Trinity County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Trinity County, California? DLRadar grades every Trinity County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Trinity County breakdown.
- Trinity County's most distressed ZIP is 96076 at 27/100.
- 14 ZIP codes tracked in Trinity County, averaging 14/100 distress.
- Trinity County reads contraction — home values down 0.3% year over year.
- Vacancy runs 41.6% across Trinity County's tracked ZIPs, with a 17.8% poverty rate.
- The typical Trinity County home is worth about $343,009 against a ~$56,537 median income.
- Lending headwind in Trinity County sits at 13/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 96076 | 27/100 |
| 2 | 95526 | 26/100 |
| 3 | 95552 | 13/100 |
| 4 | 95527 | 12/100 |
| 5 | 95563 | 12/100 |
| 6 | 95595 | 12/100 |
| 7 | 96010 | 12/100 |
| 8 | 96024 | 12/100 |
| 9 | 96041 | 12/100 |
| 10 | 96046 | 12/100 |
| 11 | 96048 | 12/100 |
| 12 | 96052 | 12/100 |
Most distressed ZIP codes in Trinity County (composite distress 0-100, 2026)
What is driving Trinity County distress
Trinity County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 14/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Trinity County market phase and pricing
Trinity County currently sits in contraction after a 0.3% decline in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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What people ask
What is the hardest-hit ZIP in Trinity County?
ZIP 96076 leads Trinity County at 27/100, recomputed monthly from public records.
How would you describe the Trinity County market phase?
Trinity County reads contraction, with home prices down 0.3% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Trinity County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 14 Trinity County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Trinity County ZIP codes?
One county number flattens a wide range. Across the Trinity County ZIPs DLRadar ranks, scores run from 27/100 in 96076 down to 12/100 in 96052, against a Trinity County average of 14/100. That 15-point gap is why acquisition targeting in Trinity County works at ZIP level rather than county level.
What do Trinity County home values and vacancy say about distressed supply?
The typical Trinity County home carries about $343,009 of value against a median household income near $56,537. Vacancy across Trinity County's tracked ZIPs runs 41.6% and the poverty rate is 17.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Trinity County's filings and its 13/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.