Tompkins County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Tompkins County, NY distress report, 2026: 18 ZIPs scored in Tompkins, NY, Tompkins, NY average 29/100; the top Tompkins, NY ZIP is 13062 at 36/100; Tompkins, NY market phase contraction, Tompkins, NY prices -5.2% year over year.
- Tompkins, NY ranks #1,861 nationally (opportunity index); Tompkins, NY #32 in New York; Tompkins, NY index 28.2.
- Tompkins, NY: no CFPB county sample; Tompkins, NY non-metro area reading 0.8%.
- Tompkins, NY ZIP phases: 13 contraction, 5 peak.
- Tompkins, NY residential listings tracked: 14 across 13 ZIPs; Tompkins, NY candidate listings 7.
- Tompkins, NY HUD assisted properties: 2 with 251 units.
- Tompkins, NY lenders on watch: 8; largest Tompkins, NY footprint Tompkins Community Bank (9 branches).
- Tompkins, NY most distressed ZIP: 13062 at 36/100.
Tompkins, NY figures: DLRadar distress index; Tompkins, NY inputs: CFPB, FHFA, HUD, FDIC; Tompkins, NY rebuilt as sources refresh.
| Rank | Tompkins, NY ZIP | Score |
|---|---|---|
| 1 | 13062 | 36/100 |
| 2 | 13068 | 36/100 |
| 3 | 13073 | 36/100 |
| 4 | 13102 | 36/100 |
| 5 | 14817 | 36/100 |
| 6 | 14850 | 36/100 |
| 7 | 14853 | 36/100 |
| 8 | 14854 | 36/100 |
| 9 | 14867 | 36/100 |
| 10 | 14881 | 36/100 |
| 11 | 14882 | 36/100 |
| 12 | 13092 | 20/100 |
Most distressed Tompkins, NY ZIPs (0-100, 2026)
Mortgage delinquency around Tompkins, NY
No CFPB county sample covers Tompkins, NY; the non-metro area reading for Tompkins, NY: 0.8% ninety-plus; Tompkins, NY area thirty-to-eighty-nine 3.0% (December 2025, Tompkins, NY); New York overall 1.0%.
Opportunity index: Tompkins, NY
Tompkins, NY index 28.2, Tompkins, NY phase early_signal; Tompkins, NY primary driver bank institutional, Tompkins, NY second driver insurance distress. Tompkins, NY components: property stress 16.9, foreclosure pressure 9.2, listing discounts 22.6, bank stress 59.1, insurance 52.4; Tompkins, NY pulse 33.3; Tompkins, NY capital opportunity 20.6.
ZIP market phases inside Tompkins, NY
18 Tompkins, NY ZIPs carry a price-cycle phase; Tompkins, NY ZIPs by phase (Tompkins, NY), deepest drawdown first: contraction, -5.2% YoY, 6.7% off peak (Tompkins, NY): 13062, 13068, 13102, 14850, Tompkins, NY 14853, 14854, 14881, 14882; contraction, -5.0% YoY, 6.6% off peak (Tompkins, NY): 14867, 13073; contraction, -4.9% YoY, 6.5% off peak (Tompkins, NY): 14817; contraction, -1.0% YoY, 3.9% off peak (Tompkins, NY): 13053; contraction, -0.3% YoY, 3.3% off peak (Tompkins, NY): 14883; peak, +0.1% YoY, 3.0% off peak (Tompkins, NY): 13864; peak, +0.8% YoY, 3.0% off peak (Tompkins, NY): 14886; peak, +0.4% YoY, 2.8% off peak (Tompkins, NY): 13736.
Residential listings by Tompkins, NY ZIP
Tompkins, NY ZIPs with the most tracked Tompkins, NY residential listings: 14850 7 listings, 2 candidates, bank pressure 63; 14867 3 listings, 1 candidates, bank pressure 62; 13073 2 listings, 2 candidates, bank pressure 65; 13053 1 listings, 1 candidates, bank pressure 63 (Tompkins, NY); 13068 1 listings, 1 candidates, bank pressure 63; 13062 0 listings, 0 candidates, bank pressure 63; 13102 0 listings, 0 candidates, bank pressure 63; 14817 0 listings, 0 candidates, bank pressure 62. Tompkins, NY totals: 14 listings; Tompkins, NY candidates 7; active ZIPs 5.
HUD assisted housing in Tompkins, NY
2 assisted properties with 251 units sit in Tompkins, NY; largest Tompkins, NY properties: East Pointe Apartments (Ithaca) 140 units; The Meadows At Ithaca Apartments (Ithaca) 111 units.
Lenders with branches in Tompkins, NY
Tompkins, NY lenders by branch count: Tompkins Community Bank (Tompkins, NY): stress 65, 9 branches low in Tompkins, NY; Community Bank National Assn (Tompkins, NY): stress 68, 2 branches low in Tompkins, NY; Chemung Canal Trust Co (Tompkins, NY): stress 60, 2 branches low in Tompkins, NY; Manufacturers&Traders Tr Co (Tompkins, NY): stress 52, 2 branches low in Tompkins, NY; Cayuga Lake National Bank (Tompkins, NY): stress 86, 1 branch low in Tompkins, NY; Tioga Stb Na (Tompkins, NY): stress 62, 1 branch low in Tompkins, NY; First Nb Of Dryden (Tompkins, NY): stress 54, 1 branch low in Tompkins, NY; First Nb Of Groton (Tompkins, NY): stress 52, 1 branch low in Tompkins, NY.
Vacancy and permits, Tompkins, NY
4,541 of 47,804 Tompkins, NY housing units are vacant; Tompkins, NY permits, twelve months: 250 multifamily units in Tompkins, NY, 160 one-to-four unit units.
Work Tompkins, NY at the parcel level
Every Tompkins, NY parcel carries owner and address; every Tompkins, NY parcel carries APN; Tompkins, NY distress scores sit on the Tompkins, NY live board.
Tompkins, NY figures refresh with each source.
Tompkins, NY questions
Most distressed ZIP code in Tompkins County, NY?
ZIP 13062 leads Tompkins, NY at 36/100; next in Tompkins, NY: 13068 at 36/100; the Tompkins, NY average is 29/100.
Where does Tompkins County, NY rank for investment opportunity?
Tompkins, NY is #1,861 among all ranked counties, #32 in New York; the Tompkins, NY driver is bank institutional; Tompkins, NY moved down 339 places.
How many mortgages are delinquent in Tompkins County, NY?
Tompkins, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Tompkins, NY.
Which banks lend in Tompkins County, NY?
8 watched lenders hold Tompkins, NY branches; the largest Tompkins, NY footprints are Tompkins Community Bank (9), Community Bank National Assn (2), Chemung Canal Trust Co (2).
More on Tompkins, NY
Tompkins County, NY distress report: public-record figures for Tompkins, NY; not legal advice for Tompkins, NY; not tax or investment advice; verify every Tompkins, NY record before acting.