Terrell County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Terrell County, Texas? DLRadar grades every Terrell County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 10/100. Here is the 2026 Terrell County breakdown.
- Terrell County's most distressed ZIP is 79781 at 10/100.
- 3 ZIP codes tracked in Terrell County, averaging 8/100 distress.
- Terrell County reads peak — home values up 2.0% year over year.
- Vacancy runs 31.1% across Terrell County's tracked ZIPs, with a 2.9% poverty rate.
- The typical Terrell County home is worth about $114,700 against a ~$55,253 median income.
- Lending headwind in Terrell County sits at 31/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 79781 | 10/100 |
| 2 | 78851 | 7/100 |
| 3 | 79848 | 7/100 |
Most distressed ZIP codes in Terrell County (composite distress 0-100, 2026)
What is driving Terrell County distress
Terrell County's placement in the national index rests on public filings — a 8/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Terrell County market phase and pricing
DLRadar places Terrell County in peak; prices moved up 2.0% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Terrell County
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Common questions
What is the most distressed ZIP code in Terrell County, TX?
ZIP 79781 leads Terrell County at 10/100, recomputed monthly from public records.
How would you describe the Terrell County market phase?
Terrell County currently sits in peak, with values up 2.0% year on year, based on FHFA price-index trajectory.
How is the Terrell County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 3 Terrell County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Terrell County ZIP codes?
A county average hides the spread. Across the Terrell County ZIPs DLRadar ranks, scores run from 10/100 in 79781 down to 7/100 in 79848, against a Terrell County average of 8/100. Because the gap runs to 3 points, Terrell County rewards ZIP-level precision.
What do Terrell County home values and vacancy say about distressed supply?
The typical Terrell County home carries about $114,700 of value against a median household income near $55,253. Vacancy across Terrell County's tracked ZIPs runs 31.1% and the poverty rate is 2.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Terrell County's foreclosure and lien data and its 31/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.