31055 | 13/100 |
| 5 | 31083 | 13/100 |
| 6 | 31544 | 13/100 |
| 7 | 31549 | 12/100 |
Most distressed Telfair, GA ZIPs (0-100, 2026)
Mortgage delinquency around Telfair, GA
No CFPB county sample covers Telfair, GA; the non-metro area reading for Telfair, GA: 1.3% ninety-plus; Telfair, GA area thirty-to-eighty-nine 3.0% (December 2025, Telfair, GA); Georgia overall 1.3%.
Opportunity index: Telfair, GA
Telfair, GA index 27.3, Telfair, GA phase weak; Telfair, GA primary driver vacancy, Telfair, GA second driver bank institutional. Telfair, GA components: property stress 26.5, foreclosure pressure 26.9, listing discounts 3.0, bank stress 52.5, insurance 0.0; Telfair, GA pulse 34.9; Telfair, GA capital opportunity 16.0; Telfair, GA seven-day change +0.6%.
ZIP market phases inside Telfair, GA
7 Telfair, GA ZIPs carry a price-cycle phase; Telfair, GA ZIPs by phase (Telfair, GA), deepest drawdown first: peak, +2.4% YoY, 0.0% off peak (Telfair, GA): 31037; peak, +2.5% YoY (Telfair, GA): 31055, 31060, 31077, 31083, Telfair, GA 31544, 31549.
Residential listings by Telfair, GA ZIP
Telfair, GA ZIPs with the most tracked Telfair, GA residential listings: 31544 1 listings, 0 candidates, bank pressure 64; 31037 0 listings, 0 candidates, bank pressure 51; 31055 0 listings, 0 candidates, bank pressure 64; 31060 0 listings, 0 candidates, bank pressure 58 (Telfair, GA); 31083 0 listings, 0 candidates, bank pressure 64; 31549 0 listings, 0 candidates, bank pressure 53. Telfair, GA totals: 1 listings; Telfair, GA candidates 0; active ZIPs 1.
Lenders with branches in Telfair, GA
Telfair, GA lenders by branch count: Mount Vernon Bank (Telfair, GA): stress 75, 2 branches low in Telfair, GA; Merchants&Citizens Bank (Telfair, GA): stress 74, 1 branch low in Telfair, GA; Security State Bank (Telfair, GA): stress 42, 1 branch low in Telfair, GA.
Vacancy and permits, Telfair, GA
1,354 of 4,705 Telfair, GA housing units are vacant.
Work Telfair, GA at the parcel level
Every Telfair, GA parcel carries owner and address; every Telfair, GA parcel carries APN; Telfair, GA distress scores sit on the Telfair, GA live board.
Telfair, GA figures refresh with each source.
Telfair, GA questions
Most distressed ZIP code in Telfair County, GA?
ZIP 31077 leads Telfair, GA at 19/100; next in Telfair, GA: 31037 at 18/100; the Telfair, GA average is 15/100.
Where does Telfair County, GA rank for investment opportunity?
Telfair, GA is #2,109 among all ranked counties, #144 in Georgia; the Telfair, GA driver is vacancy; Telfair, GA moved down 828 places.
How many mortgages are delinquent in Telfair County, GA?
Telfair, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Telfair, GA.
Which banks lend in Telfair County, GA?
3 watched lenders hold Telfair, GA branches; the largest Telfair, GA footprints are Mount Vernon Bank (2), Merchants&Citizens Bank (1), Security State Bank (1).
More on Telfair, GA
Telfair County, GA distress report: public-record figures for Telfair, GA; not legal advice for Telfair, GA; not tax or investment advice; verify every Telfair, GA record before acting.