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Where stress is building, how the cycle is turning, and what is live now.

Todd County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Todd County, South Dakota? DLRadar grades every Todd County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 10/100. Here is the 2026 Todd County breakdown.

  • Todd County's most distressed ZIP is 57580 at 10/100.
  • 9 ZIP codes tracked in Todd County, averaging 7/100 distress.
  • Todd County reads peak — home values up 2.2% year over year, 0.4% off peak.
  • Vacancy runs 19.1% across Todd County's tracked ZIPs, with a 37.4% poverty rate.
  • The typical Todd County home is worth about $80,017 against a ~$50,483 median income.
  • Lending headwind in Todd County sits at 50/100 — a forward read on distressed supply.

Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
15758010/100
2575669/100
3692018/100
4692128/100
5692168/100
6575555/100
7575635/100
8575705/100
9575725/100

Most distressed ZIP codes in Todd County (composite distress 0-100, 2026)

What is driving Todd County distress

Todd County's placement in the national index rests on public filings — a 7/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Todd County market phase and pricing

The cycle in Todd County is peak, with values up 2.2% year over year and 0.4% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

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Frequently asked questions

Which ZIP code leads Todd County on distress?

ZIP 57580 leads Todd County at 10/100, recomputed monthly from public records.

What stage of the price cycle is Todd County at?

The market phase for Todd County is peak, prices rising 2.2% on the year — derived from the FHFA House Price Index path.

What are the sources behind these Todd County numbers?

Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 9 Todd County ZIPs are scored by the same deterministic method applied to every U.S. county.

How much do distress scores vary between Todd County ZIP codes?

County-level numbers smooth away the detail that matters. Across the Todd County ZIPs DLRadar ranks, scores run from 10/100 in 57580 down to 5/100 in 57572, against a Todd County average of 7/100. The 5-point range is the argument for ZIP-level search across Todd County.

What do Todd County home values and vacancy say about distressed supply?

The typical Todd County home carries about $80,017 of value against a median household income near $50,483. Vacancy across Todd County's tracked ZIPs runs 19.1% and the poverty rate is 37.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Todd County's foreclosure and tax-lien filings and its 50/100 lending headwind.

Related

Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.

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