Towns County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Towns County, Georgia? DLRadar grades every Towns County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Towns County breakdown.
- Towns County's most distressed ZIP is 30525 at 24/100.
- 3 ZIP codes tracked in Towns County, averaging 21/100 distress.
- Towns County reads peak — home values up 2.5% year over year.
- Vacancy runs 33.3% across Towns County's tracked ZIPs, with a 13.6% poverty rate.
- The typical Towns County home is worth about $299,700 against a ~$59,997 median income.
- Lending headwind in Towns County sits at 18/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30525 | 24/100 |
| 2 | 30582 | 21/100 |
| 3 | 30546 | 18/100 |
Most distressed ZIP codes in Towns County (composite distress 0-100, 2026)
What is driving Towns County distress
Nothing here is estimated: Towns County is scored from filings alone, and its ZIPs average 21/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Towns County market phase and pricing
Towns County reads peak — home prices rose 2.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Towns County
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Frequently asked questions
Which ZIP code leads Towns County on distress?
ZIP 30525 leads Towns County at 24/100, recomputed monthly from public records.
What stage of the price cycle is Towns County at?
Towns County is classified peak with a 2.5% year-over-year increase, following the FHFA House Price Index.
Where does the Towns County data come from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 3 ZIP codes in Towns County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Towns County ZIP codes?
One county number flattens a wide range. Across the Towns County ZIPs DLRadar ranks, scores run from 24/100 in 30525 down to 18/100 in 30546, against a Towns County average of 21/100. With 6 points between best and worst, county-level targeting in Towns County wastes effort.
What do Towns County home values and vacancy say about distressed supply?
The typical Towns County home carries about $299,700 of value against a median household income near $59,997. Vacancy across Towns County's tracked ZIPs runs 33.3% and the poverty rate is 13.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Towns County's foreclosure and tax-lien record and its 18/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.