Tipton County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Tipton County, Indiana? DLRadar grades every Tipton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Tipton County breakdown.
- Tipton County's most distressed ZIP is 46036 at 23/100.
- 11 ZIP codes tracked in Tipton County, averaging 17/100 distress.
- Tipton County reads peak — home values up 3.1% year over year.
- Vacancy runs 8.2% across Tipton County's tracked ZIPs, with a 8.7% poverty rate.
- The typical Tipton County home is worth about $182,590 against a ~$66,828 median income.
- Lending headwind in Tipton County sits at 62/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46036 | 23/100 |
| 2 | 46031 | 20/100 |
| 3 | 46045 | 17/100 |
| 4 | 46047 | 17/100 |
| 5 | 46049 | 17/100 |
| 6 | 46050 | 17/100 |
| 7 | 46072 | 17/100 |
| 8 | 46068 | 16/100 |
| 9 | 46076 | 16/100 |
| 10 | 46902 | 16/100 |
| 11 | 46979 | 15/100 |
Most distressed ZIP codes in Tipton County (composite distress 0-100, 2026)
What is driving Tipton County distress
DLRadar builds Tipton County's distress picture only from records anyone can pull; its ZIPs average 17/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Tipton County market phase and pricing
The cycle in Tipton County is peak, with values up 3.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Tipton County
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Frequently asked questions
Which Tipton County ZIP scores worst for distress?
ZIP 46036 leads Tipton County at 23/100, recomputed monthly from public records.
What stage of the price cycle is Tipton County at?
Tipton County is classified peak with a 3.1% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Tipton County numbers?
Tipton County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 11 ZIPs are comparable to anywhere else.
How much do distress scores vary between Tipton County ZIP codes?
The county figure is a blend, not a description. Across the Tipton County ZIPs DLRadar ranks, scores run from 23/100 in 46036 down to 15/100 in 46979, against a Tipton County average of 17/100. A spread of 8 points means Tipton County has to be worked ZIP by ZIP.
What do Tipton County home values and vacancy say about distressed supply?
The typical Tipton County home carries about $182,590 of value against a median household income near $66,828. Vacancy across Tipton County's tracked ZIPs runs 8.2% and the poverty rate is 8.7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Tipton County's filings and its 62/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.